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Featured Accounts

Utica Gas & Electric Emp Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.50%5-year CD60 Month Share Certificate
0.70%1-year CD12 Month Share Certificate
0.35%SavingsShare Savings

Overview / Commentary
315-733-1596
215 Old Campion Rd
New Hartford, NY 13413-4953

Utica Gas & Electric Emp Federal Credit Union is headquartered in New Hartford and is the 102nd largest credit union in the state of New York. It is also the 2,094th largest credit union in the nation. It was established in 1937 and as of June of 2016, it had grown to 8 employees and 2,684 members at 1 location. Utica Gas & Electric Emp Federal Credit Union's money market rates are 48% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Utica Gas & Electric Emp Federal Credit Union is open to employees of National Grid, Advanced Power & Light, A.S. Neurology, PC, Apple Betty Restaurant, Bailey Development Company, LLC, Custom Appraisals, Deerfield Volunteer Fire Department, E.B. Enterprises, Dental Practices of Dr. Putnam and Dr. Massi, G.E. Ski Club, Inc., James N. Foss Inc, Graziadei Building Group, Inc., Leatherstocking Abstract and Title Corp, Northern Sprayfoam, Peck Farms, The Town of New Hartford, Schmitt and Lascurettes LLC, or Sherrill City School District.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Utica Gas & Electric Emp Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #2252
Year Chartered1937
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD7.04%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$60.9MM$58.2MM
LoansQ2 2016vs Q2 2015$36.4MM$34.3MM
DepositsQ2 2016vs Q2 2015$47.3MM$45.4MM
Equity CapitalQ2 2016vs Q2 2015$10.7MM$9.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$260.00K$183.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$720.00K$1.0MM
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Utica Gas & Electric Emp Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$25-Share Savings
0.35%$25-Christmas Club
0.35%$25-Vacation Club
0.35%$25-Tax Club

Utica Gas & Electric Emp Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$150k*-Money Market
OTHER TIERS: 0.40% $500 - $25k | 0.45% $25k - $75k | 0.50% $75k - $150k

Utica Gas & Electric Emp Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$25-Share Draft

Utica Gas & Electric Emp Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-60 Month Share Certificate
1.40%$500-36 Month Share Certificate
1.10%$500-24 Month Share Certificate
0.75%$500-18 Month Share Certificate
0.70%$500-12 Month Share Certificate
0.55%$500-6 Month Share Certificate
Locations


Utica Gas & Electric Emp Federal Credit Union Locations
Branch Office215 Old Campion RdNew Hartford, NY 13413-4953