Overview / Commentary
375 11th St STE 203
Oakland, CA 94607

Utility District Credit Union is headquartered in Oakland and is the 224th largest credit union in the state of California. It is also the 2,774th largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 6 employees and 2,301 members at 2 locations. Utility District Credit Union has a B health rating.

Field of Membership Restrictions

Must be an employee of East Bay Municipal Utility District to be elgible with membership with Utility District Credit Union.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Utility District Credit Union has a low asset base.

Health Grade Components

NCUA #61085
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD3.52%
Annual Interest Income$431.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$33.6MM$32.2MM
LoansQ2 2018vs Q2 2017$9.9MM$9.6MM
DepositsQ2 2018vs Q2 2017$30.8MM$29.5MM
Equity CapitalQ2 2018vs Q2 2017$2.8MM$2.7MM
Loan Loss AllowanceQ2 2018vs Q2 2017$20.00K$19.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$30.00K$28.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Utility District Credit Union Savings Account Rates

0.05%$25-Savings Account
0.05%--Christmas Club Account

Utility District Credit Union Money Market Rates

0.05%$2.5k-Money Market

Utility District Credit Union CD Rates

0.25%$10k-24 Month CD
0.15%$10k-12 Month CD

Utility District Credit Union IRA Rates

0.35%--30 Month IRA
0.35%--30 Month Roth IRA
0.20%--18 Month IRA
0.20%--18 Month Roth IRA

Utility District Credit Union Locations
Branch Office375 11th St STE 203Oakland, CA 94607
Branch Office2130 ADELINE STOAKLAND, CA 94607

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