Featured Savings Rates
Featured Accounts

Vision One Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.20%1-year CD12 Month Savings Certificate
0.25%SavingsCookie Jar Account
1.50%3-year CD36 Month Savings Certificate

Overview / Commentary
800-327-2628
3279 Ramos Cir
Sacramento, CA 95827-2500

Vision One Credit Union is headquartered in Sacramento and is the 186th largest credit union in the state of California. It is also the 2,011th largest credit union in the nation. It was established in 1951 and as of September of 2016, it had grown to 10 employees and 2,007 members at 1 location. Vision One Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to all licensed optometrists in California; California and Ohio Optometric Association employees, members and affiliates; Vision Service Plan staff and member doctors; Colorado Optometric Association staff and members; faculty, staff and students of California and Ohio colleges of optometry; staff members of any practicing optometrist within the field of membership.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vision One Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63137
Year Chartered1951
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD7.8%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$66.9MM$66.2MM
LoansQ3 2016vs Q3 2015$59.0MM$57.7MM
DepositsQ3 2016vs Q3 2015$57.0MM$56.8MM
Equity CapitalQ3 2016vs Q3 2015$9.5MM$9.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.3MM$1.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$0$53.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vision One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-HSA Checking Account
0.25%$500-Regular Share Savings Account
0.25%$500-IRA Share Account
0.25%$500-Cookie Jar Account
0.25%$100-Young Savers Account

Vision One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Money Market Account
OTHER TIERS: 0.40% $2,500 - $10k | 0.45% $10k - $25k | 0.50% $25k - $50k | 0.55% $50k - $90k | 0.65% $90k - $250k
1.00%*$250k*-Money Market Checking Account
OTHER TIERS: 0.40% $2,500 - $10k | 0.45% $10k - $25k | 0.50% $25k - $50k | 0.55% $50k - $90k | 0.65% $90k - $250k
1.00%*$250k*-IRA Money Market Account
OTHER TIERS: 0.25% $100 - $2,500 | 0.40% $2,500 - $10k | 0.45% $10k - $25k | 0.50% $25k - $50k | 0.55% $50k - $90k | 0.65% $90k - $250k

Vision One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$40k*-20/20 Business Checking Account
OTHER TIERS: 0.05% $1k - $5k | 0.10% $5k - $10k | 0.20% $10k - $40k
0.25%$500-Preferred Checking Account

Vision One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$250k*-36 Month Savings Certificate
OTHER TIERS: 1.10% $1k - $25k | 1.15% $25k - $50k | 1.25% $50k - $90k | 1.35% $90k - $250k
1.35%*$250k*-24 Month Savings Certificate
OTHER TIERS: 0.85% $1k - $25k | 0.95% $25k - $50k | 1.05% $50k - $90k | 1.15% $90k - $250k
1.25%*$250k*-18 Month Savings Certificate
OTHER TIERS: 0.60% $1k - $25k | 0.70% $25k - $50k | 0.80% $50k - $90k | 0.90% $90k - $250k
1.20%*$250k*-12 Month Savings Certificate
OTHER TIERS: 0.60% $1k - $25k | 0.65% $25k - $50k | 0.70% $50k - $90k | 0.80% $90k - $250k
1.10%*$250k*-3-6 Month Savings Certificate
OTHER TIERS: 0.50% $1k - $25k | 0.55% $25k - $50k | 0.60% $50k - $90k | 0.70% $90k - $250k
0.80%*$90k*-24-36 Month Bump-Up Savings Certificate
OTHER TIERS: 0.55% $10k - $90k
0.45%$500-6 Month Flexible Savings Certificate
Locations


Vision One Credit Union Locations
Branch Office3279 Ramos CirSacramento, CA 95827-2500