United States Senate Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.53%5-year CD60 Month Share Certificate
3.53%5-year IRA60 Month IRA (Traditional, Roth, SEP)
2.82%4-year CD48 Month Personal Bump Certificate

Overview / Commentary
800-374-2758
2750 Eisenhower Ave
Alexandria, VA 22314

United States Senate Federal Credit Union is headquartered in Alexandria and is the 15th largest credit union in the state of Virginia. It is also the 413th largest credit union in the nation. It was established in 1935 and as of March of 2018, it had grown to 104 employees and 35,709 members at 3 locations. United States Senate Federal Credit Union's money market rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in United States Senate Federal Credit Union is open to anyone through a contribution to the US Capitol Historical Society (USCHS). Membership is also open to employees of The United States Senate, The United States Supreme Court, The Government Accountability Office, Democratic National Committee, and over 75 area Select Employer Groups.
See current membership details

Related Posts

United States Senate Fed Credit Union Ups 60-Month CD, 3.53% APY - 8/3/2018

United States Senate FCU (easy membership) has raised the rates on its 60-month Share Certificate: 3.53% APY ($60k min), 3.47% APY ($20k min), and 3.41% APY ($1k min).

TOP RATE! 3.53% APY, Share Certificate (CD), $60K+ - 8/2/2018

Now all USSFCU 5-year Share Certificates are earning close to or over 3.5% APY! In August, USSFCU increased rates on all of our deposit products including our already stellar rates on 5-year share certificates. See all of our rates and terms at ussfcu.org/rates Term Type of Account APY 60 months $60,000 - $99,999 plus Jumbo 3.53% 60 months $20,000 - $59,999 3.47% 60 months $1,000 - $20,000 3.41% Jumbo = $100,000+ APY=Annual Percentage Yield Dubbed one of the healthiest credit unions in the nation, USSFCU ranks #79 out of 5,000 plus credit unions on DepositAccounts.com. Not a member? Not a problem. With over 140 plus paths to membership, USSFCU provides opportunities for members to maximize their earnings with flexible term levels. Learn more at ussfcu.org/joinus The minimum balance required to open a share certificate is $1,000.00. You must maintain a minimum daily balance in your account each day to obtain the disclosed annual percentage yield. Minimum daily balances are base

HOT NEW RATES!! 3.27% APY 5 Year Share Certificate With USSFCU - 7/13/2018

This Summer Turn-up the Heat on Your Savings with Rates Hotter Than the Competition Term              Type of Account                                APY 60 months      $60,000 - $99,999 plus Jumbo        3.27% 60 months      $20,000 - $59,999                             3.21% 60 months      $1,000 - $20,000                               3.15% Jumbo = $100,000+ APY=Annual Percentage Yeild See all of our rates more at ussfcu.org/rates USSFCU™ has some of the hottest rates in the nation on Share Certificates with all of our 5 year Share Certificates earning over 3%. Our best rate even landed at #6 in the nation on S&P

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Reviews (5)

Love This CU

Posted by: ARG | Jul 15, 2018

I love the personal attention I get from this credit union. When you call in or stop by a branch, everyone is so friendly and willing to help you in every way they can. I have an auto loan with USSFCU and they helped me out every step of the way. They even walked me through setting up online banking and their mobile app. Now I have direct deposits into my checking and auto payments set up so I can simply set it and forget it. It is so convenient and has really simplified my life. I would recommend USSFCU to anyone.

Credit Union Helped Me

I started my first job in the United States Senate and my paycheck was deposited into the United States Senate Federal Credit Union. I had never had two nickels to rub together and the credit union helped me save money. The credit union had great advisors who helped me plan for retirement by starting an IRA so I could have many options for investing for the future. The credit union has branches both in D.C. and in the suburbs where I lived so I could get cash from the ATM.They also made it super easy for me to transfer money to my family. Mostly, I loved the advice since I was so inexperienced and I became friends with the staff. Having advice was crucial for me and getting advice from the credit union made me feel like I was protected. Later, I had bank accounts with other banks that were always trying to sell me services and products that I didn't want or need. The credit union was more honest and objective and so I felt like I was being looked after like an equal, not treated like a cow to milk like the ripoff banks.

United States Senate Federal Credit Union

Posted by: Fanizered | Sep 13, 2017

My mother worked for 25 years for the US Senate. Because of this, my entire family had accounts with the USSFCU (United States Senate Federal Credit Union). Honestly, I have not used that account much. I do maintain a small balance in the checking account to keep it active. I like the aspects of the account. No monthly fees, unlimited check writing, free atm/debit cards and no service charges. They also have great customer service. I have had a few minor issues with my checking account and direct deposit not working and they were extremely fast to fix the issue. The other good thing about the USSFCU is that there is no minimum deposit to open an account there. If you are eligible for an account, you can open one for free.

