University Of South Alabama Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.35%1-year CD12 Month CD
0.15%SavingsShare Account
0.50%3-year CD36 Month CD

Overview / Commentary
103 Hillcrest Rd
Mobile, AL 36608

University Of South Alabama Federal Credit Union is headquartered in Mobile and is the 43rd largest credit union in the state of Alabama. It is also the 2,418th largest credit union in the nation. It was established in 1960 and as of June of 2018, it had grown to 10 employees and 8,674 members at 4 locations. University Of South Alabama Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees or students of the University of South Alabama or be a member of the University of South Alabama Alumni Association. Also open to employees of Prime Health.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. University Of South Alabama Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #13659
Year Chartered1960
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD4.88%
Annual Interest Income$510.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$46.4MM$43.7MM
LoansQ2 2018vs Q2 2017$13.6MM$11.3MM
DepositsQ2 2018vs Q2 2017$41.8MM$39.3MM
Equity CapitalQ2 2018vs Q2 2017$4.5MM$4.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$351.00K$316.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$18.00K$54.00K
Real Estate OwnedQ2 2018vs Q2 2017$37.00K$37.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

University Of South Alabama Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Youth Club Account
0.25%--Christmas Club
0.25%--IRA Clubs
0.15%$100-Share Account

University Of South Alabama Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--36 Month CD
0.40%--24 Month CD
0.35%--12 Month CD
0.25%--6 Month CD

University Of South Alabama Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--36 Month IRA
0.40%--24 Month IRA
0.35%--12 Month IRA
0.25%--6 Month IRA
Locations


University Of South Alabama Federal Credit Union Locations
Branch Office103 Hillcrest RdMobile, AL 36608
Branch Office2451 Fillingim StMobile, AL 36617
Branch Office1700 Center StMobile, AL 36604
Branch Office5024 Parkway Plaza BlvdCharlotte, NC 28217

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