Featured Savings Rates
Featured Accounts

Valley 1St Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.80%5-year CD5 Year Share Certificate
0.70%1-year CD1 Year Share Certificate
0.16%SavingsRegular Savings

Overview / Commentary
724-684-8875
815 Schoonmaker Ave
Monessen, PA 15062

Valley 1St Community Federal Credit Union is headquartered in MONESSEN and is the 72nd largest credit union in the state of Pennsylvania. It is also the 1,776th largest credit union in the nation. It was established in 1935 and as of March of 2017, it had grown to 17 employees and 10,522 members at 2 locations. Valley 1St Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work or worship in the communities of Rostraver Township, Donora, Monessen, Sewickley Township, East Huntingdon Township, South Huntingdon Township, Sutersville, Smithton, Madison, West Newton, Mt. Pleasant or Scottdale and their families.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Valley 1St Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #649
Year Chartered1935
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD1.35%
Annual Interest Income$513.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$84.7MM$85.8MM
LoansQ1 2017vs Q1 2016$29.3MM$30.1MM
DepositsQ1 2017vs Q1 2016$64.7MM$66.1MM
Equity CapitalQ1 2017vs Q1 2016$19.3MM$19.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$416.00K$379.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.6MM$1.1MM
Real Estate OwnedQ1 2017vs Q1 2016$98.00K$216.00K
Rates
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Valley 1St Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.41%--IRA Regular Savings
0.41%--Roth IRA Regular Savings
0.41%--Educational IRA Regular Savings
0.16%--Regular Savings
0.16%--Christmas Club
0.16%--Escrow Savings

Valley 1St Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Share Drafts

Valley 1St Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$1k-5 Year Share Certificate
1.30%$1k-3 Year Share Certificate
1.00%$1k-2 Year Share Certificate
0.70%$1k-1 Year Share Certificate
0.50%$1k-6 Month Share Certificate

Valley 1St Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$500-5 Year IRA Share Certificate
1.00%$500-3 Year IRA Share Certificate
0.70%$500-2 Year IRA Share Certificate
0.50%$500-1 Year IRA Share Certificate
Locations


Valley 1St Community Federal Credit Union Locations
Branch Office100 SARA WAYBELLE VERNON, PA 15012-1963
Branch Office815 SCHOONMAKER AVEMONESSEN, PA 15062-1008