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United States Senate Federal Credit Union


Overview / Commentary
www.ussfcu.org
800-374-2758
1310 Braddock Pl
Alexandria, VA 22314

United States Senate Federal Credit Union is headquartered in Alexandria and is the 13th largest credit union in the state of Virginia. It is also the 353rd largest credit union in the nation. It was established in 1935 and as of December of 2022, it had grown to 130 employees and 49,922 members at 4 locations. United States Senate Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in United States Senate Federal Credit Union is open to anyone through a contribution to the US Capitol Historical Society (USCHS). Membership is also open to employees of The United States Senate, The United States Supreme Court, The Government Accountability Office, Democratic National Committee, and over 75 area Select Employer Groups.
See current membership details

Related Posts

USSFCU Has Special Offer For CD Holders For A Limited Time - 3/1/2023

USSFCU is currently allowing members with certificates to break and renew them without penalty at the current rates. This week I broke a regular and an IRA CD and renewed them both for another five-year term at the prevailing rates. Both of my CDs still had about a year to go on them until maturity. I think it's worth a call to see if your USSFCU CDs are eligible. I had no eligibility issues myself (both CDs were maturing within a year). If you are a USSFCU member with a CD and received an email from USSFCU recently announcing this program and thought it was a scam, I can tell that you that it isn't. You need to call them at 1-800-374-2758 because this special isn't on their website as far as I can see. FYI.

$118 Bonus For New USSFCU Members - 1/27/2023

WELCOME TO THE 118TH CONGRESS Join USSFCU and open your free Senate checking account by February 28, 2023 using promo code "118." Then, simply use your USSFCU Visa® Debit Card to make five transactions of $5.00 or more each within 30-days and get a $118 bonus deposit into your new USSFCU account. Must apply for membership using promo code 118 by February 28, 2023, to be eligible to receive any of the bonus rewards advertised in this promotion. Promotion valid between 01/03/2023 and 02/28/2023. https://www.ussfcu.org/New-Member-Bonus.html#

US Senate Federal Credit Union Adds Rate-Leading 20-Month CD Special - EXPIRED - 10/22/2022

United States Senate Federal Credit Union (easy membership) has added a limited-time, rate-leading 20-month CD Special. $1k minimum deposit, new money required.

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Reviews (13)

Credit Union Helped Me

Posted by: |

I started my first job in the United States Senate and my paycheck was deposited into the United States Senate Federal Credit Union. I had never had two nickels to rub together and the credit union helped me save money. The credit union had great advisors who helped me plan for retirement by starting an IRA so I could have many options for investing for the future. The credit union has branches both in D.C. and in the suburbs where I lived so I could get cash from the ATM.They also made it super easy for me to transfer money to my family. Mostly, I loved the advice since I was so inexperienced and I became friends with the staff. Having advice was crucial for me and getting advice from the credit union made me feel like I was protected. Later, I had bank accounts with other banks that were always trying to sell me services and products that I didn't want or need. The credit union was more honest and objective and so I felt like I was being looked after like an equal, not treated like a cow to milk like the ripoff banks.

7

USSFCU Has Special Offer For CD Holders For A Limited Time

Posted by: |

USSFCU is currently allowing members with certificates to break and renew them without penalty at the current rates. This week I broke a regular and an IRA CD and renewed them both for another five-year term at the prevailing rates. Both of my CDs still had about a year to go on them until maturity.

I think it's worth a call to see if your CDs are eligible. I had no eligibility issues myself (both CDs were maturing within a year).

If you are a USSFCU member with a CD and received an email from USSFCU recently announcing this program and thought it was a scam, I can tell that you that it isn't.

FYI.

2

United States Senate Federal Credit Union

Posted by: |

My mother worked for 25 years for the US Senate. Because of this, my entire family had accounts with the USSFCU (United States Senate Federal Credit Union). Honestly, I have not used that account much. I do maintain a small balance in the checking account to keep it active. I like the aspects of the account. No monthly fees, unlimited check writing, free atm/debit cards and no service charges. They also have great customer service. I have had a few minor issues with my checking account and direct deposit not working and they were extremely fast to fix the issue. The other good thing about the USSFCU is that there is no minimum deposit to open an account there. If you are eligible for an account, you can open one for free.

