Overview / Commentary
105 E Cherry St
Vermillion, SD 57069

Vermillion Federal Credit Union is headquartered in Vermillion and is the 26th largest credit union in the state of South Dakota. It is also the 3,554th largest credit union in the nation. It was established in 1959 and as of June of 2018, it had grown to 5 employees and 2,486 members at 1 location. Vermillion Federal Credit Union's CD rates are 44% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in, and businesses located in Clay County, South Dakota, Dixon County, Nebraska and most of Union County, South Dakota.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vermillion Federal Credit Union has a low asset base.

Health Grade Components

NCUA #12983
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.39%
Annual Interest Income$292.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$17.3MM$17.4MM
LoansQ2 2018vs Q2 2017$9.8MM$8.5MM
DepositsQ2 2018vs Q2 2017$15.0MM$15.2MM
Equity CapitalQ2 2018vs Q2 2017$2.1MM$2.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$30.00K$31.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$30.00K$6.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Vermillion Federal Credit Union Savings Account Rates

0.05%$50-Regular Share Savings Account

Vermillion Federal Credit Union CD Rates

1.90%$5k-60 Month Share Certificate
1.70%$2k-36 Month Share Certificate
1.60%$1k-24 Month Share Certificate
1.50%$1k-18 Month Share Certificate
1.30%$500-12 Month Share Certificate
1.00%$500-6 Month Share Certificate
0.60%$500-3 Month Share Certificate

Vermillion Federal Credit Union Locations
Branch Office105 E Cherry StVermillion, SD 57069

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