United Mississippi Bank is offering a high-yield reward checking account called NetChek. The account offers the following rates and features if certain monthly requirements are met:
5.13% APY on balances up to $25,000
1.01% APY on the portion of the balance over $25,000
0.25% base rate if qualifications are not met
ATM fee refunds
The monthly requirements include:
10 debit card purchases
1 ACH direct deposit or debit
Additional features of the account regardless of the monthly requirements include:
No minimum balance requirement
No monthly service charge
It appears that a branch visit is required to open an account. Branches are located in Natchez, Fayette, Woodville and Centreville, Mississippi. The bank has been FDIC insured since 1973 (FDIC Certificate # 21083).
Other Reward Checking Accounts
It's getting hard to find reward checking accounts with rates over 5% these days. Many have lowered their rates this year.
To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.
The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.