VCC Bank
LOCATIONS
2
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.51% APY
7 Year CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.31% | 5-year CD | 5 Year CD 2.50% - Ally Bank High Yield 5 Year CD |
| 1.00% | 1-year CD | 1 Year CD |
| 0.25% | Savings | VA Savers Club |
Overview / Commentary
VCC Bank is headquartered in Christiansburg and is the 62nd largest bank in the state of Virginia. It is also the 3,305th largest bank in the nation. It was established in 2008 and as of December of 2017, it had grown to 27 employees at 2 locations. VCC Bank's money market rates are 2X the national average, and it has a B+ health rating.
Health
B+
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58658 |
| Year Established | 2008 |
| Employees | 27 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.55% |
| Return on Equity - YTD | 4.41% |
| Annual Interest Income | $6.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $167.4MM$132.9MM |
| Loans | Q4 2017vs Q4 2016 | $128.6MM$96.6MM |
| Deposits | Q4 2017vs Q4 2016 | $137.3MM$112.7MM |
| Equity Capital | Q4 2017vs Q4 2016 | $19.5MM$16.7MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $1.7MM$1.6MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $2.5MM$4.0MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $109.00K$211.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
VCC Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $25 | - | Statement Savings | |
| 0.25% | - | - | VA Savers Club |
VCC Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $250k* | - | Premium Money Market Account | ||
| OTHER TIERS: 0.60% → Up to $100k | 0.80% → $100k - $250k | |||||
| 0.50% | $50 | - | IRA Money Market Checking | ||
| 0.50% | $50 | - | Money Market Savings | ||
VCC Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $250 | - | 7 Year CD | |
| 1.31% | $250 | - | 5 Year CD | |
| 1.20% | $250 | - | 2 Year CD | |
| 1.10% | $250 | - | 18 Month CD | |
| 1.00% | $250 | - | 1 Year CD | |
| 1.00% | $250 | - | 4 Year CD | |
| 0.80% | $250 | - | 3 Year CD | |
| 0.25% | $250 | - | 6 Month CD |
VCC Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $250 | - | 7 Year IRA | |
| 1.31% | $250 | - | 5 Year IRA | |
| 1.20% | $250 | - | 2 Year IRA | |
| 1.10% | $250 | - | 18 Month IRA | |
| 1.00% | $250 | - | 1 Year IRA | |
| 1.00% | $250 | - | 4 Year IRA | |
| 0.80% | $250 | - | 3 Year IRA | |
| 0.25% | $250 | - | 6 Month IRA |
Locations
| VCC Bank Locations | ||
|---|---|---|
| West Franklin Street Branch | 110 Peppers Ferry Road Nw | Christiansburg, VA 24073 |
| Community Capital Bank Of Virginia | 7814 Carousel Lane | Richmond, VA 23294 |