Overview / Commentary
105 Central Avenue South
Leeds, ND 58346

United Community Bank of North Dakota is headquartered in Leeds and is the 18th largest bank in the state of North Dakota. It is also the 1,811th largest bank in the nation. It was established in 1912 and as of December of 2018, it had grown to 45 employees at 4 locations. United Community Bank of North Dakota's CD rates are 2X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #10249
Year Established1912
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD8.74%
Annual Interest Income$17.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$386.6MM$353.0MM
LoansQ4 2018vs Q4 2017$267.6MM$288.8MM
DepositsQ4 2018vs Q4 2017$341.6MM$307.4MM
Equity CapitalQ4 2018vs Q4 2017$43.5MM$36.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.8MM$3.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$5.8MM$2.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$12.00K
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Always verify rates and promotions with the bank or credit union. We are not United Community Bank of North Dakota; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community Bank of North Dakota Savings Account Rates

0.45%*$25k*-Jumbo Savings Account
OTHER TIERS: 0.35% $100 - $25k
0.35%*$25k*-Business Savings Account
OTHER TIERS: 0.30% $100 - $25k
0.30%$10-Success Savings Account

United Community Bank of North Dakota Money Market Rates

0.55%*$25k*-Money Market Account
OTHER TIERS: 0.30% $2.5k - $10k | 0.35% $10k - $25k

United Community Bank of North Dakota Checking Account Rates

0.40%*$5k*-Platinum Club Account
OTHER TIERS: 0.30% $2.5k - $5k
0.35%*$5k*-Golden Now Account
OTHER TIERS: 0.30% $500 - $5k
0.30%*$10k*-United Checking Account
OTHER TIERS: 0.10% $500 - $2.5k | 0.20% $2.5k - $10k

United Community Bank of North Dakota CD Rates

2.75%$5k-36 Month CD Special
2.25%$500-60 Month CD
2.15%$500-48 Month CD
2.10%$500-36 Month CD
2.10%$5k-12 Month CD Special
2.05%$500-24 Month CD
2.00%$500-18 Month CD
1.85%$500-15 Month CD
1.55%$500-12 Month CD
0.80%$500-9 Month CD
0.55%$500-6 Month CD
0.40%$500-3 Month CD

United Community Bank of North Dakota IRA Rates

2.89%$25-3 Year Easy Start IRA

United Community Bank of North Dakota Locations
United Community Bank Of North Dakota105 Central Avenue SouthLeeds, ND 58346
Drake Branch120 Main StreetDrake, ND 58736
Minot Branch925 20th Avenue SouthwestMinot, ND 58702
Burlington BranchJohnson Street SouthBurlington, ND 58722

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