United States Senate Federal Credit Union


Overview / Commentary
800-374-2758
1310 Braddock Pl
Alexandria, VA 22314

United States Senate Federal Credit Union is headquartered in Alexandria and is the 14th largest credit union in the state of Virginia. It is also the 357th largest credit union in the nation. It was established in 1935 and as of March of 2022, it had grown to 116 employees and 44,932 members at 4 locations. United States Senate Federal Credit Union's CD rates are 40% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in United States Senate Federal Credit Union is open to anyone through a contribution to the US Capitol Historical Society (USCHS). Membership is also open to employees of The United States Senate, The United States Supreme Court, The Government Accountability Office, Democratic National Committee, and over 75 area Select Employer Groups.
See current membership details

Credit Union Helped Me

I started my first job in the United States Senate and my paycheck was deposited into the United States Senate Federal Credit Union. I had never had two nickels to rub together and the credit union helped me save money. The credit union had great advisors who helped me plan for retirement by starting an IRA so I could have many options for investing for the future. The credit union has branches both in D.C. and in the suburbs where I lived so I could get cash from the ATM.They also made it super easy for me to transfer money to my family. Mostly, I loved the advice since I was so inexperienced and I became friends with the staff. Having advice was crucial for me and getting advice from the credit union made me feel like I was protected. Later, I had bank accounts with other banks that were always trying to sell me services and products that I didn't want or need. The credit union was more honest and objective and so I felt like I was being looked after like an equal, not treated like a cow to milk like the ripoff banks.

Watch Out For Credit Card Fees

Posted by: |

I opened a new account with USSFCU and gave them my credit card to open it. When I received the charge on my credit card they also included a wire transfer fee of $15.00. Just send a check to open and not a credit card

United States Senate Federal Credit Union

Posted by: |

My mother worked for 25 years for the US Senate. Because of this, my entire family had accounts with the USSFCU (United States Senate Federal Credit Union). Honestly, I have not used that account much. I do maintain a small balance in the checking account to keep it active. I like the aspects of the account. No monthly fees, unlimited check writing, free atm/debit cards and no service charges. They also have great customer service. I have had a few minor issues with my checking account and direct deposit not working and they were extremely fast to fix the issue. The other good thing about the USSFCU is that there is no minimum deposit to open an account there. If you are eligible for an account, you can open one for free.

Serving Customers Fees And Lies

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They will get over on you any way they can. They are worse than a traditional bank because at USSFCU not only are the fees more, but they are less compassionate, harder to contact about problems, and make it difficult to get your money.

There are people like Jonathan who just takes calls and don't resolve complaints and people like Cynthia Chambers who can reach out, but can't answer questions and pushes you off on a mindless employee. like Jonathan.

They just don't care about their customers or customer service unless they are servicing those customers fees.

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Health

Health Grade Components

Overall
NCUA #624
Year Chartered1935
Employees116
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD5.08%
Annual Interest Income$10.4MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.22B$1.18B
LoansQ1 2022vs Q1 2021$847.4MM$756.1MM
DepositsQ1 2022vs Q1 2021$1.11B$1.06B
Equity CapitalQ1 2022vs Q1 2021$110.9MM$105.2MM
Loan Loss AllowanceQ1 2022vs Q1 2021$6.0MM$11.7MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$4.0MM$2.1MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not United States Senate Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United States Senate Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-Primary Savings Share
0.05%$5-Youth Savings Share
0.05%$5-Holiday Club Savings Share
0.05%$5-IRA Savings Account
0.05%--Business Savings

United States Senate Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$250k*-Senate Money Market Share
OTHER TIERS: 0.15% $2k - $10k | 0.20% $10k - $40k | 0.25% $40k - $100k | 0.30% $100k - $250k
0.05%$2k-Business Money Market

United States Senate Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Gold Source Checking Share

United States Senate Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.28%$1k-60 Month Share Certificate
2.17%$1k-60 Month Personal Bump Certificate
2.02%$1k-48-59 Month Share Certificate
1.92%$1k-48 Month Personal Bump Certificate
1.77%$1k-36-47 Month Share Certificate
1.66%$1k-36 Month Personal Bump Certificate
1.51%$1k-24-35 Month Share Certificate
1.26%$1k-12-23 Month Share Certificate
0.85%$1k-Business 60 Month Share Certificate
0.80%$1k-Business 48-59 Month Share Certificate
0.70%$1k-Business 36-47 Month Share Certificate
0.65%$1k-Business 24-35 Month Share Certificate
0.60%$1k-Business 12-23 Month Share Certificate
0.35%$1k-6-11 Month Share Certificate
0.25%$1k-Business 6-11 Month Share Certificate
0.20%$1k-3-5 Month Share Certificate
0.10%$1k-Business 3-5 Month Share Certificate

United States Senate Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.28%$1k-60 Month IRA
2.02%$1k-48-59 Month IRA
1.77%$1k-36-47 Month IRA
1.51%$1k-24-35 Month IRA
1.26%$1k-12-23 Month IRA
0.35%$1k-6-11 Month IRA
0.20%$1k-3-5 Month IRA
Locations


United States Senate Federal Credit Union Locations
Corporate Office1310 Braddock PlAlexandria, VA 22314-1691
Branch Office441 G St NW Rm 1100Washington, DC 20548-0001
Branch OfficeSenate Hart Building Rm # SH-118Washington, DC 20510-0001
Branch Office2111 Eisenhower AveAlexandria, VA 22314

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