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Overview / Commentary
540-260-3126
110 Peppers Ferry Road Nw
Christiansburg, VA 24073

VCC Bank is headquartered in Christiansburg and is the 63rd largest bank in the state of Virginia. It is also the 3,392nd largest bank in the nation. It was established in 2008 and as of September of 2017, it had grown to 27 employees at 2 locations. VCC Bank's money market rates are 14% higher than the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #58658
Year Established2008
Employees27
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD4.96%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$160.6MM$126.4MM
LoansQ3 2017vs Q3 2016$117.5MM$96.2MM
DepositsQ3 2017vs Q3 2016$133.3MM$102.4MM
Equity CapitalQ3 2017vs Q3 2016$19.4MM$16.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.3MM$1.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$2.5MM$3.1MM
Real Estate OwnedQ3 2017vs Q3 2016$335.00K$211.00K
Rates
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VCC Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-Statement Savings
0.25%--VA Savers Club

VCC Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$50-IRA Money Market Checking
0.50%$50-Money Market Savings

VCC Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$250-7 Year CD
1.31%$250-5 Year CD
1.00%$250-4 Year CD
0.80%$250-3 Year CD
0.60%$1k-2 Year Solar & Food CD
0.55%$250-2 Year CD
0.45%$250-18 Month CD
0.35%$250-1 Year CD
0.25%$250-6 Month CD

VCC Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$250-7 Year IRA
1.31%$250-5 Year IRA
1.00%$250-4 Year IRA
0.80%$250-3 Year IRA
0.55%$250-2 Year IRA
0.45%$250-18 Month IRA
0.35%$250-1 Year IRA
0.25%$250-6 Month IRA
Locations


VCC Bank Locations
West Franklin Street Branch7814 Carousel LaneRichmond, VA 23294
Community Capital Bank Of Virginia110 Peppers Ferry Road NwChristiansburg, VA 24073