URW Community Federal Credit Union

Overview / Commentary
539 Arnett Blvd
Danville, VA 24540

URW Community Federal Credit Union is headquartered in Danville and is the 36th largest credit union in the state of Virginia. It is also the 1,169th largest credit union in the nation. It was established in 1970 and as of June of 2022, it had grown to 49 employees and 33,012 members at 11 locations. URW Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in URW Community Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Virginia counties of Halifax, Henry or Pittsylvania, or Caswell County, North Carolina, or the Virginia cities Danville or Martinsville. Immediate family of current URWCFU members also qualify for membership.
See current membership details


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Health Grade Components

NCUA #19867
Year Chartered1970
Primary Regulator
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD8.97%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$228.5MM$231.8MM
LoansQ2 2022vs Q2 2021$157.2MM$140.7MM
DepositsQ2 2022vs Q2 2021$196.6MM$199.7MM
Equity CapitalQ2 2022vs Q2 2021$28.8MM$26.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$761.00K$880.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.6MM$2.3MM
Real Estate OwnedQ2 2022vs Q2 2021$0$379.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

URW Community Federal Credit Union Savings Account Rates

0.60%--Stable IRA
0.20%--Christmas Club Account
0.20%--Vacation Saving Account
0.12%--Liquid IRA

URW Community Federal Credit Union Money Market Rates

0.15%$2.5k-Money Market Account

URW Community Federal Credit Union CD Rates

0.60%$2.5k-5 Year CD
0.40%$2.5k-2 Year CD
0.40%$2.5k-3 Year CD
0.30%$2.5k-1 Year CD
0.20%$2.5k-6 Month CD

URW Community Federal Credit Union IRA Rates

0.60%$2.5k-5 Year IRA
0.40%$2.5k-2 Year IRA
0.40%$2.5k-3 Year IRA
0.30%$2.5k-1 Year IRA
0.20%$2.5k-6 Month IRA


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