Featured Savings Rates
Featured Accounts

United Energy Credit Union

Popular Accounts at this Credit Union

1.10%1-year CD12 Month Jumbo Term Share Account
1.00%1-year CD12 Month Large Term Share Account
0.25%SavingsShare Pass Book Account

Overview / Commentary
8790 FM 1960 Bypass Rd W Ste 500A
Humble, TX 77338-3950

United Energy Credit Union is headquartered in Humble and is the 238th largest credit union in the state of Texas. It is also the 3,107th largest credit union in the nation. It was established in 1934 and as of March of 2017, it had grown to 10 employees and 3,896 members at 2 locations. United Energy Credit Union's CD rates are 22% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship within a 10-mile radius of the credit union's two offices and to employees of CenterPoint Energy and Reliant Energy.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Energy Credit Union has a low asset base.

Health Grade Components

NCUA #67493
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.08%
Return on Equity - YTD0.43%
Annual Interest Income$266.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$26.5MM$25.9MM
LoansQ1 2017vs Q1 2016$13.3MM$13.9MM
DepositsQ1 2017vs Q1 2016$21.3MM$20.8MM
Equity CapitalQ1 2017vs Q1 2016$4.7MM$4.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$168.00K$222.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$144.00K$107.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Energy Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

United Energy Credit Union Savings Account Rates

1.31%$25-IRA Savings
1.31%$25-Education IRA
0.25%--Share Pass Book Account

United Energy Credit Union CD Rates

1.10%$100k-12 Month Jumbo Term Share Account
1.00%$10k-12 Month Large Term Share Account
0.70%$10k-6 Month Large Term Share Account
0.50%$500-6 Month Small Term Share Account

United Energy Credit Union Locations
Branch Office1111 Louisiana St Ste B102Houston, TX 77002-5230
Branch Office8790 FM 1960 Bypass Rd W Ste 500AHumble, TX 77338-3950