Featured Savings Rates
Featured Accounts

VA Desert Pacific Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.90%1-year CD12 Month Share Certificate
0.50%SavingsRegular Shares
1.50%4-year CD48 Month Share Certificate

Overview / Commentary
562-498-1250
5901 E 7Th St
Long Beach, CA 90822

VA Desert Pacific Credit Union is headquartered in Long Beach and is the 180th largest credit union in the state of California. It is also the 1,957th largest credit union in the nation. It was established in 1947 and as of September of 2016, it had grown to 16 employees and 5,662 members at 2 locations. VA Desert Pacific Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the Department of Veterans Affairs, who work for the VA Desert Pacific Healthcare Network 22 in Long Beach, Loma Linda, Los Angeles, San Diego, California, and Las Vegas, Nevada.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. VA Desert Pacific Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #5530
Year Chartered1947
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD1.55%
Return on Equity - YTD9.14%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$70.3MM$65.9MM
LoansQ3 2016vs Q3 2015$47.6MM$43.5MM
DepositsQ3 2016vs Q3 2015$58.1MM$55.0MM
Equity CapitalQ3 2016vs Q3 2015$11.8MM$10.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$437.00K$314.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$570.00K$25.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

VA Desert Pacific Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-Regular Shares
OTHER TIERS: 0.25% $250 - $2,500 | 0.30% $2,500 - $10k
0.50%$500-Regular IRA
0.20%--Christmas Club
0.20%--Vacation Club
0.20%--Kid's Club

VA Desert Pacific Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Money Market Account
OTHER TIERS: 0.35% $2,500 - $10k | 0.50% $10k - $25k | 0.75% $25k - $50k | 0.85% $50k - $100k

VA Desert Pacific Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$10k*-Checking Account
OTHER TIERS: 0.15% $250 - $2,500 | 0.20% $2,500 - $10k

VA Desert Pacific Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$2,500-48 Month Share Certificate
1.40%*$10k*-36 Month Share Certificate
OTHER TIERS: 1.30% $2,500 - $10k
1.10%*$10k*-24 Month Share Certificate
OTHER TIERS: 1.00% $2,500 - $10k
0.90%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.80% $2,500 - $10k
0.60%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.50% $2,500 - $10k

VA Desert Pacific Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$2,500-48 Month IRA Certificate
1.30%$2,500-36 Month IRA Certificate
1.00%$2,500-24 Month IRA Certificate
0.80%$2,500-12 Month IRA Certificate
Locations


VA Desert Pacific Credit Union Locations
Branch Office11301 Wilshire blvd Bldg 500 Room 1404-1405Los Angeles, CA 90073-1003
Branch Office5901 E 7th StLong Beach, CA 90822-5201