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Overview / Commentary
706-781-2265
177 Highway 515 East
Blairsville, GA 30512

United Community Bank (GA) is headquartered in Blairsville and is the 3rd largest bank in the state of Georgia. It is also the 114th largest bank in the nation. It was established in 1950 and as of September of 2016, it had grown to 1,933 employees at 134 locations. United Community Bank (GA) has an A+ health rating.

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Customer Service

Posted by: Anonymous | Feb 2, 2012

United Community Bank is the best bank in the area!!! This bank has the best customer service I have ever encountered! I would recommend anyone to this bank, I tell everyone I come in contact with that UCBI can serve them the best!

United Community Bank

Posted by: roberthawk | Oct 6, 2011

This is a home town bank that knows its customers.  Is it a huge bank?  Nope?  Does it have every modern convenience known to man?  Nope  Does it serve its customers?  Yes it does.  

This bank was able to see past the GLB act and the Community Reinvestment act.  They stood their ground, when they could have participated with the others during the housing bubble and put their customers in harms way financially.   I think that anyone considering a home town bank should give United Community a try.  I think you will find them a good financial partner.  

After Hours Assistance Needed? You're SOL!

Posted by: BHC | Apr 22, 2013

Employees are friendly, can't fault them, but this bank is stuck in the dark ages.  Good luck finding a branch open after 4.  Better luck getting any help whatsoever after 5.

While trying to make a purchase, I found that apparently a hold was put on my bank card because they got overzealous in their fraud protection.  I don't know for sure, because when I tried to call a support number I spent 20 minutes on hold, listening to advertisements of their services, which were interrupted every 10 seconds (!) by a recording urging me to stay on line because someone would be with me shortly.  What do I get after that 20 minute wait?  A few rings, then a new message telling me they were closed until tomorrow.

Closed.  Tomorrow.  I like the sound of that!  Closing my account tomorrow!

WENT FROM GOOD TO TERRIBLE.

Posted by: THEWOLF | Aug 26, 2015

When times were good they were good. When things went bad they just charged the customers more. Terrible bank to deal with. Fired all the good employees and now they have all the brown noses.
Brown up to their ears. Nose could not handle all of it.

VIEW MORE REVIEWS

Health
A+

Health Grade Components

Overall
FDIC Certificate #16889
Year Established1950
Employees1933
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD9.12%
Annual Interest Income$247.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$10.28B$9.38B
LoansQ3 2016vs Q3 2015$6.69B$5.98B
DepositsQ3 2016vs Q3 2015$8.49B$7.96B
Equity CapitalQ3 2016vs Q3 2015$1.20B$1.10B
Loan Loss AllowanceQ3 2016vs Q3 2015$63.0MM$69.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$21.3MM$13.9MM
Real Estate OwnedQ3 2016vs Q3 2015$9.2MM$7.7MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community Bank (GA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%--United Savings
0.02%--United Student Savings
0.02%--United Business Savings

United Community Bank (GA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.24%*$100k*-Business Money Market Account
OTHER TIERS: 0.19% Up to $100k
0.15%*$100k*-Money Market
OTHER TIERS: 0.10% Up to $100k

United Community Bank (GA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$50k*-United Investment Checking
OTHER TIERS: 0.05% Up to $10k | 0.08% $10k - $50k
0.02%--Golden Premier Checking
0.02%--Premier Checking
0.02%--Business Plus Checking
0.02%--Iolta Checking

United Community Bank (GA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500-48 Month CD
0.20%$500-36 Month CD
0.20%$500-60 Month CD
0.15%$500-18 Month CD
0.15%$500-24 Month CD
0.15%$500-30 Month CD
0.10%$500-3 Month CD
0.10%$500-6 Month CD
0.10%$500-12 Month CD

United Community Bank (GA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500-36 Month IRA
0.20%$500-48 Month IRA
0.20%$500-60 Month IRA
0.15%$500-18 Month IRA
0.15%$500-24 Month IRA
0.10%$500-3 Month IRA
0.10%$500-6 Month IRA
0.10%$500-12 Month IRA
Locations

United Community Bank (GA) has 133 locations. Click to view all United Community Bank (GA) locations.