Special 3-Year CD Rate at United SA Federal Credit Union in San Antonio - Local Only

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APYMINMAXINSTITUTIONPRODUCTDETAILS
2.02%$500-United SA Federal Credit Union60 Month CD
1.76%$500-United SA Federal Credit Union48 Month CD
0.25*%$25k-United SA Federal Credit UnionPremium Reward Checking
Accounts mentioned in this post. Rates as of July 30, 2016.

United SA Federal Credit Union is offering two special share certificate rates. The special 3-year CD rate is the most competitive with a 2.32% APY. The other one is a 1.56% APY 2-year CD. These rates are listed in the credit union's promotion page. According to the small print, the "APY is accurate from February 10 - 28, 2011, or until deposit limit is reached".

The credit union continues to competitive standard CD and IRA CD rates. The most competitive include a 2.99% APY 5-year CD and a 2.58% APY 4-year CD. These are listed at the credit union's rates page as of 2/23/2011.

As a comparison to internet banks, the best 3-year CD rate is 2.00% APY at OneWest Bank. The best 3-year CD rate at a credit union that's easy to join is 2.25% APY at Fort Knox FCU (as of 2/23/2011).

The credit union also offers a reward checking account. I first reported on this reward checking account in October 2007 when it was paying 6.01% APY. The rate has fallen considerably, and it now pays only 1.11% APY for balances up to $25K.

Membership is open to those who live, work, worship or attend school in Bexar County, Texas. Please see the credit union membership page for the full details. Membership requires a minimum deposit of $5 into the savings account.

Branches are located in San Antonio, TX.

The credit union has an overall health score of 3 out of 5 with a Texas Ratio of 31.42% (above average) based on September 2010 data. Please refer to our financial overview of United SA Federal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 10245).

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Top Long-Term CD Rates Continue at United SA Federal Credit Union in Texas - Local Only

United SA Federal Credit Union continues to offer competitive long-term CD and IRA CD rates. The best one is a 3.04% APY 5-year CD. The rates for the shorter terms have gone down a bit since my September post. Those include a 2.63% APY 4-year CD and a 2.17% APY 3-year CD. Minimum deposit is $500. These rates are listed in the credit union's rates page as of 11/21/2010. Above the table it lists a date range of November 18th to November 24th.

As a comparison to internet banks as of...

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Top Long-Term CD Rates at United SA Federal Credit Union in TX - Local Only

United SA Federal Credit Union is offering some competitive long-term CD and IRA CD rates. The best ones include a 3.04% APY 5-year CD and a 2.38% APY 3-year CD. Minimum deposit is $500. These rates are listed in the credit union's rates page as of 9/23/2010.

One small perk with the 3-year CD is that it has a bump-up feature that allows you to "request a one-time rate adjustment to match the current published rate." The maximum rate increase is 1%, and the term remains the same after the adjustment....

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High-Yield Reward Checking Account at a Texas CU (United SA)

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United SA Federal Credit Union is offering the Premium Reward Checking which pays 1.50% APY on balances up to $25K (0.50% over) and refunds ATM fees if the following monthly requirements are met: 1) 15 debit card transactions, 2) receive E-statements, and 3) access E-Teller, the online banking service. If these requirements are not met, the rate falls to 0.05%. Regardless of meeting the above requirements, there are no monthly...

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Field of membership includes those who live, work, worship, attend school in Bexar County, Texas. See site for additional ways to be eligible to join. A minimum balance of $5 in the savings account is required for membership. United SA is located in San Antonio, TX.

The...



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