Overview / Commentary
361-576-3168
2207 Wildwood St
Victoria, TX 77901-7363

Victoria Teachers Federal Credit Union is headquartered in Victoria and is the 288th largest credit union in the state of Texas. It is also the 3,631st largest credit union in the nation. It was established in 1955 and as of December of 2018, it had grown to 3 employees and 1,221 members at 1 location. Victoria Teachers Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Victoria Independent School District. and St. Joseph High School.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Victoria Teachers Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #10327
Year Chartered1955
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD2.16%
Annual Interest Income$413.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$15.3MM$15.6MM
LoansQ4 2018vs Q4 2017$5.6MM$5.5MM
DepositsQ4 2018vs Q4 2017$10.5MM$11.0MM
Equity CapitalQ4 2018vs Q4 2017$4.7MM$4.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$25.00K$24.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.00K$6.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Victoria Teachers Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Regular Savings Account

Victoria Teachers Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Regular Checking Account
Locations


Victoria Teachers Federal Credit Union Locations
Branch Office2207 Wildwood StVictoria, TX 77901-7363

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