Overview / Commentary
1900 W Broadway
Council Bluffs, IA 51501

United Credit Union (IA) is headquartered in Council Bluffs and is the 59th largest credit union in the state of Iowa. It is also the 3,547th largest credit union in the nation. It was established in 1953 and as of September of 2018, it had grown to 3 employees and 2,191 members at 1 location. United Credit Union (IA) has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Pottawattamie County in Iowa.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Credit Union (IA) has a low asset base.

Health Grade Components

NCUA #65557
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD8.13%
Annual Interest Income$369.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$17.0MM$16.9MM
LoansQ3 2018vs Q3 2017$5.0MM$5.3MM
DepositsQ3 2018vs Q3 2017$15.2MM$15.2MM
Equity CapitalQ3 2018vs Q3 2017$1.8MM$1.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$40.00K$33.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$47.00K$104.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Credit Union (IA) Savings Account Rates

1.05%$100-Share IRA
0.50%$100-Christmas Club
0.25%$25-KIRBY Kids Club
0.25%$100-Special Savings

United Credit Union (IA) CD Rates

1.16%*$10k*-3 Year CD
OTHER TIERS: 0.85% $500 - $10k
0.85%*$10k*-2 Year CD
OTHER TIERS: 0.75% $500 - $10k
0.75%*$10k*-1 Year CD
OTHER TIERS: 0.55% $500 - $10k
0.55%*$10k*-6 Month CD
OTHER TIERS: 0.40% $500 - $10k

United Credit Union (IA) IRA Rates

0.55%$500-1 Year IRA

United Credit Union (IA) Locations
Branch Office1900 W BroadwayCouncil Bluffs, IA 51501

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