Featured Savings Rates
Featured Accounts
Overview / Commentary
605 Coffeen St
Watertown, NY 13601

United Neighbors Federal Credit Union is headquartered in Watertown and is the 266th largest credit union in the state of New York. It is also the 4,619th largest credit union in the nation. It was established in 1954 and as of September of 2017, it had grown to 3 employees and 1,233 members at 1 location. United Neighbors Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in United Neighbors Credit Union is open to those who live, work, attend school or worship in Jefferson County, New York.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Neighbors Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #9478
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD-0.13%
Return on Equity - YTD-1.2%
Annual Interest Income$245.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$6.0MM$6.4MM
LoansQ3 2017vs Q3 2016$3.9MM$4.9MM
DepositsQ3 2017vs Q3 2016$5.4MM$5.7MM
Equity CapitalQ3 2017vs Q3 2016$669.00K$674.00K
Loan Loss AllowanceQ3 2017vs Q3 2016$29.00K$8.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$55.00K$60.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Neighbors Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Neighbors Federal Credit Union CD Rates

1.10%--3 Year CD
0.85%$1k-12 Month Term Share Certificate

United Neighbors Federal Credit Union Locations
Branch Office605 Coffeen StWatertown, NY 13601-2412