Overview / Commentary
2901 University Ave Ms 8222
Grand Forks, ND 58202

University Federal Credit Union (ND) is headquartered in Grand Forks and is the 16th largest credit union in the state of North Dakota. It is also the 2,713th largest credit union in the nation. It was established in 1937 and as of September of 2018, it had grown to 8 employees and 3,685 members at 2 locations. University Federal Credit Union (ND) has a B+ health rating.

Field of Membership Restrictions

Membership is open to the University of North Dakota faculty, staff, and students, employees of the ND School for the Blind who work in Grand Forks, civilian and military employees of the United States government and employees of the State of North Dakota who work on University of North Dakota's campus.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. University Federal Credit Union (ND) has a low asset base.

Health Grade Components

NCUA #1904
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD13.49%
Annual Interest Income$900.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$34.4MM$33.5MM
LoansQ3 2018vs Q3 2017$18.2MM$17.6MM
DepositsQ3 2018vs Q3 2017$30.7MM$30.2MM
Equity CapitalQ3 2018vs Q3 2017$3.6MM$3.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$106.00K$94.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$56.00K$16.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not University Federal Credit Union (ND); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University Federal Credit Union (ND) Savings Account Rates

0.30%*$10k*-Share Account
OTHER TIERS: 0.20% $25 - $2.5k | 0.25% $2.5k - $10k

University Federal Credit Union (ND) CD Rates

0.60%$1k-2 Year Share Certificate
0.40%$1k-1 Year Share Certificate
0.30%$1k-6 Month Share Certificate

University Federal Credit Union (ND) Locations
Branch Office2901 University Ave MS 8222 Memorial Union Rm 2 Lower LevelGrand Forks, ND 58202
Branch Office1575 17th Ave SGrand Forks, ND 58201

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.