Featured Savings Rates
Featured Accounts

University Federal Credit Union (ND)

Popular Accounts at this Credit Union

0.35%1-year CD1 Year Share Certificate
0.20%SavingsShare Account
0.60%2-year CD2 Year Share Certificate

Overview / Commentary
2901 University Ave Ms 8222
Grand Forks, ND 58202

University Federal Credit Union (ND) is headquartered in Grand Forks and is the 18th largest credit union in the state of North Dakota. It is also the 2,862nd largest credit union in the nation. It was established in 1937 and as of June of 2016, it had grown to 7 employees and 3,662 members at 2 locations. University Federal Credit Union (ND) has a B+ health rating.

Field of Membership Restrictions

Membership is open to the University of North Dakota faculty, staff, and students, employees of the ND School for the Blind who work in Grand Forks, civilian and military employees of the United States government and employees of the State of North Dakota who work on University of North Dakota's campus.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. University Federal Credit Union (ND) has a low asset base.

Health Grade Components

NCUA #1904
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD9.16%
Annual Interest Income$488.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$31.3MM$29.0MM
LoansQ2 2016vs Q2 2015$16.1MM$16.2MM
DepositsQ2 2016vs Q2 2015$28.4MM$26.4MM
Equity CapitalQ2 2016vs Q2 2015$2.8MM$2.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$61.00K$49.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$51.00K$69.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not University Federal Credit Union (ND); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University Federal Credit Union (ND) Savings Account Rates

0.20%*$10k*-Share Account
OTHER TIERS: 0.10% $25 - $2,500 | 0.15% $2,500 - $10k

University Federal Credit Union (ND) CD Rates

0.60%$1k-2 Year Share Certificate
0.35%$1k-1 Year Share Certificate
0.25%$1k-6 Month Share Certificate

University Federal Credit Union (ND) Locations
Branch Office2901 University Ave MS 8222 Memorial Union Rm 2 Lower LevelGrand Forks, ND 58202
Branch Office1575 17th Ave SGrand Forks, ND 58201