2.00% 9-Month CD at United Orient Bank in New York City - Local Only


United Orient Bank has two competitive CD rates: a 2.00% APY 9-month CD and a 2.18% APY 18-month CD. Minimum deposit is $5,000. Lower rates are available for a $500 minimum. These rates are listed at the bank's CD rates page as of 12/16/09.

It appears that a branch visit is required to open an account. The bank has two branches in New York City.

The bank's ratings for safety and soundness are mixed: 4 stars (excellent) at BauerFinancial (based on 9/30/09 data) and 2 stars (below peer group) at Bankrate.com (based on 6/30/09 data). The bank has been a FDIC member since 1981 (FDIC Certificate # 23373).

Other Competitive Certificate of Deposit Rates
Related Pages: United Orient Bank, New York, CD rates

  |     |   Comment #1
Got 2.00% for 12 months and could have gotten better had I chose to travel to another bank.

2.00% for 9 months isn't anything worthy. To each his own. Cavaet emptor.

You won't find me here anymore however. Rate shopping just doesn't work and just absorbs time. Considering time is money, shopping for rates just doesn't pay unless you need a place to park cash and at the time do shopping but swapping rates just doesn't cut the mustard.

A Bank is to be used for deposits, a little interest and online billpayment or checking and cash for a safety net.

And you won't get much on that cash for safety net but you can shop around rate tiers for such but swapping just wastes time.

This blog no longer fits my needs so I bid you all farewell.

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