Featured Savings Rates
Featured Accounts

Unified Communities Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.05%1-year CD12 Month Add On Share Certificate
0.05%SavingsRegular Shares
0.20%3-year CD30 Month Share Certificate

Overview / Commentary
734-697-4800
186 Main St
Belleville, MI 48111

Unified Communities Federal Credit Union is headquartered in Belleville and is the 211th largest credit union in the state of Michigan. It is also the 3,894th largest credit union in the nation. It was established in 1949 and as of June of 2016, it had grown to 5 employees and 3,450 members at 1 location. Unified Communities Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must live, work, worship, volunteer or attend school in Belleville, Canton (48188 zip code), Sumpter Township or Van Buren Township.
See current membership details

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Unified Communities Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #6299
Year Chartered1949
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD3.58%
Return on Equity - YTD41.94%
Annual Interest Income$230.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$13.6MM$12.6MM
LoansQ2 2016vs Q2 2015$7.5MM$7.5MM
DepositsQ2 2016vs Q2 2015$12.4MM$11.7MM
Equity CapitalQ2 2016vs Q2 2015$1.2MM$894.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$46.00K$50.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$9.00K$49.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Unified Communities Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%--IRA Share
0.05%--Youth Savings
0.05%--Vacation Club
0.05%--Christmas Club
0.05%$500-Regular Shares

Unified Communities Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Money Market Checking
OTHER TIERS: 0.03% $2k - $10k | 0.05% $10k - $25k | 0.10% $25k - $50k

Unified Communities Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--30 Month Share Certificate
0.15%--24 Month Share Certificate
0.10%--24 Month Add On Share Certificate
0.08%--12 Month Share Certificate
0.08%--18 Month Add On Share Certificate
0.05%--6 Month Share Certificate
0.05%--12 Month Add On Share Certificate
0.03%--6 Month Add On Share Certificate

Unified Communities Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%--IRA Certificate
Locations


Unified Communities Federal Credit Union Locations
Branch Office186 Main StBelleville, MI 48111-2738