Featured Savings Rates
Featured Accounts

Vision One Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.20%1-year CD12 Month Savings Certificate
0.25%SavingsCookie Jar Account
1.50%3-year CD36 Month Savings Certificate

Overview / Commentary
800-327-2628
3279 Ramos Cir
Sacramento, CA 95827-2500

Vision One Credit Union is headquartered in Sacramento and is the 179th largest credit union in the state of California. It is also the 1,984th largest credit union in the nation. It was established in 1951 and as of December of 2017, it had grown to 10 employees and 1,988 members at 1 location. Vision One Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to all licensed optometrists in California; California and Ohio Optometric Association employees, members and affiliates; Vision Service Plan staff and member doctors; Colorado Optometric Association staff and members; faculty, staff and students of California and Ohio colleges of optometry; staff members of any practicing optometrist within the field of membership.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vision One Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63137
Year Chartered1951
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD6.52%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$68.4MM$67.7MM
LoansQ4 2017vs Q4 2016$63.5MM$58.1MM
DepositsQ4 2017vs Q4 2016$57.4MM$57.6MM
Equity CapitalQ4 2017vs Q4 2016$10.4MM$9.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.3MM$1.3MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$175.00K$0
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Vision One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vision One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-HSA Checking Account
0.25%$500-Regular Share Savings Account
0.25%$500-IRA Share Account
0.25%$500-Cookie Jar Account
0.25%$100-Young Savers Account

Vision One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Money Market Account
OTHER TIERS: 0.40% $2,500 - $10k | 0.45% $10k - $25k | 0.50% $25k - $50k | 0.55% $50k - $90k | 0.65% $90k - $250k
1.00%*$250k*-Money Market Checking Account
OTHER TIERS: 0.40% $2,500 - $10k | 0.45% $10k - $25k | 0.50% $25k - $50k | 0.55% $50k - $90k | 0.65% $90k - $250k
1.00%*$250k*-IRA Money Market Account
OTHER TIERS: 0.25% $100 - $2,500 | 0.40% $2,500 - $10k | 0.45% $10k - $25k | 0.50% $25k - $50k | 0.55% $50k - $90k | 0.65% $90k - $250k

Vision One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$40k*-20/20 Business Checking Account
OTHER TIERS: 0.05% $1k - $5k | 0.10% $5k - $10k | 0.20% $10k - $40k
0.25%$500-Preferred Checking Account

Vision One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$250k*-36 Month Savings Certificate
OTHER TIERS: 1.10% $1k - $25k | 1.15% $25k - $50k | 1.25% $50k - $90k | 1.35% $90k - $250k
1.35%*$250k*-24 Month Savings Certificate
OTHER TIERS: 0.85% $1k - $25k | 0.95% $25k - $50k | 1.05% $50k - $90k | 1.15% $90k - $250k
1.25%*$250k*-18 Month Savings Certificate
OTHER TIERS: 0.60% $1k - $25k | 0.70% $25k - $50k | 0.80% $50k - $90k | 0.90% $90k - $250k
1.20%*$250k*-12 Month Savings Certificate
OTHER TIERS: 0.60% $1k - $25k | 0.65% $25k - $50k | 0.70% $50k - $90k | 0.80% $90k - $250k
1.10%*$250k*-3-6 Month Savings Certificate
OTHER TIERS: 0.50% $1k - $25k | 0.55% $25k - $50k | 0.60% $50k - $90k | 0.70% $90k - $250k
0.80%*$90k*-24-36 Month Bump-Up Savings Certificate
OTHER TIERS: 0.55% $10k - $90k
0.45%$500-6 Month Flexible Savings Certificate
Locations


Vision One Credit Union Locations
Branch Office3279 Ramos CirSacramento, CA 95827-2500

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.