2.10% APY money market account (rate guaranteed to 12/31/09)
1.50% APY checking account (rate guaranteed to 12/31/09)
All of the above accounts have a minimum balance of $500. Only the CD rate is listed at the bank's rates page as of 9/10/09. The "Pick Any Two" promo is mentioned on this page but without any details. I called yesterday, and the CSR informed me of the above details. They would like for customers to open up at least 2 of the 3 accounts, but according to the CSR, this is not required. These promotions may end at anytime, but the CSR said that they were going to run another advertisement today (9/10/09) so these should last for at least another week.
A branch visit is required to open an account. Branches are located in the Ohio cities of DeGraff, West Manchester and Columbus. There's also an office in Falmouth, Kentucky under the name Pendleton Savings Bank which is a division of United Midwest.
The bank's financial ratings are a little weak: 3½ stars (good) at BauerFinancial and 1 star (lowest) at Bankrate.com. These ratings are based on 3/31/09 financial data. The bank has been a FDIC member since 1986 (FDIC Certificate # 32441).
Update 1/20/2009: These CD rates are no longer available. Please check the bank's website for the latest rates.
United Financial Bank of Florida is offering two competitive promotional CD rates: 4.25% 14-Month CD and a 4.00% APY CD for terms from 3 to 6 months. Minimum deposit is $500. These rates are listed at the bank's rate table as of 12/12/08. The rate table also lists an introductory yield of 3.50% APY for its money market account for initial deposits of at least $5,000.
POSTED ON WEDNESDAY, DECEMBER 10, 2008 BY KEN TUMIN
United Midwest Savings Bank is offering two competitive promotional CD rates: 4.25% 14-Month CD and a 4.00% APY 5-month CD. Minimum deposit is $500. These rates are listed at the bank's rate table as of 12/10/08. The rate table has an October date, so I contacted the bank. The banking rep confirmed that these are still available. As usual, they can end at anytime.
A branch visit is required to open an account. Branches are located in the Ohio cities of DeGraff, West Manchester and Columbus. There's also an office in...
United Midwest Savings Bank has three high interest CD specials. These include a 5.25% APY 19-month CD, a 5.00% APY 15-month CD and a 4.75% APY 7-month CD. All of these certificates have a minimum deposit requirement of $500.
The bank has branches in the Ohio cities of DeGraff, Columbus and Bellefontaine. The bank also has a branch in Falmouth, Kentucky.
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