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United States Senate Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.50%5-year CD60 Month Smart Certificate
2.35% - Synchrony Bank 60 Month CDAdvertisement
1.17%1-year CD12-24 Month Smart Certificate
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.18%SavingsPrimary Saving Share Account
1.20% - Synchrony Bank High Yield SavingsAdvertisement
View all United States Senate Federal Credit Union rates »

Overview / Commentary
www.ussfcu.org
800-374-2758
2750 Eisenhower Ave
Alexandria, VA 22314

United States Senate Federal Credit Union is headquartered in Alexandria and is the 16th largest credit union in the state of Virginia. It is also the 433rd largest credit union in the nation. It was established in 1935 and as of March of 2017, it had grown to 104 employees and 33,376 members at 3 locations. United States Senate Federal Credit Union's CD rates are 30% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in United States Senate Federal Credit Union is open to anyone through a contribution to the US Capitol Historical Society (USCHS). Membership is also open to employees of The United States Senate, The United States Supreme Court, The Government Accountability Office, Democratic National Committee, and over 75 area Select Employer Groups.
See current membership details

Related Posts

United States Senate FCU Ups 60-Month Smart CD Rate - 2/16/2017

United States Senate FCU (easy membership) has raised the rate on its 60-month Smart CD: 2.40% APY, $60k min; 2.34% APY, $20k min; 2.28% APY, $1k min.

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Reviews (3)

Credit Union Helped Me

Posted by: carolinehopkins67 | Jul 15, 2017

I started my first job in the United States Senate and my paycheck was deposited into the United States Senate Federal Credit Union. I had never had two nickels to rub together and the credit union helped me save money. The credit union had great advisors who helped me plan for retirement by starting an IRA so I could have many options for investing for the future. The credit union has branches both in D.C. and in the suburbs where I lived so I could get cash from the ATM.They also made it super easy for me to transfer money to my family. Mostly, I loved the advice since I was so inexperienced and I became friends with the staff. Having advice was crucial for me and getting advice from the credit union made me feel like I was protected. Later, I had bank accounts with other banks that were always trying to sell me services and products that I didn't want or need. The credit union was more honest and objective and so I felt like I was being looked after like an equal, not treated like a cow to milk like the ripoff banks.

1

Delay In Joining USSFCU

Posted by: Anonymous | Sep 27, 2011

Just got off the phone with customer service. USSFCU seems like a good credit union, however, they will not guarantee the promotional CD rate until they confirm your membership with United States Capitol Historical Society, and that could take a week or more. The rate probably will change October 1, so you probably will not be able to get the September rate.

3

Worst CU Ever

Posted by: WorstCUEver | Jul 26, 2017

This is the worst credit union I have ever dealt with. Their online banking portal does not reflect accurate information and they don't really care. All they will tell you is to refer to your statements. Well I have opted OUT of paper statements, so apparently I have to long on, pull up copies of paper statements and go by that, NOT what the home screen tells me. Horrible Credit Union. Save yourself a lot of headache and go someplace else.

2


Health
A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #624
Year Chartered1935
Employees104
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD8.41%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$637.9MM$608.0MM
LoansQ1 2017vs Q1 2016$385.3MM$338.9MM
DepositsQ1 2017vs Q1 2016$559.0MM$533.5MM
Equity CapitalQ1 2017vs Q1 2016$73.0MM$67.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$3.7MM$3.7MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$516.00K$1.9MM
Real Estate OwnedQ1 2017vs Q1 2016$0$415.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United States Senate Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.22%--IRA Saving Account
0.18%--Primary Saving Share Account
0.18%--Youth Saving Share Account
0.18%--Holiday Club Saving Share Account
0.18%--Business Savings

United States Senate Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$500k*-Senate Money Market Share Account
OTHER TIERS: 0.19% → $2k - $10k | 0.21% → $10k - $20k | 0.25% → $20k - $40k | 0.30% → $40k - $75k | 0.35% → $75k - $100k | 0.40% → $100k - $150k | 0.45% → $150k - $250k | 0.50% → $250k - $500k
0.45%*$100k*$150kBusiness Money Market
OTHER TIERS: 0.19% → $2k - $10k | 0.21% → $10k - $20k | 0.25% → $20k - $40k | 0.31% → $40k - $75k | 0.37% → $75k - $100k

