Uni Credit Union
LOCATIONS
3
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
1.21% APY
60 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.21% | 5-year CD | 60 Month CD 2.25% - Ally Bank High Yield 5 Year CD |
| 0.25% | 1-year CD | 12 Month CD 1.35% - Ally Bank High Yield 12-Month CD |
| 0.20% | Savings | Secondary Share Savings 1.05% - Ally Bank Online Savings Account |
Overview / Commentary
Uni Credit Union is headquartered in Cedar Falls and is the 54th largest credit union in the state of Iowa. It is also the 3,360th largest credit union in the nation. It was established in 1955 and as of December of 2016, it had grown to 5 employees and 2,326 members at 3 locations. Uni Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to employees, students and alumni of the University of Northern Iowa or the Cedar Falls School District. Membership is also open to employees and retirees of MidAmerican Energy.
See current membership details
Health
B
Data as of Q4 2016
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Uni Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65071 |
| Year Chartered | 1955 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.41% |
| Return on Equity - YTD | 2.86% |
| Annual Interest Income | $573.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $21.2MM$20.4MM |
| Loans | Q4 2016vs Q4 2015 | $7.3MM$8.0MM |
| Deposits | Q4 2016vs Q4 2015 | $18.2MM$17.5MM |
| Equity Capital | Q4 2016vs Q4 2015 | $3.0MM$2.9MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $54.00K$59.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $153.00K$119.00K |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$0 |
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Uni Credit Union Savings Account Rates
Uni Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $300 | - | Share Draft Checking |
Uni Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.21% | $1k | - | 60 Month CD | |
| 1.00% | $1k | - | 36 Month CD | |
| 0.75% | $1k | - | 24 Month CD | |
| 0.25% | $1k | - | 6 Month CD | |
| 0.25% | $1k | - | 12 Month CD |
Uni Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.21% | $1k | - | 60 Month IRA | |
| 1.00% | $1k | - | 36 Month IRA | |
| 0.75% | $1k | - | 24 Month IRA | |
| 0.25% | $1k | - | 6 Month IRA | |
| 0.25% | $1k | - | 12 Month IRA |
Locations
| Uni Credit Union Locations | ||
|---|---|---|
| Branch Office | 1601 University Ave | Waterloo, IA 50701 |
| Branch Office | 420 Viking Rd | Cedar Falls, IA 50613 |
| Branch Office | 802 W 29th St | Cedar Falls, IA 50613-5022 |