Featured Savings Rates
Featured Accounts

Valley Community Credit Union (VA)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month CD
0.30%SavingsRegular Share Account
0.70%2-year CD24 Month CD

Overview / Commentary
888-321-8428
501 W Broad St
Waynesboro, VA 22980-4519

Valley Community Credit Union (VA) is headquartered in Waynesboro and is the 100th largest credit union in the state of Virginia. It is also the 4,522nd largest credit union in the nation. It was established in 1977 and as of March of 2016, it had grown to 3 employees and 1,285 members at 1 location. Valley Community Credit Union (VA) has a C- health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Augusta County or the independent cities of Waynesboro or Staunton, Virginia.
See current membership details

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Health
C-
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Valley Community Credit Union (VA) has a very low asset base.

Health Grade Components

Overall
NCUA #66893
Year Chartered1977
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-0.74%
Return on Equity - YTD-9.26%
Annual Interest Income$97.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$8.1MM$9.0MM
LoansQ1 2016vs Q1 2015$5.4MM$6.2MM
DepositsQ1 2016vs Q1 2015$7.5MM$8.3MM
Equity CapitalQ1 2016vs Q1 2015$648.00K$701.00K
Loan Loss AllowanceQ1 2016vs Q1 2015$152.00K$137.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$179.00K$239.00K
Real Estate OwnedQ1 2016vs Q1 2015$129.00K$129.00K
Rates
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Valley Community Credit Union (VA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%--IRA Savings Account
0.30%--Regular Share Account
0.30%--Xmas Savings Account
0.30%--Club Savings Account
0.30%--Vacation Savings Account

Valley Community Credit Union (VA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-24 Month CD
0.60%$500-18 Month CD
0.50%$500-12 Month CD
0.40%$5k-6 Month Special CD

Valley Community Credit Union (VA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-24 Month IRA
0.60%$500-18 Month IRA
0.50%$500-12 Month IRA
0.40%$5k-6 Month Special IRA
Locations


Valley Community Credit Union (VA) Locations
Branch Office501 W Broad StWaynesboro, VA 22980-4519