Featured Savings Rates
Featured Accounts

Valley Community Credit Union (VA)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month CD
0.30%SavingsRegular Share Account
0.70%2-year CD24 Month CD

Overview / Commentary
888-321-8428
501 W Broad St
Waynesboro, VA 22980-4519

Valley Community Credit Union (VA) is headquartered in Waynesboro and is the 97th largest credit union in the state of Virginia. It is also the 4,455th largest credit union in the nation. It was established in 1977 and as of June of 2016, it had grown to 4 employees and 1,259 members at 1 location. Valley Community Credit Union (VA) has a C- health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Augusta County and the cities of Staunton or Waynesboro, Virginia.
See current membership details

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Health
C-
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Valley Community Credit Union (VA) has a very low asset base.

Health Grade Components

Overall
NCUA #66893
Year Chartered1977
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD-0.44%
Return on Equity - YTD-5.59%
Annual Interest Income$189.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$8.4MM$8.4MM
LoansQ2 2016vs Q2 2015$5.2MM$5.9MM
DepositsQ2 2016vs Q2 2015$7.7MM$7.7MM
Equity CapitalQ2 2016vs Q2 2015$644.00K$676.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$136.00K$147.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$231.00K$257.00K
Real Estate OwnedQ2 2016vs Q2 2015$224.00K$129.00K
Rates
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Valley Community Credit Union (VA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%--IRA Savings Account
0.30%--Regular Share Account
0.30%--Xmas Savings Account
0.30%--Club Savings Account
0.30%--Vacation Savings Account

Valley Community Credit Union (VA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-24 Month CD
0.60%$500-18 Month CD
0.50%$500-12 Month CD
0.40%$5k-6 Month Special CD

Valley Community Credit Union (VA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-24 Month IRA
0.60%$500-18 Month IRA
0.50%$500-12 Month IRA
0.40%$5k-6 Month Special IRA
Locations


Valley Community Credit Union (VA) Locations
Branch Office501 W Broad StWaynesboro, VA 22980-4519