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University Federal Credit Union (ND)

Popular Accounts at this Credit Union

0.40%1-year CD1 Year Share Certificate
0.25%SavingsShare Account
0.60%2-year CD2 Year Share Certificate

Overview / Commentary
2901 University Ave Ms 8222
Grand Forks, ND 58202

University Federal Credit Union (ND) is headquartered in Grand Forks and is the 17th largest credit union in the state of North Dakota. It is also the 2,748th largest credit union in the nation. It was established in 1937 and as of December of 2017, it had grown to 7 employees and 3,709 members at 2 locations. University Federal Credit Union (ND) has a B+ health rating.

Field of Membership Restrictions

Membership is open to the University of North Dakota faculty, staff, and students, employees of the ND School for the Blind who work in Grand Forks, civilian and military employees of the United States government and employees of the State of North Dakota who work on University of North Dakota's campus.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. University Federal Credit Union (ND) has a low asset base.

Health Grade Components

NCUA #1904
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD8.94%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$33.6MM$31.2MM
LoansQ4 2017vs Q4 2016$18.1MM$17.1MM
DepositsQ4 2017vs Q4 2016$30.2MM$28.1MM
Equity CapitalQ4 2017vs Q4 2016$3.3MM$3.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$100.00K$48.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$5.00K$44.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University Federal Credit Union (ND) Savings Account Rates

0.25%*$10k*-Share Account
OTHER TIERS: 0.15% $25 - $2,500 | 0.20% $2,500 - $10k

University Federal Credit Union (ND) CD Rates

0.60%$1k-2 Year Share Certificate
0.40%$1k-1 Year Share Certificate
0.30%$1k-6 Month Share Certificate

University Federal Credit Union (ND) Locations
Branch Office2901 University Ave MS 8222 Memorial Union Rm 2 Lower LevelGrand Forks, ND 58202
Branch Office1575 17th Ave SGrand Forks, ND 58201