URW Community Federal Credit Union

Overview / Commentary
539 Arnett Blvd
Danville, VA 24540

URW Community Federal Credit Union is headquartered in Danville and is the 35th largest credit union in the state of Virginia. It is also the 1,178th largest credit union in the nation. It was established in 1970 and as of December of 2023, it had grown to 59 employees and 34,713 members at 11 locations. URW Community Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in URW Community Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Virginia counties of Halifax, Henry or Pittsylvania, or Caswell County, North Carolina, or the Virginia cities of Danville or Martinsville. Immediate family of current URWCFU members also qualify for membership.
See current membership details


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Health Grade Components

NCUA #19867
Year Chartered1970
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD9.12%
Annual Interest Income$16.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$226.7MM$227.3MM
LoansQ4 2023vs Q4 2022$190.8MM$174.4MM
DepositsQ4 2023vs Q4 2022$191.8MM$181.8MM
Equity CapitalQ4 2023vs Q4 2022$31.2MM$30.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.3MM$1MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$4.4MM$1.9MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

URW Community Federal Credit Union Savings Account Rates

2.27%--Stable IRA
1.25%--Liquid IRA
0.20%--Christmas Club Account
0.20%--Vacation Saving Account

URW Community Federal Credit Union Money Market Rates

0.30%$2.5k-Money Market Account

URW Community Federal Credit Union CD Rates

4.54%$2.5k-1 Year CD
3.81%$2.5k-6 Month CD
3.09%$2.5k-2 Year CD
2.27%$2.5k-5 Year CD
2.06%$2.5k-3 Year CD

URW Community Federal Credit Union IRA Rates

4.54%$2.5k-1 Year IRA
3.81%$2.5k-6 Month IRA
3.09%$2.5k-2 Year IRA
2.27%$2.5k-5 Year IRA
2.06%$2.5k-3 Year IRA


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