Overview / Commentary
503-227-5571
1300 SW 6th Ave
Portland, OR 97201-3464

Unitus Community Credit Union is headquartered in Portland and is the 8th largest credit union in the state of Oregon. It is also the 259th largest credit union in the nation. It was established in 1937 and as of September of 2018, it had grown to 256 employees and 92,237 members at 11 locations. Unitus Community Credit Union's savings rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Unitus Community Credit Union is open to those who live, work, or worship in the state of Washington and to those who live or work in Multnomah, Washington, Clackamas, Marion, Polk, Yamhill, Columbia, Hood River, Benton, Linn, Lane, Deschutes, Douglas, Josephine, or Jackson Counties in Oregon.
See current membership details

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Reviews (6)

The best of the best

Posted by: Unitus | Oct 7, 2014

It's always a good sign when employees of other banks and credit unions say they wish they worked at Unitus. The customer service is top-notch: everyone makes you feel valued and welcome and all of my problems have been answered swiftly and politely. Their fees are incredibly reasonable where they even exist and their website makes it easy and convenient to check my account balance wherever/whenever. After having an account through Unitus, I can't imagine being with anyone else.

Great Bank

Posted by: Anonymous | May 27, 2012

I love this bank. Everyone is friendly and they make it easy to do business with them.

Satisfied customer

Posted by: supery | Dec 29, 2016

I have had good experience with Unitus CCU. They have no monthly fees and only require a $5 minimum balance in a savings account with them. Their website is easy to use and it you can find most information about your account quickly. The few times I've had to call them with questions, they were quick to answer the phone and helpful in solving my issues. I needed details on how to set up a pay by phone transaction to a third party; they quickly told me what I needed to know. The second time was when I had an unexpected overdraft. They explained what happened and reversed the fee which I really appreciated. Overall, I am very satisfied and will continue to bank with Unitus for the foreseeable future.

Glad I joined Unitus Credit Union.

I recently moved to the Portland area from the coast where I transferred my accounts from my old credit union. The process was smooth and when I need special attention the folks at Unitius have always been there. For example I once needed to increase the cash limit on my ATM card for a special purchase that I needed to complete that day. It only too a phone call to the main office and they reset my card limit right on the phone. As a result I was able to withdraw and additional $300 and help a friend of my purchase equipment for their small business. I also have to admit that I tend to lose things often, I recently misplaced my Unitus Debit card and the office staff provided me with the information I need to cancel the card and they provided me with some temporary checks since my new ones had not come in yet. It's been great.

Unitas, a credit union for everyone.

Posted by: RyneBerry | May 2, 2014

I recently opened a new account here and was very pleased with my experience. I was able to open and fund the account online with ease. Within a week I had my debit card and was ready to roll. They have a great mobile app with full features, and many conveniently placed ATM'S. If you need to bank in person they have a friendly and knowledgeable staff with great amenities, such as free coffee, complementary computer, TV and quite the array of magazines if there happens to be a wait (which is rare).

I'm having a great time with Unitus and highly recommend this credit union.

Avoid This Credit Union - Utterly Horrible

I moved my money to to Unitus because I had had some experience with them providing services to their retirement plan. I wanted them to have the business when I moved to a new condo and applied for a mortgage with them. I spite of the fact that I had four times as much in liquid assets as the price of the place I wanted to buy they turned me down because - get this - I hadn't taken enough money out of my IRAs to establish an income stream sufficient to make the payments, as determined by their underwriter. I tried to contact the president of the credit union, with whom I had a casual acquaintance, but to no avail. My conclusion is that this is an amateurish organization with ill-trained personnel who are apparently handed a checklist and a calculator and set loose to underwrite mortgages. I will take my money elsewhere very soon.



Health

Health Grade Components

Overall
NCUA #63440
Year Chartered1937
Employees256
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD8.02%
Annual Interest Income$27.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.15B$1.10B
LoansQ3 2018vs Q3 2017$859.5MM$798.1MM
DepositsQ3 2018vs Q3 2017$1.01B$967.7MM
Equity CapitalQ3 2018vs Q3 2017$125.6MM$119.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$7.3MM$6.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.6MM$843.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$53.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Unitus Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Unitus Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$2.5kGo Savings
OTHER TIERS: 0.25% $50k+ | 0.50% $25k - $50k | 1.00% $5k - $25k | 1.98% $2.5k - $5k
1.00%*$50k*-Health Savings Account (HSA) Checking
OTHER TIERS: 0.25% Up to $2.5k | 0.50% $2.5k - $25k | 0.75% $25k - $50k
0.10%*$25k*-Personal Prime Share
OTHER TIERS: 0.05% $5 - $25k
0.10%*$25k*-Business Prime Share
OTHER TIERS: 0.05% $5 - $25k
0.10%*$25k*-IRA Share
OTHER TIERS: 0.05% $5 - $25k
0.10%*$25k*-Special Savings
OTHER TIERS: 0.05% Up to $25k
0.10%*$25k*-Health Savings Account
OTHER TIERS: 0.05% $5 - $25k
0.10%*$25k*-Reserve Account
OTHER TIERS: 0.05% Up to $25k
0.10%*$25k*-Business Savings
OTHER TIERS: 0.05% Up to $25k

Unitus Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Personal Money Market
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.50% $50k - $100k
0.75%*$100k*-Business Money Market
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.50% $50k - $100k

Unitus Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Interest Checking
OTHER TIERS: 0.05% Up to $25k
0.10%*$25k*-Optima Checking
OTHER TIERS: 0.05% Up to $25k
0.10%*$25k*-Business Interest Checking
OTHER TIERS: 0.05% Up to $25k

Unitus Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Month CD
1.85%$500-48 Month CD
1.75%$500-36 Month CD
1.65%$500-24 Month CD
1.40%$500-18 Month CD
1.00%$500-12 Month CD
0.75%$500-6 Month CD

Unitus Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Month IRA
1.85%$500-48 Month IRA
1.75%$500-36 Month IRA
1.65%$500-24 Month IRA
1.40%$500-18 Month IRA
1.00%$500-12 Month IRA
0.75%$500-6 Month IRA
Locations

Availability



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