Overview / Commentary
100 East Main
Florence, TX 76527

Union State Bank (TX) is headquartered in Florence and is the 124th largest bank in the state of Texas. It is also the 1,439th largest bank in the nation. It was established in 1928 and as of June of 2018, it had grown to 87 employees at 9 locations. Union State Bank (TX) has an A+ health rating.


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Health Grade Components

FDIC Certificate #11886
Year Established1928
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD4.9%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$493.4MM$470.8MM
LoansQ2 2018vs Q2 2017$251.8MM$243.2MM
DepositsQ2 2018vs Q2 2017$417.9MM$413.7MM
Equity CapitalQ2 2018vs Q2 2017$60.1MM$43.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$187.00K$3.3MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$642.00K$1.6MM
Real Estate OwnedQ2 2018vs Q2 2017$64.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Union State Bank (TX) Savings Account Rates

0.50%$25-Youth Saver's
0.35%$25-Stash Your Cash
0.15%$25-Savings Account
0.15%--Commercial Saving

Union State Bank (TX) Money Market Rates

0.32%*$100k*-Money Market Account
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k

Union State Bank (TX) Checking Account Rates

0.10%*$10k*-Silver Advantage Now Account
OTHER TIERS: 0.05% $1k - $10k
0.05%$1k-Now Account

Union State Bank (TX) CD Rates

1.40%$1k-60 Month Investor's Choice CD
1.00%$1k-36 Month Investor's Choice CD
0.85%$1k-24 Month Investor's Choice CD
0.70%$1k-18 Month CD
0.60%$1k-12 Month CD
0.25%$1k-6 Month CD
0.15%$1k-3 Month CD

Union State Bank (TX) IRA Rates

1.40%$1k-60 Month Investor's Choice IRA
1.00%$1k-36 Month Investor's Choice IRA
0.70%$1k-18 Month investor's Choice IRA

Union State Bank (TX) Locations
Union State Bank100 East MainFlorence, TX 76527
Georgetown Branch1100 Williams DriveGeorgetown, TX 78628
Killeen Branch120 North Gray StreetKilleen, TX 76541
Liberty Hill Branch13601 W. Hwy. 29Liberty Hill, TX 78642
Usb-Killeen South Branch2201 E. Stan Schlueter Loop, Suite BKilleen, TX 76542
Harker Heights Branch345 E. Fm 2410Harker Heights, TX 76548
Usb - Temple3957 Raleigh DrTemple, TX 76502
Round Rock Branch902 Palm Valley Dr.Round Rock, TX 78664

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