Delay In Joining USSFCU

Posted by: Anonymous | Sep 27, 2011

Just got off the phone with customer service. USSFCU seems like a good credit union, however, they will not guarantee the promotional CD rate until they confirm your membership with United States Capitol Historical Society, and that could take a week or more. The rate probably will change October 1, so you probably will not be able to get the September rate.

Worst CU Ever

This is the worst credit union I have ever dealt with. Their online banking portal does not reflect accurate information and they don't really care. All they will tell you is to refer to your statements. Well I have opted OUT of paper statements, so apparently I have to long on, pull up copies of paper statements and go by that, NOT what the home screen tells me. Horrible Credit Union. Save yourself a lot of headache and go someplace else.



Health
A+

Health Grade Components

Overall
NCUA #624
Year Chartered1935
Employees104
Primary Regulator
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD10.91%
Annual Interest Income$8.2MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$717.9MM$637.9MM
LoansQ1 2018vs Q1 2017$543.9MM$385.3MM
DepositsQ1 2018vs Q1 2017$632.1MM$559.0MM
Equity CapitalQ1 2018vs Q1 2017$80.0MM$73.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$6.9MM$3.7MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.3MM$516.00K
Real Estate OwnedQ1 2018vs Q1 2017$543.00K$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

TOP RATE! 3.53% APY, Share Certificate (CD), $60K+

USSFCU United States Senate Federal Credit Union   |  
Now all USSFCU 5-year Share Certificates are earning close to or over 3.5% APY!

In August, USSFCU increased rates on all of our deposit products including our already stellar rates on 5-year share certificates. See all of our rates and terms at ussfcu.org/rates

Term Type of Account APY
60 months $60,000 - $99,999 plus Jumbo 3.53%
60 months $20,000 - $59,999 3.47%
60 months $1,000 - $20,000 3.41%

Jumbo = $100,000+
APY=Annual Percentage Yield

Dubbed one of the healthiest credit unions in the nation, USSFCU ranks #79 out of 5,000 plus credit unions on DepositAccounts.com.

Not a member? Not a problem.
With over 140 plus paths to membership, USSFCU provides opportunities for members to maximize their earnings with flexible term levels.

Learn more at ussfcu.org/joinus

The minimum balance required to open a share certificate is $1,000.00. You must maintain a minimum daily balance in your account each day to obtain the disclosed annual percentage yield. Minimum daily balances are based on the minimum balance requirements for the specific type of share certificate account you have. You will earn dividends for every day during the period that your account equals or exceeds the minimum daily balance requirement. The APY assumes dividends will remain on deposit until maturity. The dividend period on your account begins from the date that your account is opened and ends on the maturity date unless renewed. member has 10 days from the maturity date to make changes with no penalty. Rates are subject to change without notice. Early withdrawal penalties may apply. Withdraws and fees may reduce earnings.

View our fee schedule at ussfcu.org/fees.

Membership eligibility required for all rates. Federally insured by NCUA.

HOT NEW RATES!! 3.27% APY 5 Year Share Certificate With USSFCU

USSFCU United States Senate Federal Credit Union   |  
This Summer Turn-up the Heat on Your Savings with Rates Hotter Than the Competition

Term              Type of Account                                APY
60 months      $60,000 - $99,999 plus Jumbo        3.27%
60 months      $20,000 - $59,999                             3.21%
60 months      $1,000 - $20,000                               3.15%

Jumbo = $100,000+
APY=Annual Percentage Yeild

See all of our rates more at ussfcu.org/rates

USSFCU™ has some of the hottest rates in the nation on Share Certificates with all of our 5 year Share Certificates earning over 3%. Our best rate even landed at #6 in the nation on S&P Global's list of best 5 Year Jumbo Share Certificate Rates as of 7/12/2018!

We can offer such competitive rates for two main reasons:

First, we are one of the healthiest credit unions in the nation, ranking #79 out of 5,000 plus credit unions on DepositAccounts.com

Second, we maintain a firm commitment to return earnings to our members.

Maximize Your Potential – The more you invest and the longer you invest, the better the return you will get on your investment.

Flexible Term Levels – You can also choose to invest for any number of months starting at 3 months all the way to 60 months.

We are one of the most stable and oldest credit unions in the nation. We have been serving our members since 1935 and now with 140+ paths to membership, it is easier than ever to become a member.

