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Overview / Commentary
15445 8th St
Victorville, CA 92395

Victor Valley Federal Credit Union is headquartered in Victorville and is the 273rd largest credit union in the state of California. It is also the 4,148th largest credit union in the nation. It was established in 1966 and as of March of 2018, it had grown to 3 employees and 721 members at 1 location. Victor Valley Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of the City of Victorvile, US Post Office Department who work in the boundaries of the Victor Valley Joint Union High School and College District in California, the St. Mary School who work in Apple Valley, California, CEMEX who work in or are paid in Victorville, and other local Select Employer Groups.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Victor Valley Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #17164
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD-0.25%
Return on Equity - YTD-3.8%
Annual Interest Income$59.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$9.9MM$9.8MM
LoansQ1 2018vs Q1 2017$2.0MM$1.9MM
DepositsQ1 2018vs Q1 2017$9.3MM$9.1MM
Equity CapitalQ1 2018vs Q1 2017$632.00K$667.00K
Loan Loss AllowanceQ1 2018vs Q1 2017$15.00K$20.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$31.00K$54.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Victor Valley Federal Credit Union Savings Account Rates

0.40%*$15k*-Christmas Club Account
OTHER TIERS: 0.10% Up to $2k | 0.20% $2k - $7,500 | 0.30% $7,500 - $15k
0.40%*$15k*-Vacation Club Account
OTHER TIERS: 0.10% Up to $2k | 0.20% $2k - $7,500 | 0.30% $7,500 - $15k
0.20%*$15k*-Regular Share Account
OTHER TIERS: 0.10% Up to $2k | 0.13% $2k - $7,500 | 0.15% $7,500 - $15k
0.20%--IRA Share Account

Victor Valley Federal Credit Union Money Market Rates

0.35%*$100k*-Money Market Share Draft Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

Victor Valley Federal Credit Union Locations
Branch Office15445 8th StVictorville, CA 92395

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