4.25% 15-Month CD at a GA/TN/NC Bank (United Community).

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United Community Bank has a very nice CD special, but it's not going to last long. It's scheduled to end this Saturday (5/31/08). It has a yield of 4.25% APY and a term of 15 months. The minimum deposit is $500. This special doesn't seem to be listed at the bank's website. A reader sent me email on this, and I just called the bank for additional details. According to the CSR, there is no maximum deposit limit and there are no checking account requirements.

A branch visit is required to open this CD. Branches are located in several cities of Georgia, East Tennessee and Western North Carolina.

The bank has a 4 star rating (excellent) at BauerFinancial based on 12/31/07 data. It has been FDIC insured since 1950 (FDIC Certificate # 16889).

Thanks to the reader who sent me email on this special.
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6.15% 6-Month CD at a Georgia Bank (United Community Bank).
United Community Bank in Cumming, Georgia is offering a 6-month, 6.15% APY certificate of deposit. The minimum deposit is $1,000 with no maximum. It requires that you open a checking account with a minimum opening balance of $100. The special ends this week. This special is not listed at the bank's website. A reader provided this info, and I obtained additional details from the bank.

They do offer the Ultimate Free Checking Account with no monthly fees. Also, there's a free halogen spotlight gift when you open this checking account.

This CD...



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