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Overview / Commentary
361-576-3168
2207 Wildwood St
Victoria, TX 77901-7363

Victoria Teachers Federal Credit Union is headquartered in Victoria and is the 284th largest credit union in the state of Texas. It is also the 3,717th largest credit union in the nation. It was established in 1955 and as of June of 2016, it had grown to 3 employees and 1,197 members at 1 location. Victoria Teachers Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Victoria Independent School District. and St. Joseph High School.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Victoria Teachers Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #10327
Year Chartered1955
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD1.28%
Annual Interest Income$163.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$16.1MM$15.5MM
LoansQ2 2016vs Q2 2015$4.9MM$4.8MM
DepositsQ2 2016vs Q2 2015$11.5MM$11.0MM
Equity CapitalQ2 2016vs Q2 2015$4.5MM$4.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$15.00K$18.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.00K$4.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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Victoria Teachers Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Regular Savings Account

Victoria Teachers Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Regular Checking Account
Locations


Victoria Teachers Federal Credit Union Locations
Branch Office2207 Wildwood StVictoria, TX 77901-7363