United Community Bank of North Dakota

Overview / Commentary
105 Central Avenue South
Leeds, ND 58346

United Community Bank of North Dakota is headquartered in Leeds and is the 21st largest bank in the state of North Dakota. It is also the 2,216th largest bank in the nation. It was established in 1912 and as of September of 2021, it had grown to 42 employees at 4 locations. United Community Bank of North Dakota has a B health rating.


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Health Grade Components

FDIC Certificate #10249
Year Established1912
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.74%
Return on Equity - YTD17.95%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$362.3MM$360.8MM
LoansQ3 2021vs Q3 2020$274.0MM$289.1MM
DepositsQ3 2021vs Q3 2020$326.0MM$318.0MM
Equity CapitalQ3 2021vs Q3 2020$35.9MM$35.8MM
Loan Loss AllowanceQ3 2021vs Q3 2020$5.5MM$3.8MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$4.7MM$0
Real Estate OwnedQ3 2021vs Q3 2020$1.3MM$2.8MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community Bank of North Dakota Savings Account Rates

0.05%*$25k*-Jumbo Savings Account
OTHER TIERS: 0.01% $100 - $25k
0.01%$10-Success Savings Account
0.01%$100-Business Savings Account

United Community Bank of North Dakota Money Market Rates

0.01%$2.5k-Money Market Account

United Community Bank of North Dakota Checking Account Rates

0.01%$500-United Checking Account
0.01%$500-Golden Now Account
0.01%$2.5k-Platinum Club Account

United Community Bank of North Dakota CD Rates

0.60%$500-60 Month CD
0.45%$500-48 Month CD
0.40%$500-36 Month CD
0.35%$500-24 Month CD
0.30%$500-18 Month CD
0.25%$500-15 Month CD
0.20%$500-12 Month CD
0.10%$500-9 Month CD
0.08%$500-6 Month CD
0.05%$500-3 Month CD

United Community Bank of North Dakota IRA Rates

0.74%$25-3 Year Easy Start IRA
0.60%$500-60 Month IRA
0.45%$500-48 Month IRA
0.40%$500-36 Month IRA
0.35%$500-24 Month IRA
0.30%$500-18 Month IRA
0.25%$500-15 Month IRA
0.20%$500-12 Month IRA
0.10%$500-9 Month IRA
0.08%$500-6 Month IRA
0.05%$500-3 Month IRA

United Community Bank of North Dakota Locations
United Community Bank Of North Dakota105 Central Avenue SouthLeeds, ND 58346
Drake Branch120 Main StreetDrake, ND 58736
Minot Branch925 20th Avenue SouthwestMinot, ND 58702
Burlington BranchJohnson Street SouthBurlington, ND 58722

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