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Overview / Commentary
361-576-3168
2207 Wildwood St
Victoria, TX 77901-7363

Victoria Teachers Federal Credit Union is headquartered in Victoria and is the 290th largest credit union in the state of Texas. It is also the 3,655th largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 3 employees and 1,224 members at 1 location. Victoria Teachers Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Victoria Independent School District. and St. Joseph High School.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Victoria Teachers Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #10327
Year Chartered1955
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD1.64%
Annual Interest Income$362.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$15.6MM$15.3MM
LoansQ4 2017vs Q4 2016$5.5MM$5.3MM
DepositsQ4 2017vs Q4 2016$11.0MM$10.7MM
Equity CapitalQ4 2017vs Q4 2016$4.6MM$4.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$24.00K$38.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$6.00K$2.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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Victoria Teachers Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Regular Savings Account

Victoria Teachers Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Regular Checking Account
Locations


Victoria Teachers Federal Credit Union Locations
Branch Office2207 Wildwood StVictoria, TX 77901-7363

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