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Overview / Commentary
760-245-7170
15445 8th St
Victorville, CA 92395

Victor Valley Federal Credit Union is headquartered in Victorville and is the 283rd largest credit union in the state of California. It is also the 4,251st largest credit union in the nation. It was established in 1966 and as of March of 2017, it had grown to 3 employees and 804 members at 1 location. Victor Valley Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of the City of Victorvile, US Post Office Department who work in the boundaries of the Victor Valley Joint Union High School and College District in California, the St. Mary School who work in Apple Valley, California, CEMEX who work in or are paid in Victorville, and other local Select Employer Groups.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Victor Valley Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #17164
Year Chartered1966
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-0.3%
Return on Equity - YTD-4.2%
Annual Interest Income$54.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$9.8MM$9.3MM
LoansQ1 2017vs Q1 2016$1.9MM$2.3MM
DepositsQ1 2017vs Q1 2016$9.1MM$8.6MM
Equity CapitalQ1 2017vs Q1 2016$667.00K$714.00K
Loan Loss AllowanceQ1 2017vs Q1 2016$20.00K$21.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$54.00K$49.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Victor Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$15k*-Christmas Club Account
OTHER TIERS: 0.10% Up to $2k | 0.20% $2k - $7,500 | 0.30% $7,500 - $15k
0.40%*$15k*-Vacation Club Account
OTHER TIERS: 0.10% Up to $2k | 0.20% $2k - $7,500 | 0.30% $7,500 - $15k
0.30%--IRA Share Account
0.25%*$15k*-Regular Share Account
OTHER TIERS: 0.10% Up to $2k | 0.15% $2k - $7,500 | 0.20% $7,500 - $15k

Victor Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market Share Draft Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k
Locations


Victor Valley Federal Credit Union Locations
Branch Office15445 8th StVictorville, CA 92395