VCC Bank is headquartered in Richmond and is the 56th largest bank in the state of Virginia. It is also the 2,897th largest bank in the nation. It was established in 2008 and as of December of 2020, it had grown to 25 employees at 2 locations. VCC Bank's money market rates are 25% higher than the national average, and it has an A health rating.
Overall | |
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FDIC Certificate # | 58658 |
Year Established | 2008 |
Employees | 25 |
Primary Regulator | FED |
Profit Margin | |
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Return on Assets - YTD | 0.82% |
Return on Equity - YTD | 7.57% |
Annual Interest Income | $10.2MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $220.1MM$222.2MM |
Loans | Q4 2020vs Q4 2019 | $171.1MM$159.1MM |
Deposits | Q4 2020vs Q4 2019 | $165.6MM$169.8MM |
Equity Capital | Q4 2020vs Q4 2019 | $25.7MM$24.1MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $2.0MM$1.5MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $3.2MM$6.5MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | - | - | Statement Savings | |
0.25% | - | - | VA Savers Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.70% | $250 | - | 7 Year IRA | |
0.65% | $250 | - | 5 Year IRA | |
0.55% | $250 | - | 4 Year IRA | |
0.50% | $250 | - | 3 Year IRA | |
0.45% | $250 | - | 2 Year IRA | |
0.35% | $250 | - | 18 Month IRA | |
0.30% | $250 | - | 1 Year IRA | |
0.25% | $250 | - | 6 Month IRA |
VCC Bank Locations | ||
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West Franklin Street Branch | 110 Peppers Ferry Road Nw | Christiansburg, VA 24073 |
Community Capital Bank Of Virginia | 7814 Carousel Lane | Richmond, VA 23294 |