United Trust Bank

Overview / Commentary

www.utbhome.com

708-728-9900

12330 South Harlem Avenue
Palos Heights, IL 60463

United Trust Bank is headquartered in Palos Heights and is the 381^st largest bank in the state of Illinois. It is also the 4,896^th largest bank in the nation. It was established in 2000 and as of June of 2020, it had grown to 12 employees at 1 location. United Trust Bank has a D health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q2 2020

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. United Trust Bank has a low asset base, and a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #	35393
Year Established	2000
Employees	12
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	-3.86%
Return on Equity - YTD	-47.4%
Annual Interest Income	$525.00K

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$34.2MM$24.5MM
Loans	Q2 2020vs Q2 2019	$19.4MM$17.3MM
Deposits	Q2 2020vs Q2 2019	$29.4MM$19.0MM
Equity Capital	Q2 2020vs Q2 2019	$2.1MM$3.2MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$256.00K$260.00K
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$403.00K$488.00K
Real Estate Owned	Q2 2020vs Q2 2019	$551.00K$1.0MM

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not United Trust Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Trust Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$1k^*	-	Statement Savings
OTHER TIERS: 0.05% → Up to $1k
0.10%^*	$1k^*	-	Business Statement Savings
OTHER TIERS: 0.05% → Up to $1k

United Trust Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%	$100k	-	Premium Money Market Special
0.45%	$100k	-	Business Premium Money Market Special
0.22%^*	$20k^*	-	Money Market
OTHER TIERS: 0.10% → Up to $10k \| 0.18% → $10k - $20k
0.22%^*	$20k^*	-	Business Money Market
OTHER TIERS: 0.10% → Up to $10k \| 0.18% → $10k - $20k

United Trust Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.12%^*	$10k^*	-	NOW Checking
OTHER TIERS: 0.07% → Up to $2.5k \| 0.08% → $2.5k - $5k \| 0.10% → $5k - $7.5k \| 0.11% → $7.5k - $10k

United Trust Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$1k	-	22 Month CD Special
0.60%	$1k	$250k	60 Month CD
0.60%	$1k	-	13 Month CD Special
0.50%	$1k	$250k	48 Month CD
0.45%	$1k	$250k	36 Month CD
0.40%	$1k	$250k	24 Month CD
0.40%	$1k	-	7 Month CD Special
0.35%	$1k	$250k	18 Month CD
0.30%	$1k	$250k	12 Month CD
0.30%	$1k	$250k	15 Month CD
0.15%	$1k	$250k	6 Month CD
0.15%	$1k	$250k	9 Month CD
0.10%	$1k	$250k	3 Month CD

United Trust Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$1k	-	22 Month IRA Special
0.60%	$1k	$250k	60 Month IRA
0.60%	$1k	-	13 Month IRA Special
0.50%	$1k	$250k	48 Month IRA
0.45%	$1k	$250k	36 Month IRA
0.40%	$1k	$250k	24 Month IRA
0.40%	$1k	-	7 Month IRA Special
0.35%	$1k	$250k	18 Month IRA
0.30%	$1k	$250k	12 Month IRA
0.30%	$1k	$250k	15 Month IRA
0.15%	$1k	$250k	6 Month IRA
0.15%	$1k	$250k	9 Month IRA
0.10%	$1k	$250k	3 Month IRA

Locations

United Trust Bank Locations
United Trust Bank	12330 South Harlem Avenue	Palos Heights, IL 60463

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.