VCC Bank

Overview / Commentary
7814 Carousel Lane
Richmond, VA 23294

VCC Bank is headquartered in Richmond and is the 50th largest bank in the state of Virginia. It is also the 2,793rd largest bank in the nation. It was established in 2008 and as of June of 2022, it had grown to 38 employees at 2 locations. VCC Bank has an A health rating.


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Health Grade Components

FDIC Certificate #58658
Year Established2008
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD4.2%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$244.8MM$233.4MM
LoansQ2 2022vs Q2 2021$183.0MM$173.8MM
DepositsQ2 2022vs Q2 2021$171.7MM$191.4MM
Equity CapitalQ2 2022vs Q2 2021$65.2MM$27.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.3MM$2.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.7MM$3.0MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for VCC Bank are currently being reviewed.


VCC Bank Locations
West Franklin Street Branch110 Peppers Fry Rd NwChristiansburg, VA 24073
Community Capital Bank Of Virginia7814 Carousel LnRichmond, VA 23294

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