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Overview / Commentary
2500 Chamber Center Drive, Suite 100
Fort Mitchell, KY 41017

Victory Community Bank is headquartered in Fort Mitchell and is the 90th largest bank in the state of Kentucky. It is also the 3,348th largest bank in the nation. It was established in 2002 and as of June of 2016, it had grown to 24 employees at 3 locations. Victory Community Bank's savings rates are 92% higher than the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #57277
Year Established2002
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.94%
Return on Equity - YTD14.38%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$168.3MM$160.0MM
LoansQ2 2016vs Q2 2015$136.6MM$128.8MM
DepositsQ2 2016vs Q2 2015$124.2MM$120.2MM
Equity CapitalQ2 2016vs Q2 2015$22.7MM$21.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.0MM$793.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.7MM$2.3MM
Real Estate OwnedQ2 2016vs Q2 2015$265.00K$770.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Victory Community Bank Savings Account Rates

1.00%--Victory VIP Mortgage Savings
1.00%*$10k*-Victory H.S.A.
OTHER TIERS: 0.25% $1k - $5k | 0.50% $5k - $10k
0.75%*$25k*-Victory Exclusive Savings
OTHER TIERS: 0.50% Up to $25k
0.50%*$25k*-Victory Business Elite Savings
OTHER TIERS: 0.15% Up to $2,500 | 0.25% $2,500 - $25k
0.30%--Victory Holiday Savings
0.25%*$2,500*-Victory Business Basic Savings
OTHER TIERS: 0.15% Up to $2,500
0.25%*$2,500*-Victory Business Savings
OTHER TIERS: 0.15% Up to $2,500
0.15%--Victory Minor Savings
0.15%--Victory Savings

Victory Community Bank Money Market Rates

0.25%$2,500-Victory High Yield Business MMKT
0.15%--Victory High Yield MMKT

Victory Community Bank Checking Account Rates

0.25%--Victory Exclusive Checking
0.25%--Victory VIP Mortgage Checking
0.25%--Victory Small Business Plus Checking
0.25%--Victory Business Checking
0.25%--Victory IOLTA Checking
0.25%--Victory IOTA Checking
0.15%$500-Victory Freedom Plus Checking

Victory Community Bank CD Rates

1.60%$500-48 Month CD
1.60%$500-60 Month CD
1.00%$500-18 Month CD
1.00%$500-36 Month CD
0.85%$500-26 Month CD
0.60%$500-24 Month CD
0.60%$500-14 Month CD
0.50%$500-9 Month CD
0.50%$500-12 Month CD
0.40%$500-4 Month CD
0.25%$5k-1 - 3 Month CD
0.25%$500-4 - 6 Month CD
0.25%$500-7 Month CD
0.25%$500-8 Month CD

Victory Community Bank IRA Rates

1.60%$500-48 Month IRA
1.60%$500-60 Month IRA
1.00%$500-18 Month IRA
1.00%$500-36 Month IRA
0.85%$500-26 Month IRA
0.60%$500-24 Month IRA
0.60%$500-14 Month IRA
0.50%$500-9 Month IRA
0.50%$500-12 Month IRA
0.40%$500-4 Month IRA
0.25%$500-4 - 6 Month IRA
0.25%$500-7 Month IRA
0.25%$500-8 Month IRA

Victory Community Bank Locations
Victory Community Bank2500 Chamber Center Drive, Suite 100Fort Mitchell, KY 41017
Fort Thomas Branch602 South Fort Thomas AvenueFort Thomas, KY 41075
Florence Branch8735 US 42Florence, KY 41042