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  2. Veridian Credit Union

Veridian Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.17%3-year CD39 Month Special CD
1.60% - Ally Bank High Yield 3 Year CDAdvertisement
1.91%2-year CD25 Month Special CD
1.50% - Ally Bank Raise Your Rate 2-Year CDAdvertisement
1.81%18-month CD15 Month Special CD
1.35% - Ally Bank High Yield 18-Month CDAdvertisement
View all Veridian Credit Union rates »

Overview / Commentary
veridiancu.org
800-235-3228
1827 Ansborough Ave
Waterloo, IA 50701

Veridian Credit Union is headquartered in Waterloo and is the 2nd largest credit union in the state of Iowa. It is also the 57th largest credit union in the nation. It was established in 1934 and as of June of 2017, it had grown to 755 employees and 211,389 members at 30 locations. Veridian Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in the state of Iowa or those who live and work in Washington, Douglas, Sarpy, Saunders, Lancaster, and Cass Counties in Nebraska. Membership is also open to registered users of Dwolla.
See current membership details

Related Posts

39-Month Jumbo CD Earns 2.27% APY - 10/13/2017

Veridian has raised the rates on the 39-month Jumbo CD Special to 2.27% APY ($100k min) and the 39-month CD Special to 2.17% APY ($1k min).

New Nationally Available CD Specials At Veridian Credit Union - 9/8/2017

Veridian CU (easy membership) added new CD Specials: 25-month (2.02% APY, $100k;1.91% APY, $1k) and 39-month (2.17% APY, $100k; 2.07% APY, $1k).

Veridian CU raises CD Rates. Quick Look. - 9/8/2017

Veridian CU upped the APY's on a number of its' CD's today, Thursday 9-7-17; examples: 15mo $1K min APY now 1.81% was 1.76% 25  "     "     "      "      "   1.91%   "   1.80% Veridian's CD rates table here.

View all posts from:


Reviews (20)

Great Staff

Posted by: Lee Roy Jabar | Aug 8, 2017

I opened my CD special today, they were friendly and helpful.

2

Top Notch - Veridian

Posted by: chantelvelazquez2 | Mar 15, 2017

I've been banking with Veridian ever since it was the John Deere Credit Union back in the early 90's. I absolutely love their service. I have on occasion, overwithdrawn my account in error and Veridian credits me back for the fees. Additionally, their money market account stayed competitive throughout the recession and only required a $1k deposit minimum. They're always pleasant to work with and their online chat feature has been operational for some time, even before most of the major big banks. I've had no issues trying to send funds to friends and family, using hte bill pay feature, or moving funds to and from accounts. Anytime I call, I'm on the phone for no more than 5min to solve my issue. Unfortunately I cannot bank in person as I currently live out of state, but the majority of my needs can be satisfied online. I would highly recommend this CU to anyone

3

Opened 25 Mo Jumbo CD Painlessly

Posted by: beth | Jun 1, 2016

Signed up for a Dwolla account, deposited $5 in the Veridian savings account, provided the CSR with a copy of a utility bill & notarized drivers license. Sent a check to Veridian with a note to open the CD, term, and amount. The CD was opened the same day they received the funds. Now I just have to get my beneficiaries added to the account. It took a little work but was able to get the 1.85% APY.

6

Ridiculously Low ACH Limits To Deposit & Withdraw

Posted by: pwj7050 | Sep 26, 2017

Two weeks ago I opened my first 15 month CD yielding 1.81%. I decided to open another one last week, but I was told that the daily/monthly limits to ACH funds from my external account were $2,500/$5,000.

Those limits are much too low for me since I planned on opening another $75,000 in CD's. As a result, I requested an increase. The increase granted was their maximum which are a daily/monthly limits of $10,000/$20,000.

Those limits are still much too low, but they refuse to increase them and told me that my only options were to PAY for a wire transfer, which I refuse out of principle to do, or to mail them a check! Unbelievable, what is this the 1980's? They are a $3 billion bank but behave like a mom and pop shop!

Veridian just lost a good customer.

5
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Health
A

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #64418
Year Chartered1934
Employees755
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD10.65%
Annual Interest Income$55.5MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$3.30B$2.99B
LoansQ2 2017vs Q2 2016$2.78B$2.31B
DepositsQ2 2017vs Q2 2016$2.87B$2.64B
Equity CapitalQ2 2017vs Q2 2016$332.4MM$310.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$15.5MM$14.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$16.7MM$14.1MM
Real Estate OwnedQ2 2017vs Q2 2016$1.6MM$1.5MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

39-Month Jumbo CD Earns 2.27% APY

Carpline   |  
Veridian has raised the rates on the 39-month Jumbo CD Special to 2.27% APY ($100k min) and the 39-month CD Special to 2.17% APY ($1k min).
1

Veridian CU raises CD Rates. Quick Look.

cumulus   |  
Veridian CU upped the APY's on a number of its' CD's today, Thursday 9-7-17; examples:

15mo $1K min APY now 1.81% was 1.76%
25  "     "     "      "      "   1.91%   "   1.80%

Veridian's CD rates table here.
4

Rates
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Always verify rates and promotions with the bank or credit union. We are not Veridian Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Veridian Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--HSA Savings
0.25%$50-IRA Savings
0.15%$50-Business Savings
0.15%$50-Member Equity Savings
0.15%--KIRBY Children's Savings
0.15%--U.B.U. Teen Savings
0.15%--Holiday Club
0.05%--HSA Checking/Share Draft

Veridian Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Premier Money Market
OTHER TIERS: 0.45% → $25k - $50k | 0.50% → $50k - $100k | 0.80% → $100k - $250k
1.00%*$250k*-Business Premier Money Market
OTHER TIERS: 0.45% → $25k - $50k | 0.50% → $50k - $100k | 0.80% → $100k - $250k
0.25%$1k-Traditional Money Market

Veridian Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Commercial Business Checking
OTHER TIERS: 0.05% → Up to $50k
0.05%--Deluxe Business Checking
0.05%--Share Draft

Veridian Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%$100k-39 Month Jumbo Special CD
2.17%$1k-39 Month Special CD
2.02%$100k-25 Month Jumbo Special CD
1.91%$1k-25 Month Special CD
1.91%$100k-15 Month Jumbo Special CD
1.81%$1k-15 Month Special CD
1.81%$1k-30 Month Bump-Up CD
1.61%$100k-9 Month Jumbo Special CD
1.51%$1k-9 Month Special CD
1.30%$1k-49-60 Month CD
1.15%$1k-42-48 Month CD
1.10%$100k-7 Month Jumbo Special CD
1.00%$1k-7 Month Special CD
0.90%$1k-31-41 Month CD
0.80%$1k-25-30 Month CD
0.75%$1k-18-24 Month CD
0.70%$1k-13-17 Month CD
0.70%$500-12 Month Add-On CD
0.70%$100-12-60 Month U.B.U. CD
0.70%$100-12-60 Month KIRBY CD
0.40%$1k-6-12 Month CD
0.35%$50-12 Month Starter CD
0.25%$1k-1-5 Month CD
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