United Texas Bank

Overview / Commentary
13101 Preston Rd, Suite 100
Dallas, TX 75240

United Texas Bank is headquartered in Dallas and is the 80th largest bank in the state of Texas. It is also the 875th largest bank in the nation. It was established in 1986 and as of June of 2022, it had grown to 44 employees at 2 locations. United Texas Bank's CD rates are 4X the national average, and it boasts an A+ health rating.

Reviews (3)

One Of The Best Personal Savings Accounts

Posted by: |

I spent a significant amount of time and energy searching for a local high-yield personal savings account from a bank with excellent financial health. I settled on United Texas Bank and was immediately impressed by the quality of their customer service. Laura Malfitano (one of their branch managers) has been terrific to work with and has helped set up the account from day one. Overall, this is a wonderful financial institution with competitive rates and a superior customer service. I would not hesitate to recommend them to anyone looking for a high-yield personal savings account.

Best Ever Experience With A Bank

Posted by: |

Over the last two years, my experience with United
Texas Bank is excellent. There is no comparison
to their honest and professional service.
Specifically, the deposit accounts manager stands
out in a league of his own, providing patient,
detailed and individualized personal assistance; and
he has assembled an outstanding team who
follow his example. 5 star recommendation for this bank and for its deposit accounts manager.

Personal And Professional

Posted by: |

My experience has been great. Personal attention of a small bank and services of a big bank .Jim Waldeck has created a customer oriented culture that is a pleasure to work with. Fast, efficient, honest, and personal.


Health Grade Components

FDIC Certificate #26626
Year Established1986
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD10.54%
Annual Interest Income$18.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.15B$1.11B
LoansQ2 2022vs Q2 2021$502.3MM$454.0MM
DepositsQ2 2022vs Q2 2021$807.8MM$784.0MM
Equity CapitalQ2 2022vs Q2 2021$134.9MM$114.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$6.2MM$5.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.7MM$2.4MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not United Texas Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Texas Bank Savings Account Rates

0.45%--Personal Savings Account
0.45%--Commercial Savings Account

United Texas Bank Money Market Rates

1.70%*$250k*-Lone Star Money Market Account
OTHER TIERS: 1.55% Up to $250k
0.25%*$2.5m*-Commercial Lone Star Money Market Account
OTHER TIERS: 0.05% Up to $100k | 0.10% $100k - $250k | 0.15% $250k - $2.5m

United Texas Bank Checking Account Rates

0.10%*$15k*-NOW Account
OTHER TIERS: 0.05% Up to $15k

United Texas Bank CD Rates

3.85%$1k-12 Month CD
3.50%$1k-6 Month CD
3.45%$1k-24 Month CD
3.40%$1k-3 Month CD
3.25%$1k-1 Month CD
3.05%$1k-60 Month CD
3.02%$1k-48 Month CD
2.98%$1k-36 Month CD

United Texas Bank IRA Rates

3.85%$500-1 Year IRA
3.45%$500-2 Year IRA

United Texas Bank Locations
United Texas Bank13101 Preston RdDallas, TX 75240
Merit Tower Branch12222 Merit Drive, Suite 100Dallas, TX 75251

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