Learn more at ussfcu.org/joinus

For information concerning EWP and other fees visit ussfcu.org/fees

Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United States Senate Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United States Senate Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.56%--IRA Saving Account
0.35%--Primary Saving Share Account
0.35%--Youth Saving Share Account
0.35%--Holiday Club Saving Share Account
0.30%--Business Savings

United States Senate Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.17%*$500k*-Senate Money Market Share Account
OTHER TIERS: 0.76% $2k - $10k | 0.81% $10k - $20k | 0.86% $20k - $40k | 0.91% $40k - $75k | 0.96% $75k - $100k | 1.02% $100k - $150k | 1.07% $150k - $250k | 1.12% $250k - $500k
1.01%*$500k*-Business Money Market
OTHER TIERS: 0.66% $2k - $10k | 0.71% $10k - $20k | 0.76% $20k - $40k | 0.81% $40k - $75k | 0.86% $75k - $100k | 0.91% $100k - $150k | 0.94% $150k - $250k | 0.97% $250k - $500k

United States Senate Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$2k-Gold Source Checking Share Account

United States Senate Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.53%*$60k*$100k60 Month Share Certificate
OTHER TIERS: 3.41% $1k - $20k | 3.47% $20k - $60k
3.32%*$60k*-60 Month Personal Bump Certificate
OTHER TIERS: 3.20% $1k - $20k | 3.26% $20k - $60k
3.27%*$60k*-Business 60 Month Share Certificate
OTHER TIERS: 3.15% $1k - $20k | 3.21% $20k - $60k
2.97%*$60k*$100k48-60 Month Share Certificate
OTHER TIERS: 2.85% $1k - $20k | 2.91% $20k - $60k
2.82%*$60k*-48 Month Personal Bump Certificate
OTHER TIERS: 2.70% $1k - $20k | 2.76% $20k - $60k
2.77%*$60k*-Business 48-60 Month Share Certificate
OTHER TIERS: 2.64% $1k - $20k | 2.71% $20k - $60k
2.61%*$60k*$100k36-48 Month Share Certificate
OTHER TIERS: 2.49% $1k - $20k | 2.55% $20k - $60k
2.51%*$60k*-36 Month Personal Bump Certificate
OTHER TIERS: 2.39% $1k - $20k | 2.45% $20k - $60k
2.46%*$60k*-Business 36-48 Month Share Certificate
OTHER TIERS: 2.34% $1k - $20k | 2.40% $20k - $60k
2.34%*$60k*$100k24-36 Month Share Certificate
OTHER TIERS: 2.23% $1k - $20k | 2.29% $20k - $60k
2.23%*$60k*-Business 24-36 Month Share Certificate
OTHER TIERS: 2.13% $1k - $20k | 2.18% $20k - $60k
2.13%*$60k*$100k12-24 Month Share Certificate
OTHER TIERS: 2.03% $1k - $20k | 2.08% $20k - $60k
2.03%*$60k*-Business 12-24 Month Share Certificate
OTHER TIERS: 1.93% $1k - $20k | 1.98% $20k - $60k
1.45%*$60k*$100k6-12 Month Share Certificate
OTHER TIERS: 1.37% $1k - $20k | 1.41% $20k - $60k
1.35%*$60k*-Business 6-12 Month Share Certificate
OTHER TIERS: 1.27% $1k - $20k | 1.31% $20k - $60k
1.01%*$60k*$100k3-6 Month Share Certificate
OTHER TIERS: 0.90% $1k - $20k | 0.95% $20k - $60k
0.90%*$60k*-Business 3-6 Month Share Certificate
OTHER TIERS: 0.80% $1k - $20k | 0.85% $20k - $60k

United States Senate Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.53%*$60k*$100k60 Month IRA
OTHER TIERS: 3.41% $1k - $20k | 3.47% $20k - $60k
2.97%*$60k*$100k48-60 Month IRA
OTHER TIERS: 2.85% $1k - $20k | 2.91% $20k - $60k
2.61%*$60k*$100k36-48 Month IRA
OTHER TIERS: 2.49% $1k - $20k | 2.55% $20k - $60k
2.34%*$60k*$100k24-36 Month IRA
OTHER TIERS: 2.23% $1k - $20k | 2.29% $20k - $60k
2.13%*$60k*$100k12-24 Month IRA
OTHER TIERS: 2.03% $1k - $20k | 2.08% $20k - $60k
1.45%*$60k*$100k6-12 Month IRA
OTHER TIERS: 1.37% $1k - $20k | 1.41% $20k - $60k
1.01%*$60k*$100k3-6 Month IRA
OTHER TIERS: 0.90% $1k - $20k | 0.95% $20k - $60k
Locations


United States Senate Federal Credit Union Locations
Branch Office441 G St NW Rm 1100Washington, DC 20548-0001
Branch OfficeSenate Hart Building Rm # SH-118Washington, DC 20510-0001
Branch Office2111 Eisenhower AveAlexandria, VA 22314

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