United States Senate Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2k-Gold Source Checking Share Account

United States Senate Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$60k*$100k60 Month Smart Certificate
OTHER TIERS: 2.38% → $1k - $20k | 2.44% → $20k - $60k
2.50%*$60k*-Business 60 Month Share Certificate
OTHER TIERS: 2.38% → $1k - $20k | 2.44% → $20k - $60k
2.31%*$60k*-60 Month Personal Bump Certificate
OTHER TIERS: 2.18% → $1k - $20k | 2.24% → $20k - $60k
2.05%*$60k*$100k48-60 Month Smart Certificate
OTHER TIERS: 1.93% → $1k - $20k | 1.99% → $20k - $60k
2.05%*$60k*-Business 48-60 Month Share Certificate
OTHER TIERS: 1.93% → $1k - $20k | 1.99% → $20k - $60k
1.90%*$60k*-48 Month Personal Bump Certificate
OTHER TIERS: 1.79% → $1k - $20k | 1.84% → $20k - $60k
1.72%*$60k*$100k36-48 Month Smart Certificate
OTHER TIERS: 1.60% → $1k - $20k | 1.66% → $20k - $60k
1.72%*$60k*-Business 36-48 Month Share Certificate
OTHER TIERS: 1.60% → $1k - $20k | 1.66% → $20k - $60k
1.62%*$60k*-36 Month Personal Bump Certificate
OTHER TIERS: 1.50% → $1k - $20k | 1.56% → $20k - $60k
1.37%*$60k*$100k24-36 Month Smart Certificate
OTHER TIERS: 1.27% → $1k - $20k | 1.32% → $20k - $60k
1.37%*$60k*-Business 24-36 Month Share Certificate
OTHER TIERS: 1.27% → $1k - $20k | 1.32% → $20k - $60k
1.17%*$60k*$100k12-24 Month Smart Certificate
OTHER TIERS: 1.07% → $1k - $20k | 1.12% → $20k - $60k
1.17%*$60k*-Business 12-24 Month Share Certificate
OTHER TIERS: 1.07% → $1k - $20k | 1.12% → $20k - $60k
0.74%*$60k*$100k6-12 Month Smart Certificate
OTHER TIERS: 0.66% → $1k - $20k | 0.70% → $20k - $60k
0.74%*$60k*-Business 6-12 Month Share Certificate
OTHER TIERS: 0.66% → $1k - $20k | 0.70% → $20k - $60k
0.42%*$60k*$100k3-6 Month Smart Certificate
OTHER TIERS: 0.32% → $1k - $20k | 0.37% → $20k - $60k
0.42%*$60k*-Business 3-6 Month Share Certificate
OTHER TIERS: 0.32% → $1k - $20k | 0.37% → $20k - $60k

United States Senate Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$60k*$100k60 Month IRA
OTHER TIERS: 2.38% → $1k - $20k | 2.44% → $20k - $60k
2.05%*$60k*$100k48-60 Month IRA
OTHER TIERS: 1.93% → $1k - $20k | 1.99% → $20k - $60k
1.72%*$60k*$100k36-48 Month IRA
OTHER TIERS: 1.60% → $1k - $20k | 1.66% → $20k - $60k
1.37%*$60k*$100k24-36 Month IRA
OTHER TIERS: 1.27% → $1k - $20k | 1.32% → $20k - $60k
1.17%*$60k*$100k12-24 Month IRA
OTHER TIERS: 1.07% → $1k - $20k | 1.12% → $20k - $60k
0.74%*$60k*$100k6-12 Month IRA
OTHER TIERS: 0.66% → $1k - $20k | 0.70% → $20k - $60k
0.42%*$60k*$100k3-6 Month IRA
OTHER TIERS: 0.32% → $1k - $20k | 0.37% → $20k - $60k
Locations


United States Senate Federal Credit Union Locations
Branch Office441 G St NW Rm 1100Washington, DC 20548-0001
Branch OfficeSenate Hart Building Rm # SH-118Washington, DC 20510-0001
Branch Office2111 Eisenhower AveAlexandria, VA 22314