URW Community Federal Credit Union is headquartered in Danville and is the 37th largest credit union in the state of Virginia. It is also the 1,180th largest credit union in the nation. It was established in 1970 and as of June of 2024, it had grown to 57 employees and 35,421 members at 11 locations. URW Community Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.
Membership in URW Community Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Virginia counties of Halifax, Henry or Pittsylvania, or Caswell County, North Carolina, or the Virginia cities of Danville or Martinsville. Immediate family of current URWCFU members also qualify for membership.
See current membership details
Overall | |
---|---|
NCUA # | 19867 |
Year Chartered | 1970 |
Employees | 57 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.34% |
Return on Equity - YTD | 10.42% |
Annual Interest Income | $8.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2024vs Q2 2023 | $230.4MM$221.4MM |
Loans | Q2 2024vs Q2 2023 | $191.2MM$186.9MM |
Deposits | Q2 2024vs Q2 2023 | $196.1MM$188.7MM |
Equity Capital | Q2 2024vs Q2 2023 | $30.1MM$30.2MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $3.8MM$3MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $4.2MM$1.4MM |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not URW Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.56% | $0 | - | Stable IRA | |
0.55% | $0 | - | Liquid IRA | |
0.20% | $0 | - | Christmas Club Account | |
0.20% | $0 | - | Vacation Saving Account | |
0.12% | $500 | - | Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.30% | $2.5k | - | Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.12% | $2.5k | - | 1 Year CD | |
3.09% | $2.5k | - | 2 Year CD | |
2.53% | $2.5k | - | 6 Month CD | |
2.06% | $2.5k | - | 3 Year CD | |
1.56% | $2.5k | - | 5 Year CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.12% | $2.5k | - | 1 Year IRA | |
3.09% | $2.5k | - | 2 Year IRA | |
2.53% | $2.5k | - | 6 Month IRA | |
2.06% | $2.5k | - | 3 Year IRA | |
1.56% | $2.5k | - | 5 Year IRA |