Overview / Commentary
540-260-3126
7814 Carousel Lane
Richmond, VA 23294

VCC Bank is headquartered in Richmond and is the 61st largest bank in the state of Virginia. It is also the 3,083rd largest bank in the nation. It was established in 2008 and as of June of 2018, it had grown to 29 employees at 2 locations. VCC Bank's money market rates are 2X the national average, and it has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
FDIC Certificate #58658
Year Established2008
Employees29
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD7.51%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$181.8MM$145.5MM
LoansQ2 2018vs Q2 2017$133.7MM$107.7MM
DepositsQ2 2018vs Q2 2017$150.3MM$118.1MM
Equity CapitalQ2 2018vs Q2 2017$20.1MM$19.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.7MM$1.2MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$3.0MM$3.1MM
Real Estate OwnedQ2 2018vs Q2 2017$109.00K$1.3MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not VCC Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

VCC Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Statement Savings
0.25%--VA Savers Club

VCC Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Premium Money Market Account
OTHER TIERS: 0.60% Up to $100k | 0.80% $100k - $250k
0.50%--IRA Money Market Checking
0.50%--Money Market Savings

VCC Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$250k*-IOLTA Checking
OTHER TIERS: 0.15% Up to $250k

VCC Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$250-18 Month Affordable Housing CD Special
1.51%$250-5 Year CD
1.51%$250-7 Year CD
1.41%$250-4 Year CD
1.31%$250-3 Year CD
1.20%$250-2 Year CD
1.11%$250-18 Month CD
1.00%$250-1 Year CD
0.25%$250-6 Month CD

VCC Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$250-5 Year IRA
1.51%$250-7 Year IRA
1.41%$250-4 Year IRA
1.31%$250-3 Year IRA
1.20%$250-2 Year IRA
1.11%$250-18 Month IRA
1.00%$250-1 Year IRA
0.25%$250-6 Month IRA
Locations


VCC Bank Locations
West Franklin Street Branch110 Peppers Ferry Road NwChristiansburg, VA 24073
Community Capital Bank Of Virginia7814 Carousel LaneRichmond, VA 23294

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.