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Veridian Credit Union

Popular Accounts at this Credit Union

2.30%3-year CD39 Month CD Special
1.91%2-year CD25 Month CD Special
1.81%18-month CD15 Month CD Special

Overview / Commentary
1827 Ansborough Ave
Waterloo, IA 50701

Veridian Credit Union is headquartered in Waterloo and is the 2nd largest credit union in the state of Iowa. It is also the 52nd largest credit union in the nation. It was established in 1934 and as of December of 2017, it had grown to 762 employees and 215,574 members at 30 locations. Veridian Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in the state of Iowa, or those who live and work in Washington, Douglas, Sarpy, Saunders, Lancaster, and Cass Counties in Nebraska. Membership is also open to registered users of Dwolla.
See current membership details

Related Posts

Veridian CU Adds Nationally Available 18-Month CD Special - 2/3/2018

Veridian Credit Union (easy membership) has added a limited-time 18-month Jumbo CD Special (2.28% APY, $100k min) and 18-month CD Special (2.18% APY, $1k min).

Veridian CU Offering 18-Month CD At 2.28% APY - 2/1/2018

Veridian Credit Union, an easy access CU, is offering an 18-month promo CD at 2.18% APY for a minimum deposit of $1,000, or 2.28% APY for a minimum deposit of $100,000. https://www.veridiancu.org/news/articles/check-out-our-2018-cd-special.aspx They say it is a limited-time offer, but give no end date.

39-Month Jumbo CD Earns 2.27% APY - 10/13/2017

Veridian has raised the rates on the 39-month Jumbo CD Special to 2.27% APY ($100k min) and the 39-month CD Special to 2.17% APY ($1k min).

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Great Staff

I opened my CD special today, they were friendly and helpful.

Top Notch - Veridian

I've been banking with Veridian ever since it was the John Deere Credit Union back in the early 90's. I absolutely love their service. I have on occasion, overwithdrawn my account in error and Veridian credits me back for the fees. Additionally, their money market account stayed competitive throughout the recession and only required a $1k deposit minimum. They're always pleasant to work with and their online chat feature has been operational for some time, even before most of the major big banks. I've had no issues trying to send funds to friends and family, using hte bill pay feature, or moving funds to and from accounts. Anytime I call, I'm on the phone for no more than 5min to solve my issue. Unfortunately I cannot bank in person as I currently live out of state, but the majority of my needs can be satisfied online. I would highly recommend this CU to anyone

Opened 25 Mo Jumbo CD Painlessly

Posted by: beth | Jun 1, 2016

Signed up for a Dwolla account, deposited $5 in the Veridian savings account, provided the CSR with a copy of a utility bill & notarized drivers license. Sent a check to Veridian with a note to open the CD, term, and amount. The CD was opened the same day they received the funds. Now I just have to get my beneficiaries added to the account. It took a little work but was able to get the 1.85% APY.

Ridiculously Low ACH Limits To Deposit & Withdraw

Posted by: pwj7050 | Sep 26, 2017

Two weeks ago I opened my first 15 month CD yielding 1.81%. I decided to open another one last week, but I was told that the daily/monthly limits to ACH funds from my external account were $2,500/$5,000.

Those limits are much too low for me since I planned on opening another $75,000 in CD's. As a result, I requested an increase. The increase granted was their maximum which are a daily/monthly limits of $10,000/$20,000.

Those limits are still much too low, but they refuse to increase them and told me that my only options were to PAY for a wire transfer, which I refuse out of principle to do, or to mail them a check! Unbelievable, what is this the 1980's? They are a $3 billion bank but behave like a mom and pop shop!

Veridian just lost a good customer.



Health Grade Components

NCUA #64418
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD10.68%
Annual Interest Income$118.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$3.56B$3.10B
LoansQ4 2017vs Q4 2016$3.12B$2.53B
DepositsQ4 2017vs Q4 2016$3.05B$2.75B
Equity CapitalQ4 2017vs Q4 2016$351.3MM$314.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$17.9MM$16.0MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$20.6MM$18.5MM
Real Estate OwnedQ4 2017vs Q4 2016$1.9MM$2.2MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Veridian CU Offering 18-Month CD At 2.28% APY

me1004   |  
Veridian Credit Union, an easy access CU, is offering an 18-month promo CD at 2.18% APY for a minimum deposit of $1,000, or 2.28% APY for a minimum deposit of $100,000.


They say it is a limited-time offer, but give no end date.

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Always verify rates and promotions with the bank or credit union. We are not Veridian Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Veridian Credit Union Savings Account Rates

0.75%$50-HSA Savings
0.25%$50-IRA Savings
0.15%$50-Business Savings
0.15%$50-Member Equity Savings
0.15%--KIRBY Children's Savings
0.15%--U.B.U. Teen Savings
0.15%--Holiday Club
0.05%--HSA Checking/Share Draft

Veridian Credit Union Money Market Rates

1.00%*$250k*-Premier Money Market
OTHER TIERS: 0.45% $25k - $50k | 0.50% $50k - $100k | 0.80% $100k - $250k
1.00%*$250k*-Commercial Premier Money Market
OTHER TIERS: 0.45% $25k - $50k | 0.50% $50k - $100k | 0.80% $100k - $250k
0.25%$1k-Traditional Money Market

Veridian Credit Union Checking Account Rates

0.45%*$50k*-Commercial Business Checking
OTHER TIERS: 0.05% Up to $50k
0.05%--Deluxe Business Checking
0.05%--Share Draft

Veridian Credit Union CD Rates

2.40%$100k-39 Month Jumbo CD Special
2.30%$1k-39 Month CD Special
2.28%$100k-18 Month Jumbo CD Special
2.18%$1k-18 Month CD Special
2.02%$100k-25 Month Jumbo CD Special
1.91%$1k-25 Month CD Special
1.91%$100k-15 Month Jumbo CD Special
1.81%$1k-15 Month CD Special
1.81%$1k-30 Month Bump-Up CD
1.61%$100k-9 Month Jumbo CD Special
1.51%$1k-9 Month CD Special
1.41%$100k-7 Month Jumbo CD Special
1.31%$1k-7 Month CD Special
0.70%$500-12 Month Add-On CD
0.70%$100-12-60 Month U.B.U. CD
0.70%$100-12-60 Month KIRBY CD
0.35%$50-12 Month Starter CD


Cedar Rapids Area

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