United States Senate Federal Credit Union

Overview / Commentary
2750 Eisenhower Ave
Alexandria, VA 22314

United States Senate Federal Credit Union is headquartered in Alexandria and is the 14th largest credit union in the state of Virginia. It is also the 345th largest credit union in the nation. It was established in 1935 and as of June of 2019, it had grown to 113 employees and 40,614 members at 3 locations. United States Senate Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in United States Senate Federal Credit Union is open to anyone through a contribution to the US Capitol Historical Society (USCHS). Membership is also open to employees of The United States Senate, The United States Supreme Court, The Government Accountability Office, Democratic National Committee, and over 75 area Select Employer Groups.
See current membership details

Related Posts

3.69% For 5 Years Is No Longer Listed On Their Rate Sheet. - 1/17/2019

It looks like 3.53% is now their top rate for a jumbo cd.

United States Senate FCU Nudges Up Rate On Top 60-Month CD - 1/3/2019

United States Senate Federal Credit Union (easy membership) has raised the rate on its 60-month Share Certificate (3.69% APY, $60k min). Also as an IRA.

United States Senate FCU (Easy Membership) Ups 60-Month Share Certificate To 3.69% APY ($60K Min) - 1/2/2019

3.69% APY ($60K min) 3.62% APY ($20K min) 3.56% APY ($1K min) https://www.ussfcu.org/resources/rates.html

View all posts from:

Very Good Customer Service

Posted by: Naman | May 2, 2019

I opened account online. Customer Service is really good and prompt. Best part is send a secure messages from their website.

Website is easy to use, you can setup lot of alerts. I hope they will have two factor authentication with text message.

Watch Out For Credit Card Fees

Posted by: Aggie | Feb 13, 2019

I opened a new account with USSFCU and gave them my credit card to open it. When I received the charge on my credit card they also included a wire transfer fee of $15.00. Just send a check to open and not a credit card

United States Senate Federal Credit Union

Posted by: Fanizered | Sep 13, 2017

My mother worked for 25 years for the US Senate. Because of this, my entire family had accounts with the USSFCU (United States Senate Federal Credit Union). Honestly, I have not used that account much. I do maintain a small balance in the checking account to keep it active. I like the aspects of the account. No monthly fees, unlimited check writing, free atm/debit cards and no service charges. They also have great customer service. I have had a few minor issues with my checking account and direct deposit not working and they were extremely fast to fix the issue. The other good thing about the USSFCU is that there is no minimum deposit to open an account there. If you are eligible for an account, you can open one for free.

Absolute Worst Fees Ever!

Posted by: Warrantone | Nov 9, 2018

The only credit union ever to require a cash advance to open an account. Every other bank opened with a transfer from another bank. The USSFCU method cost me $20 in cash advance fees. Plus they charged a $2 non-recoverable fee to open an account. Worst part is that when the account was approved I never got any notice. Had to see this myself on the application site and then call them only to find they created an ID and password but never gave it to me. Customer service is horrible and I regret dealing with them.

So a month later I see USSFCU is still killing customers with their fees. I transferred $250,000 into my account there and USSFCU charged me $10 TO ACCEPT IT!!!! The initiating bank charged me nothing. $10 to accept a quarter of a million? The last straw was a charge of $28 because I set up an external transfer account and when that bank recovered their 48 cents of trial deposits, USSFCU charged me yet another fee! $28 to recover $.48? So I am now done with USSFCU. I told them not a penny more and believe me, their stupid policies cost them a lot of money, now going to their competition.



Health Grade Components

NCUA #624
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD12.43%
Annual Interest Income$24.3MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$944.8MM$728.6MM
LoansQ2 2019vs Q2 2018$678.6MM$599.2MM
DepositsQ2 2019vs Q2 2018$842.2MM$641.0MM
Equity CapitalQ2 2019vs Q2 2018$96.4MM$82.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$11.3MM$8.1MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$10.0MM$1.3MM
Real Estate OwnedQ2 2019vs Q2 2018$0$543.00K

Rates for United States Senate Federal Credit Union are currently being reviewed.


United States Senate Federal Credit Union Locations
Branch Office441 G St NW Rm 1100Washington, DC 20548-0001
Branch OfficeSenate Hart Building Rm # SH-118Washington, DC 20510-0001
Branch Office2111 Eisenhower AveAlexandria, VA 22314

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