Featured Savings Rates
Featured Accounts

United Poles Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.80%5-year CD5 Years CD PLU$
0.15%1-year CD12 Months Platinum CD
0.05%SavingsRegular Share Account

Overview / Commentary
732-442-5648
412 New Brunswick Ave
Perth Amboy, NJ 08861

United Poles Federal Credit Union is headquartered in PERTH AMBOY and is the 54th largest credit union in the state of New Jersey. It is also the 2,620th largest credit union in the nation. It was established in 1965 and as of June of 2016, it had grown to 5 employees and 2,110 members at 2 locations. United Poles Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to members of United Poles in America, INC. in Perth Amboy, New Jersey, the New Jersey Division of the Polish-American Congress, the Polish National Fund of New Jersey and other select organizations.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. United Poles Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #16577
Year Chartered1965
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD5.3%
Annual Interest Income$676.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$38.4MM$36.7MM
LoansQ2 2016vs Q2 2015$25.5MM$23.1MM
DepositsQ2 2016vs Q2 2015$35.0MM$33.5MM
Equity CapitalQ2 2016vs Q2 2015$3.1MM$3.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$332.00K$394.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$725.00K$1.1MM
Real Estate OwnedQ2 2016vs Q2 2015$136.00K$294.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Poles Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Traditional IRA
OTHER TIERS: 0.20% Up to $5k | 0.35% $5k - $10k | 0.50% $10k - $30k | 0.60% $30k - $100k
0.75%*$100k*-Roth IRA
OTHER TIERS: 0.20% Up to $5k | 0.35% $5k - $10k | 0.50% $10k - $30k | 0.60% $30k - $100k
0.75%*$100k*-Coverdell Education Savings Account
OTHER TIERS: 0.20% Up to $5k | 0.35% $5k - $10k | 0.50% $10k - $30k | 0.60% $30k - $100k
0.25%--Kids Savings Club
0.10%--Christmas Club
0.10%--Vacation Club
0.10%--College Club
0.10%--Other Club Account
0.05%--Regular Share Account

United Poles Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $20k | 0.15% $20k - $50k | 0.20% $50k - $100k

United Poles Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.00%$2k-Share-draft Account

United Poles Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$5k-5 Years CD
0.80%$5k-4 Years CD
0.80%$5k-5 Years CD PLU$
0.75%$5k-3 Years CD
0.70%$5k-4 Years CD PLU$
0.65%$5k-3 Years CD PLU$
0.55%$5k-2 Years CD
0.35%$5k-18 Months CD
0.20%$5k-1 Year CD
0.15%$5k-9 Months Platinum CD
0.15%$5k-12 Months Platinum CD
0.10%$5k-6 Months CD

United Poles Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$5k-10 Years IRA
1.11%$5k-7 Years IRA
1.00%$5k-5 Years IRA
Locations


United Poles Federal Credit Union Locations
Branch Office1161 W SAINT GEORGES AVELINDEN, NJ 07036
Branch Office412 NEW BRUNSWICK AVEPERTH AMBOY, NJ 08861