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Utica Gas & Electric Emp Federal Credit Union

Popular Accounts at this Credit Union

2.50%5-year CD60 Month Share Certificate
1.10%1-year CD12 Month Share Certificate
0.35%SavingsShare Savings

Overview / Commentary
215 Old Campion Rd
New Hartford, NY 13413-4953

Utica Gas & Electric Emp Federal Credit Union is headquartered in New Hartford and is the 102nd largest credit union in the state of New York. It is also the 2,052nd largest credit union in the nation. It was established in 1937 and as of March of 2018, it had grown to 8 employees and 2,843 members at 1 location. Utica Gas & Electric Emp Federal Credit Union's money market rates are 48% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Utica Gas & Electric Emp Federal Credit Union is open to employees of National Grid, Advanced Power & Light, A.S. Neurology, PC, Apple Betty Restaurant, Bailey Development Company, LLC, Custom Appraisals, Deerfield Volunteer Fire Department, E.B. Enterprises, Dental Practices of Dr. Putnam and Dr. Massi, G.E. Ski Club, Inc., James N. Foss Inc, Graziadei Building Group, Inc., Leatherstocking Abstract and Title Corp, Northern Sprayfoam, Peck Farms, The Town of New Hartford, Schmitt and Lascurettes LLC, or Sherrill City School District.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Utica Gas & Electric Emp Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #2252
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD6.68%
Annual Interest Income$658.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$65.6MM$63.5MM
LoansQ1 2018vs Q1 2017$43.7MM$39.3MM
DepositsQ1 2018vs Q1 2017$53.1MM$51.2MM
Equity CapitalQ1 2018vs Q1 2017$11.0MM$10.4MM
Loan Loss AllowanceQ1 2018vs Q1 2017$225.00K$488.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$754.00K$1.0MM
Real Estate OwnedQ1 2018vs Q1 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Utica Gas & Electric Emp Federal Credit Union Savings Account Rates

0.35%$25-Share Savings
0.35%$25-Christmas Club
0.35%$25-Vacation Club
0.35%$25-Tax Club

Utica Gas & Electric Emp Federal Credit Union Money Market Rates

0.65%*$150k*-Money Market
OTHER TIERS: 0.40% $500 - $25k | 0.45% $25k - $75k | 0.50% $75k - $150k

Utica Gas & Electric Emp Federal Credit Union Checking Account Rates

0.10%$25-Share Draft

Utica Gas & Electric Emp Federal Credit Union CD Rates

2.50%$500-60 Month Share Certificate
1.60%$500-36 Month Share Certificate
1.25%$500-24 Month Share Certificate
1.10%$500-12 Month Share Certificate
1.10%$500-18 Month Share Certificate
0.55%$500-6 Month Share Certificate

Utica Gas & Electric Emp Federal Credit Union Locations
Branch Office215 Old Campion RdNew Hartford, NY 13413-4953

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