United Texas Bank is headquartered in Dallas and is the 77th largest bank in the state of Texas. It is also the 826th largest bank in the nation. It was established in 1986 and as of December of 2021, it had grown to 40 employees at 2 locations. United Texas Bank has an A+ health rating.
I spent a significant amount of time and energy searching for a local high-yield personal savings account from a bank with excellent financial health. I settled on United Texas Bank and was immediately impressed by the quality of their customer service. Laura Malfitano (one of their branch managers) has been terrific to work with and has helped set up the account from day one. Overall, this is a wonderful financial institution with competitive rates and a superior customer service. I would not hesitate to recommend them to anyone looking for a high-yield personal savings account.
Over the last two years, my experience with United
Texas Bank is excellent. There is no comparison
to their honest and professional service.
Specifically, the deposit accounts manager stands
out in a league of his own, providing patient,
detailed and individualized personal assistance; and
he has assembled an outstanding team who
follow his example. 5 star recommendation for this bank and for its deposit accounts manager.
My experience has been great. Personal attention of a small bank and services of a big bank .Jim Waldeck has created a customer oriented culture that is a pleasure to work with. Fast, efficient, honest, and personal.
Overall | |
---|---|
FDIC Certificate # | 26626 |
Year Established | 1986 |
Employees | 40 |
Primary Regulator | FED |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.68% |
Return on Equity - YTD | 16.11% |
Annual Interest Income | $33.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $1.27B$1.06B |
Loans | Q4 2021vs Q4 2020 | $466.9MM$432.9MM |
Deposits | Q4 2021vs Q4 2020 | $923.4MM$736.0MM |
Equity Capital | Q4 2021vs Q4 2020 | $136.6MM$113.6MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $6.1MM$4.9MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $2.7MM$1.6MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not United Texas Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.45% | - | - | Personal Savings Account | |
0.45% | - | - | Commercial Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.10%* | $15k* | - | NOW Account | ||
OTHER TIERS: 0.05% → Up to $15k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.70% | $1k | - | 60 Month CD | |
1.60% | $1k | - | 48 Month CD | |
1.50% | $1k | - | 36 Month CD | |
0.85% | $1k | - | 24 Month CD | |
0.60% | $1k | - | 12 Month CD | |
0.45% | $1k | - | 6 Month CD | |
0.20% | $1k | - | 3 Month CD | |
0.10% | $1k | - | 1 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.65% | $500 | - | 2 Year IRA | |
0.60% | $500 | - | 1 Year IRA |
United Texas Bank Locations | ||
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United Texas Bank | 13101 Preston Road, Suite 100 | Dallas, TX 75240 |
Merit Tower Branch | 12222 Merit Drive, Suite 100 | Dallas, TX 75251 |