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Overview / Commentary
605 Coffeen St
Watertown, NY 13601

United Neighbors Federal Credit Union is headquartered in Watertown and is the 268th largest credit union in the state of New York. It is also the 4,664th largest credit union in the nation. It was established in 1954 and as of June of 2017, it had grown to 3 employees and 1,254 members at 1 location. United Neighbors Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in United Neighbors Credit Union is open to those who live, work, attend school or worship in Jefferson County, New York.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Neighbors Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #9478
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD-0.23%
Return on Equity - YTD-2.11%
Annual Interest Income$170.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$6.0MM$6.4MM
LoansQ2 2017vs Q2 2016$4.1MM$5.2MM
DepositsQ2 2017vs Q2 2016$5.3MM$5.5MM
Equity CapitalQ2 2017vs Q2 2016$662.00K$703.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$26.00K$6.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$36.00K$46.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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United Neighbors Federal Credit Union CD Rates

1.10%--3 Year CD
0.85%$1k-12 Month Term Share Certificate

United Neighbors Federal Credit Union Locations
Branch Office605 Coffeen StWatertown, NY 13601-2412