15

Worst Cu Ever

Posted by: |

needed to cash out a cd due to an emergency. they want to charge me nearly 17000 in penalty. don t go there .don t use them. they are cut throat criminals

1
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Health
B+

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #624
Year Chartered1935
Employees130
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD4.31%
Annual Interest Income$49.6MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$1.26B$1.21B
LoansQ4 2022vs Q4 2021$1.03B$820.4MM
DepositsQ4 2022vs Q4 2021$1.14B$1.09B
Equity CapitalQ4 2022vs Q4 2021$109.2MM$114.4MM
Loan Loss AllowanceQ4 2022vs Q4 2021$7.9MM$5.2MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$6.5MM$3.1MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not United States Senate Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United States Senate Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$5-IRA Savings Account
0.15%$5-Primary Savings Share
0.15%$5-Youth Savings Share
0.15%$5-Holiday Club Savings Share
0.05%--Business Savings

United States Senate Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%*$500k*-Senate Money Market Share
OTHER TIERS: 1.26% → $2k - $10k | 1.31% → $10k - $20k | 1.36% → $20k - $40k | 1.41% → $40k - $75k | 1.46% → $75k - $100k | 1.51% → $100k - $150k | 1.56% → $150k - $250k | 1.61% → $250k - $500k
1.66%*$500k*-Business Money Market
OTHER TIERS: 1.26% → $2k - $10k | 1.31% → $10k - $20k | 1.36% → $20k - $40k | 1.41% → $40k - $75k | 1.46% → $75k - $100k | 1.51% → $100k - $150k | 1.56% → $150k - $250k | 1.61% → $250k - $500k

United States Senate Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Gold Source Checking Share

United States Senate Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.65%*$200k*-12-23 Month Share Certificate
OTHER TIERS: 4.55% → $1k - $100k | 4.60% → $100k - $200k
4.65%*$200k*-Business 12-23 Month Share Certificate
OTHER TIERS: 4.55% → $1k - $100k | 4.60% → $100k - $200k
4.45%*$200k*-36-47 Month Share Certificate
OTHER TIERS: 4.34% → $1k - $100k | 4.39% → $100k - $200k
4.45%*$200k*-24-35 Month Share Certificate
OTHER TIERS: 4.34% → $1k - $100k | 4.39% → $100k - $200k
4.45%*$200k*-Business 36-47 Month Share Certificate
OTHER TIERS: 4.34% → $1k - $100k | 4.39% → $100k - $200k
4.45%*$200k*-Business 24-35 Month Share Certificate
OTHER TIERS: 4.34% → $1k - $100k | 4.39% → $100k - $200k
4.34%*$200k*-60 Month Share Certificate
OTHER TIERS: 4.24% → $1k - $100k | 4.29% → $100k - $200k
4.34%*$200k*-48-59 Month Share Certificate
OTHER TIERS: 4.24% → $1k - $100k | 4.29% → $100k - $200k
4.34%*$200k*-Business 48-59 Month Share Certificate
OTHER TIERS: 4.24% → $1k - $100k | 4.29% → $100k - $200k
4.34%*$200k*-Business 60 Month Share Certificate
OTHER TIERS: 4.24% → $1k - $100k | 4.29% → $100k - $200k
4.24%*$200k*-36 Month Personal Bump Certificate
OTHER TIERS: 4.13% → $1k - $100k | 4.18% → $100k - $200k
4.24%*$200k*-48 Month Personal Bump Certificate
OTHER TIERS: 4.13% → $1k - $100k | 4.18% → $100k - $200k
4.24%*$200k*-60 Month Personal Bump Certificate
OTHER TIERS: 4.13% → $1k - $100k | 4.18% → $100k - $200k
3.10%*$200k*-6-11 Month Share Certificate
OTHER TIERS: 2.99% → $1k - $100k | 3.05% → $100k - $200k
3.10%*$200k*-Business 6-11 Month Share Certificate
OTHER TIERS: 2.99% → $1k - $100k | 3.05% → $100k - $200k
2.07%*$200k*-3-5 Month Share Certificate
OTHER TIERS: 1.97% → $1k - $100k | 2.02% → $100k - $200k
2.07%*$200k*-Business 3-5 Month Share Certificate
OTHER TIERS: 1.97% → $1k - $100k | 2.02% → $100k - $200k

United States Senate Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.65%*$200k*-12-23 Month IRA
OTHER TIERS: 4.55% → $1k - $100k | 4.60% → $100k - $200k
4.45%*$200k*-36-47 Month IRA
OTHER TIERS: 4.34% → $1k - $100k | 4.39% → $100k - $200k
4.45%*$200k*-24-35 Month IRA
OTHER TIERS: 4.34% → $1k - $100k | 4.39% → $100k - $200k
4.34%*$200k*-60 Month IRA
OTHER TIERS: 4.24% → $1k - $100k | 4.29% → $100k - $200k
4.34%*$200k*-48-59 Month IRA
OTHER TIERS: 4.24% → $1k - $100k | 4.29% → $100k - $200k
3.10%*$200k*-6-11 Month IRA
OTHER TIERS: 2.99% → $1k - $100k | 3.05% → $100k - $200k
2.07%*$200k*-3-5 Month IRA
OTHER TIERS: 1.97% → $1k - $100k | 2.02% → $100k - $200k
Locations


United States Senate Federal Credit Union Locations
Corporate Office1310 Braddock PlAlexandria, VA 22314-1691
Branch Office441 G St NW Rm 1100Washington, DC 20548-0001
Branch OfficeSenate Hart Building Rm # SH-118Washington, DC 20510-0001
Branch Office2111 Eisenhower AveAlexandria, VA 22314

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