Victory Community Bank

Overview / Commentary
2500 Chamber Center Drive, Suite 100
Fort Mitchell, KY 41017

Victory Community Bank is headquartered in Fort Mitchell and is the 79th largest bank in the state of Kentucky. It is also the 3,097th largest bank in the nation. It was established in 2002 and as of December of 2018, it had grown to 33 employees at 3 locations. Victory Community Bank's savings rates are 3X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #57277
Year Established2002
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD3.28%
Return on Equity - YTD23%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$180.2MM$176.4MM
LoansQ4 2018vs Q4 2017$141.2MM$144.1MM
DepositsQ4 2018vs Q4 2017$127.8MM$122.2MM
Equity CapitalQ4 2018vs Q4 2017$25.3MM$24.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.3MM$1.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.8MM$3.1MM
Real Estate OwnedQ4 2018vs Q4 2017$5.00K$76.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Victory Community Bank Savings Account Rates

1.50%*$100k*-Victory Exclusive Savings
OTHER TIERS: 0.50% Up to $25k | 0.75% $25k - $100k
1.50%*$100k*-Victory VIP Mortgage Savings
OTHER TIERS: 1.00% Up to $100k
1.50%*$100k*-Victory H.S.A.
OTHER TIERS: 0.25% $1k - $5k | 0.50% $5k - $10k | 1.00% $10k - $100k
1.00%*$250k*-Victory Business Basic Savings
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $250k
1.00%*$250k*-Victory Business Savings
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $250k
1.00%*$250k*-Victory Business Elite Savings
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $25k | 0.50% $25k - $250k
0.30%--Victory Holiday Savings
0.15%--Victory Minor Savings
0.15%--Victory Savings

Victory Community Bank Money Market Rates

0.25%$2.5k-Victory High Yield Business MMKT
0.15%--Victory High Yield MMKT

Victory Community Bank Checking Account Rates

0.25%--Victory Exclusive Checking
0.25%--Victory VIP Mortgage Checking
0.25%--Victory Small Business Plus Checking
0.25%--Victory Business Checking
0.25%--Victory IOLTA Checking
0.25%--Victory IOTA Checking
0.15%$500-Victory Freedom Plus Checking

Victory Community Bank CD Rates

2.75%$500-24 Month CD Special
2.65%$500-37 Month CD
2.60%$500-26 Month CD
2.26%$500-17 Month CD Special
2.00%$500-8 Month CD Special
2.00%$500-13 Month CD
1.60%$500-48 Month CD
1.60%$500-60 Month CD
1.00%$500-18 Month CD
1.00%$500-36 Month CD
0.60%$500-24 Month CD
0.60%$500-14 Month CD
0.50%$500-9 Month CD
0.50%$500-12 Month CD
0.40%$500-4 Month CD
0.25%$5k-1 - 3 Month CD
0.25%$500-4 - 6 Month CD
0.25%$500-7 Month CD
0.25%$500-8 Month CD

Victory Community Bank IRA Rates

2.75%$500-24 Month IRA Special
2.65%$500-37 Month IRA
2.60%$500-26 Month IRA
2.26%$500-17 Month IRA Special
2.00%$500-8 Month IRA Special
2.00%$500-13 Month IRA
1.60%$500-48 Month IRA
1.60%$500-60 Month IRA
1.00%$500-18 Month IRA
1.00%$500-36 Month IRA
0.60%$500-24 Month IRA
0.60%$500-14 Month IRA
0.50%$500-9 Month IRA
0.50%$500-12 Month IRA
0.40%$500-4 Month IRA
0.25%$500-4 - 6 Month IRA
0.25%$500-7 Month IRA
0.25%$500-8 Month IRA

Victory Community Bank Locations
Victory Community Bank2500 Chamber Center Drive, Suite 100Fort Mitchell, KY 41017
Fort Thomas Branch602 South Fort Thomas AvenueFort Thomas, KY 41075
Florence Branch8735 US 42Florence, KY 41042

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