United Trust Bank

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.utbhome.com

708-728-9900

12330 South Harlem Avenue
Palos Heights, IL 60463

United Trust Bank is headquartered in PALOS HEIGHTS and is the 224^th largest bank in the state of Illinois. It is also the 3,270^th largest bank in the nation. It was established in 2000 and as of December of 2024, it had grown to 78 employees at 1 location. United Trust Bank's money market rates are 9X the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	35393
Year Established	2000
Employees	78
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.67%
Return on Equity - YTD	7.96%
Annual Interest Income	$9MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$169.8MM$159.1MM
Loans	Q4 2024vs Q4 2023	$142.8MM$134.4MM
Deposits	Q4 2024vs Q4 2023	$117.3MM$104.1MM
Equity Capital	Q4 2024vs Q4 2023	$14.5MM$13.5MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$900K$834K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$289K$562K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Trust Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Trust Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$1k^*	-	Statement Savings
OTHER TIERS: 0.05% → $0 - $1k
0.10%^*	$1k^*	-	Business Statement Savings
OTHER TIERS: 0.05% → $0 - $1k

United Trust Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
4.05%^*	$100k^*	-	Premium Money Market Special
OTHER TIERS: 3.95% → $1k - $100k
4.05%^*	$100k^*	-	Business Premium Money Market Special
OTHER TIERS: 3.95% → $1k - $100k
0.28%^*	$25k^*	-	Premium Money Market
OTHER TIERS: 0.10% → $0 - $10k \| 0.18% → $10k - $20k \| 0.22% → $20k - $25k
0.28%^*	$25k^*	-	Business Premier Money Market
OTHER TIERS: 0.10% → $0 - $10k \| 0.18% → $10k - $20k \| 0.22% → $20k - $25k
0.22%^*	$20k^*	-	Money Market
OTHER TIERS: 0.10% → $0 - $10k \| 0.18% → $10k - $20k
0.22%^*	$20k^*	-	Business Money Market
OTHER TIERS: 0.10% → $0 - $10k \| 0.18% → $10k - $20k

United Trust Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.12%^*	$10k^*	-	NOW Checking
OTHER TIERS: 0.07% → $0 - $2.5k \| 0.08% → $2.5k - $5k \| 0.10% → $5k - $7.5k \| 0.11% → $7.5k - $10k

United Trust Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.30%	$3k	-	6 Month CD Special
4.20%	$3k	$250k	12 Month CD Special
3.69%	$3k	$250k	18 Month CD Special
3.50%	$3k	$250k	24 Month CD Special
3.45%	$3k	$250k	36 Month CD Special

United Trust Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.30%	$3k	$250k	6 Month IRA Special
4.20%	$3k	$250k	12 Month IRA Special
3.69%	$3k	$250k	18 Month IRA Special
3.50%	$3k	$250k	24 Month IRA Special
3.45%	$3k	$250k	36 Month IRA Special

Locations

United Trust Bank Locations
United Trust Bank	12330 S Harlem Ave	Palos Heights, IL 60463

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.