Overview / Commentary
315-782-6476
605 Coffeen St
Watertown, NY 13601

United Neighbors Federal Credit Union is headquartered in Watertown and is the 265th largest credit union in the state of New York. It is also the 4,505th largest credit union in the nation. It was established in 1954 and as of June of 2018, it had grown to 3 employees and 1,158 members at 1 location. United Neighbors Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in United Neighbors Credit Union is open to those who live, work, attend school or worship in Jefferson County, New York.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Neighbors Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #9478
Year Chartered1954
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-2.05%
Return on Equity - YTD-21%
Annual Interest Income$140.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$6.2MM$6.0MM
LoansQ2 2018vs Q2 2017$3.3MM$4.1MM
DepositsQ2 2018vs Q2 2017$5.6MM$5.3MM
Equity CapitalQ2 2018vs Q2 2017$600.00K$662.00K
Loan Loss AllowanceQ2 2018vs Q2 2017$23.00K$26.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$7.00K$36.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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United Neighbors Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%--3 Year CD
0.85%$1k$250k12 Month CD
Locations


United Neighbors Federal Credit Union Locations
Branch Office605 Coffeen StWatertown, NY 13601-2412

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