Featured Savings Rates
Featured Accounts

University Federal Credit Union (UT)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.45%5-year CD60 Month One-Time Bump Certificate
2.50%5-year IRA60 Month IRA
0.75%6-month CD6 Month CD

Overview / Commentary
801-481-8855
3450 S Highland Dr
Salt Lake City, UT 84106-3375

University Federal Credit Union (UT) is headquartered in Salt Lake City and is the 5th largest credit union in the state of Utah. It is also the 306th largest credit union in the nation. It was established in 1956 and as of June of 2017, it had grown to 275 employees and 89,907 members at 17 locations. University Federal Credit Union (UT)'s CD rates are 39% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in University First Federal Credit Union is open to those who live, work, attend school, worship, or volunteer in Salt Lake County and their family members.
See current membership details

Related Posts

University FCU (UT) Adds 20 Basis Points To 60-Month CD - 1/20/2017

University First FCU (UT) has raised the rate on its 60-month CD (2.50% APY). Minimum deposit is $1k, with no stated balance cap. Also as an IRA.

View all posts from:


Reviews (1)

Get Treated Like Royalty

Posted by: GreatGram | Mar 11, 2016

I joined the University Credit Union a couple of years ago because I wanted to be a brick and mortar deposit institution near my home. It is the first time I've ever belonged to a credit union. I could not be more pleased. The branch manager sat down with me and talked about the benefits of belonging to a credit union. She answered all of my questions and provided me with literature to take home and study. I signed up a few days later for checking and savings. They give some free checks to start with and then you buy a package of checks at a modest price. I like the savings aspect because I earn a reasonable interest if I keep a basic amount in the savings part of my account. The best part of belonging to this institution is the close, polite customer service given by the manager. She remembers my name and when I had a few questions early on, she responded immediately to my email inquiries. The only thing I would suggest for improvement is to ask that they consider making their on-line parameters a little easier to handle. The page instructions are somewhat complicated. But then again, perhaps I need to clean my glasses. All in all, I recommend the University Credit Union highly.



Health

Health Grade Components

Overall
NCUA #24710
Year Chartered1956
Employees275
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD8.53%
Annual Interest Income$14.7MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$925.8MM$826.4MM
LoansQ2 2017vs Q2 2016$773.3MM$609.9MM
DepositsQ2 2017vs Q2 2016$822.0MM$733.4MM
Equity CapitalQ2 2017vs Q2 2016$95.6MM$87.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$5.6MM$4.8MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$3.0MM$1.7MM
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University Federal Credit Union (UT) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$500k*-IRA Accumulator
OTHER TIERS: 0.25% Up to $5k | 0.30% $5k - $20k | 0.35% $20k - $50k | 0.40% $50k - $100k | 0.45% $100k - $150k | 0.50% $150k - $500k
0.15%*$1k*-Primary Savings
OTHER TIERS: 0.10% Up to $1k
0.15%*$1k*-Secondary Savings
OTHER TIERS: 0.10% Up to $1k
0.15%*$1k*-Christmas Club Savings
OTHER TIERS: 0.10% Up to $1k

University Federal Credit Union (UT) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$500k*-High Yield Money Market
OTHER TIERS: 0.30% $25k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k | 0.45% $250k - $500k
0.40%*$500k*-Money Market Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $20k | 0.20% $20k - $50k | 0.25% $50k - $100k | 0.30% $100k - $150k | 0.35% $150k - $500k
0.25%*$100k*-Business Money Market Checking
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

University Federal Credit Union (UT) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Crimson Checking
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k

University Federal Credit Union (UT) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-60 Month CD
2.45%$500-60 Month One-Time Bump Certificate
2.34%--60 Month U Save Certificate
2.00%$500-48 Month CD
1.95%$500-48 Month One-Time Bump Certificate
1.85%--48 Month U Save Certificate
1.80%$500-36 Month CD
1.75%$500-36 Month One-Time Bump Certificate
1.65%$500-30 Month CD
1.65%--36 Month U Save Certificate
1.60%$500-30 Month One-Time Bump Certificate
1.55%$500-24 Month CD
1.50%--30 - 35 Month U Save Certificate
1.50%$500-24 Month One-Time Bump Certificate
1.40%--24 - 29 Month U Save Certificate
1.30%$500-18 Month CD
1.25%$500-12 Month CD
1.25%$500-18 Month One-Time Bump Certificate
1.20%$500-12 Month One-Time Bump Certificate
1.15%--18 - 23 Month U Save Certificate
1.10%--12 - 17 Month U Save Certificate
1.00%$500-12 Month Access Certificate
0.75%$500-6 Month CD
0.70%$500-6 Month One-Time Bump Certificate
0.60%--6 - 11 Month U Save Certificate
0.55%--3 - 5 Month U Save Certificate

University Federal Credit Union (UT) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-60 Month IRA
2.45%$500-60 Month IRA One-Time Bump Certificate
2.00%$500-48 Month IRA
1.95%$500-48 Month IRA One-Time Bump Certificate
1.80%$500-36 Month IRA
1.75%$500-36 Month IRA One-Time Bump Certificate
1.65%$500-30 Month IRA
1.60%$500-30 Month IRA One-Time Bump Certificate
1.55%$500-24 Month IRA
1.50%$500-24 Month IRA One-Time Bump Certificate
1.30%$500-18 Month IRA
1.25%$500-12 Month IRA
1.25%$500-18 Month IRA One-Time Bump Certificate
1.20%$500-12 Month IRA One-Time Bump Certificate
0.75%$500-6 Month IRA
0.70%$500-6 Month IRA One-Time Bump Certificate
Locations

Availability

Salt Lake City Area

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