VCC Bank

Overview / Commentary

www.vacommunitycapital.org

540-260-3126

7814 Carousel Lane
Richmond, VA 23294

VCC Bank is headquartered in Richmond and is the 50^th largest bank in the state of Virginia. It is also the 2,944^th largest bank in the nation. It was established in 2008 and as of March of 2022, it had grown to 36 employees at 2 locations. VCC Bank's money market rates are 25% higher than the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	58658
Year Established	2008
Employees	36
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.71%
Return on Equity - YTD	5.47%
Annual Interest Income	$2.0MM

Assets and Liabilities
Assets	Q1 2022vs Q1 2021	$223.6MM$221.8MM
Loans	Q1 2022vs Q1 2021	$162.8MM$171.3MM
Deposits	Q1 2022vs Q1 2021	$186.2MM$173.1MM
Equity Capital	Q1 2022vs Q1 2021	$29.0MM$25.9MM
Loan Loss Allowance	Q1 2022vs Q1 2021	$1.2MM$2.1MM
Unbacked Noncurrent Loans	Q1 2022vs Q1 2021	$2.8MM$3.1MM
Real Estate Owned	Q1 2022vs Q1 2021	$0$0

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not VCC Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

VCC Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	Statement Savings
0.25%	-	-	VA Savers Club

VCC Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$250k^*	-	IRA Money Market
OTHER TIERS: 0.20% → Up to $100k \| 0.40% → $100k - $250k
0.55%^*	$250k^*	-	Premium Money Market Account
OTHER TIERS: 0.20% → Up to $100k \| 0.40% → $100k - $250k
0.20%	-	-	Money Market Account

VCC Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$250	-	7 Year CD
0.65%	$250	-	5 Year CD
0.55%	$250	-	4 Year CD
0.50%	$250	-	3 Year CD
0.45%	$250	-	2 Year CD
0.35%	$250	-	18 Month CD
0.35%	$250	-	18 Month Promotional CD
0.30%	$250	-	1 Year CD
0.25%	$250	-	6 Month CD

VCC Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$250	-	7 Year IRA
0.65%	$250	-	5 Year IRA
0.55%	$250	-	4 Year IRA
0.50%	$250	-	3 Year IRA
0.45%	$250	-	2 Year IRA
0.35%	$250	-	18 Month IRA
0.30%	$250	-	1 Year IRA
0.25%	$250	-	6 Month IRA

Locations

VCC Bank Locations
West Franklin Street Branch	110 Peppers Fry Rd Nw	Christiansburg, VA 24073
Community Capital Bank Of Virginia	7814 Carousel Lane	Richmond, VA 23294

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.