UNI Credit Union
LOCATIONS
3
View locations
HEALTH RATING
C+
View health report
CURRENT TOP RATE
2.00% APY
23 Month CD
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.21% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.50% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.20% | Savings | 2.20% - Barclays Online Savings Account |
Overview / Commentary
UNI Credit Union is headquartered in Cedar Falls and is the 53rd largest credit union in the state of Iowa. It is also the 3,271st largest credit union in the nation. It was established in 1955 and as of September of 2018, it had grown to 7 employees and 2,052 members at 3 locations. UNI Credit Union has a C+ health rating.
Field of Membership Restrictions
UNI Credit Union is open to employees, students and alumni of the University of Northern Iowa or the Cedar Falls School District. Membership is also open to employees and retirees of MidAmerican Energy.
See current membership details
Health
C+
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. UNI Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65071 |
| Year Chartered | 1955 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 5.37% |
| Annual Interest Income | $495.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $21.7MM$22.2MM |
| Loans | Q3 2018vs Q3 2017 | $10.2MM$8.6MM |
| Deposits | Q3 2018vs Q3 2017 | $18.4MM$19.2MM |
| Equity Capital | Q3 2018vs Q3 2017 | $3.2MM$3.0MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $67.00K$59.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $236.00K$128.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
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UNI Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | IRA Share Savings | |
| 0.20% | $100 | - | Share Savings | |
| 0.20% | $100 | - | Christmas Club | |
| 0.20% | $100 | - | Secondary Share Savings |
UNI Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $300 | - | Share Draft Checking |
UNI Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $100k | - | 23 Month CD | |
| 1.21% | $1k | - | 60 Month CD | |
| 1.00% | $1k | - | 36 Month CD | |
| 0.75% | $1k | - | 24 Month CD | |
| 0.50% | $1k | - | 12 Month CD | |
| 0.25% | $1k | - | 6 Month CD |
UNI Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $100k | - | 23 Month IRA | |
| 1.21% | $1k | - | 60 Month IRA | |
| 1.00% | $1k | - | 36 Month IRA | |
| 0.75% | $1k | - | 24 Month IRA | |
| 0.50% | $1k | - | 12 Month IRA | |
| 0.25% | $1k | - | 6 Month IRA |
Locations
| UNI Credit Union Locations | ||
|---|---|---|
| Branch Office | 1601 University Ave | Waterloo, IA 50701 |
| Branch Office | 420 Viking Rd | Cedar Falls, IA 50613 |
| Branch Office | 802 W 29th St | Cedar Falls, IA 50613-5022 |