VCC Bank

Overview / Commentary
7814 Carousel Lane
Richmond, VA 23294

VCC Bank is headquartered in Richmond and is the 54th largest bank in the state of Virginia. It is also the 2,690th largest bank in the nation. It was established in 2008 and as of December of 2019, it had grown to 27 employees at 2 locations. VCC Bank's money market rates are 4X the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #58658
Year Established2008
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD6.25%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$222.2MM$194.1MM
LoansQ4 2019vs Q4 2018$159.1MM$140.3MM
DepositsQ4 2019vs Q4 2018$169.8MM$150.0MM
Equity CapitalQ4 2019vs Q4 2018$24.1MM$21.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.5MM$1.0MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$6.5MM$4.9MM
Real Estate OwnedQ4 2019vs Q4 2018$0$71.00K
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Always verify rates and promotions with the bank or credit union. We are not VCC Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

VCC Bank Savings Account Rates

0.25%--Statement Savings
0.25%--VA Savers Club

VCC Bank Money Market Rates

1.92%*$250k*-Premium Money Market Account
OTHER TIERS: 1.00% Up to $100k | 1.50% $100k - $250k
0.75%--IRA Money Market Checking
0.75%--Money Market Savings

VCC Bank Checking Account Rates

0.25%*$250k*-IOLTA Checking
OTHER TIERS: 0.15% Up to $250k

VCC Bank CD Rates

2.32%$250-7 Year CD
2.22%$250-5 Year CD
2.12%$250-4 Year CD
2.02%$250-3 Year CD
1.87%$250-2 Year CD
1.76%$250-18 Month Affordable Housing CD
1.71%$250-18 Month CD
1.60%$250-1 Year CD
0.50%$250-6 Month CD

VCC Bank IRA Rates

2.32%$250-7 Year IRA
2.22%$250-5 Year IRA
2.12%$250-4 Year IRA
2.02%$250-3 Year IRA
1.87%$250-2 Year IRA
1.71%$250-18 Month IRA
1.60%$250-1 Year IRA
0.50%$250-6 Month IRA

VCC Bank Locations
West Franklin Street Branch110 Peppers Ferry Road NwChristiansburg, VA 24073
Community Capital Bank Of Virginia7814 Carousel LaneRichmond, VA 23294

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