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Overview / Commentary
1900 W Broadway
Council Bluffs, IA 51501

United Credit Union (IA) is headquartered in Council Bluffs and is the 59th largest credit union in the state of Iowa. It is also the 3,616th largest credit union in the nation. It was established in 1953 and as of December of 2017, it had grown to 3 employees and 2,240 members at 1 location. United Credit Union (IA) has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Pottawattamie County in Iowa.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Credit Union (IA) has a low asset base.

Health Grade Components

NCUA #65557
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD6.98%
Annual Interest Income$472.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$16.3MM$16.2MM
LoansQ4 2017vs Q4 2016$5.1MM$5.3MM
DepositsQ4 2017vs Q4 2016$14.6MM$14.6MM
Equity CapitalQ4 2017vs Q4 2016$1.7MM$1.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$35.00K$37.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$33.00K$42.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Credit Union (IA) Savings Account Rates

0.75%$100-Share IRA
0.50%$100-Christmas Club
0.20%$25-KIRBY Kids Club
0.20%$100-Special Savings

United Credit Union (IA) CD Rates

1.16%*$10k*-3 Year CD
OTHER TIERS: 0.85% $500 - $10k
0.85%*$10k*-2 Year CD
OTHER TIERS: 0.75% $500 - $10k
0.75%*$10k*-1 Year CD
OTHER TIERS: 0.55% $500 - $10k
0.55%*$10k*-6 Month CD
OTHER TIERS: 0.40% $500 - $10k

United Credit Union (IA) IRA Rates

0.55%$500-1 Year IRA

United Credit Union (IA) Locations
Branch Office1900 W BroadwayCouncil Bluffs, IA 51501