Featured Savings Rates
Featured Accounts

University Federal Credit Union (UT)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.90%5-year CD60 Month One-Time Bump Certificate
3.00%5-year IRA60 Month IRA
1.20%6-month CD6 Month CD

Overview / Commentary
801-481-8855
3450 S Highland Dr
Salt Lake City, UT 84106-3375

University Federal Credit Union (UT) is headquartered in Salt Lake City and is the 5th largest credit union in the state of Utah. It is also the 303rd largest credit union in the nation. It was established in 1956 and as of December of 2017, it had grown to 275 employees and 92,403 members at 17 locations. University Federal Credit Union (UT)'s CD rates are 94% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in University First Federal Credit Union is open to those who live, work, attend school, worship, or volunteer in Salt Lake County and their family members.
See current membership details

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Reviews (2)

Excellent savings rate

Posted by: Bridguesp | Dec 15, 2017

I am happy with my savings rate at the University of Utah Credit Union. It is higher than I can get at any bank in town. I do not get interest on my checking, but that is because I selected their most basic checking plan. What is very important to me is that each time I go into my local branch, the young folks working at the counter are courteous, respectful, and accurate. My only suggestion would be that the website needs to be modernized a little so it is easier to read. However, once when I did not understand something on the website, I simply called my local branch manager and she guided me carefully through the process while I was on the website at my home. I am a senior citizen and this type of kind help is very important to me. Overall, I recommend this credit union to those looking for good interest on savings along with fair and balanced treatment.

Get Treated Like Royalty

Posted by: GreatGram | Mar 11, 2016

I joined the University Credit Union a couple of years ago because I wanted to be a brick and mortar deposit institution near my home. It is the first time I've ever belonged to a credit union. I could not be more pleased. The branch manager sat down with me and talked about the benefits of belonging to a credit union. She answered all of my questions and provided me with literature to take home and study. I signed up a few days later for checking and savings. They give some free checks to start with and then you buy a package of checks at a modest price. I like the savings aspect because I earn a reasonable interest if I keep a basic amount in the savings part of my account. The best part of belonging to this institution is the close, polite customer service given by the manager. She remembers my name and when I had a few questions early on, she responded immediately to my email inquiries. The only thing I would suggest for improvement is to ask that they consider making their on-line parameters a little easier to handle. The page instructions are somewhat complicated. But then again, perhaps I need to clean my glasses. All in all, I recommend the University Credit Union highly.



Health

Health Grade Components

Overall
NCUA #24710
Year Chartered1956
Employees275
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD9.36%
Annual Interest Income$31.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$955.7MM$864.9MM
LoansQ4 2017vs Q4 2016$822.0MM$739.2MM
DepositsQ4 2017vs Q4 2016$848.5MM$763.0MM
Equity CapitalQ4 2017vs Q4 2016$100.8MM$91.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$6.3MM$5.5MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$3.4MM$3.5MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not University Federal Credit Union (UT); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University Federal Credit Union (UT) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$500k*-IRA Accumulator
OTHER TIERS: 0.25% Up to $5k | 0.30% $5k - $20k | 0.35% $20k - $50k | 0.40% $50k - $100k | 0.45% $100k - $150k | 0.50% $150k - $500k
0.15%*$1k*-Primary Savings
OTHER TIERS: 0.10% Up to $1k
0.15%*$1k*-Secondary Savings
OTHER TIERS: 0.10% Up to $1k
0.15%*$1k*-Christmas Club Savings
OTHER TIERS: 0.10% Up to $1k

University Federal Credit Union (UT) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$500k*-High Yield Money Market
OTHER TIERS: 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k | 0.45% $250k - $500k
0.40%*$500k*-Money Market Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $20k | 0.20% $20k - $50k | 0.25% $50k - $100k | 0.30% $100k - $150k | 0.35% $150k - $500k
0.25%*$100k*-Business Money Market Checking
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

University Federal Credit Union (UT) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Crimson Checking
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

University Federal Credit Union (UT) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-60 Month CD
3.00%--60 Month U Save Certificate
2.90%$500-60 Month One-Time Bump Certificate
2.30%$500-48 Month CD
2.30%--48 Month U Save Certificate
2.25%$500-24 Month One-Time Bump Certificate - New Money Only
2.20%$500-48 Month One-Time Bump Certificate
2.15%$500-36 Month CD
2.15%--36 Month U Save Certificate
2.05%$500-36 Month One-Time Bump Certificate
1.95%$500-30 Month CD
1.95%--30 - 35 Month U Save Certificate
1.90%$500-24 Month CD
1.90%--24 - 29 Month U Save Certificate
1.85%$500-30 Month One-Time Bump Certificate
1.80%$500-18 Month CD
1.80%--18 - 23 Month U Save Certificate
1.75%$500-12 Month CD
1.75%--12 - 17 Month U Save Certificate
1.70%$500-18 Month One-Time Bump Certificate
1.65%$500-12 Month One-Time Bump Certificate
1.50%$500-12 Month Access Certificate
1.20%$500-6 Month CD
1.20%--6 - 11 Month U Save Certificate
1.10%$500-6 Month One-Time Bump Certificate
0.95%--3 - 5 Month U Save Certificate

University Federal Credit Union (UT) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-60 Month IRA
2.90%$500-60 Month IRA One-Time Bump Certificate
2.30%$500-48 Month IRA
2.20%$500-48 Month IRA One-Time Bump Certificate
2.15%$500-36 Month IRA
2.05%$500-36 Month IRA One-Time Bump Certificate
1.95%$500-30 Month IRA
1.90%$500-24 Month IRA
1.85%$500-30 Month IRA One-Time Bump Certificate
1.80%$500-18 Month IRA
1.80%$500-24 Month IRA One-Time Bump Certificate
1.75%$500-12 Month IRA
1.70%$500-18 Month IRA One-Time Bump Certificate
1.65%$500-12 Month IRA One-Time Bump Certificate
1.20%$500-6 Month IRA
1.10%$500-6 Month IRA One-Time Bump Certificate
Locations

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