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Overview / Commentary
888-238-3330
1240 Broadcasting Road
Wyomissing, PA 19610

VIST Bank is headquartered in Wyomissing and is the 20th largest bank in the state of Pennsylvania. It is also the 491st largest bank in the nation. It was established in 1891 and as of September of 2016, it had grown to 144 employees at 22 locations. VIST Bank has a B+ health rating.

Reviews (5)

VIST Rating

Posted by: shinoby | Aug 23, 2011

Bank seems good to work with.  No complaints.

Not quite sure where the four star safety rating is coming from:

Of the two services I checked, Bauer and Bankrate Safe & Sound, one service gave VIST three point five stars and the other gave it two stars.  This was based on March data, and I doubt things have become better.

VIST Rating

Posted by: shinoby | Aug 23, 2011

Bank seems good to work with.  No complaints.

Not quite sure where the four star safety rating is coming from:

Of the two services I checked, Bauer and Bankrate Safe & Sound, one service gave VIST three point five stars and the other gave it two stars.  This was based on March data, and I doubt things have become better.

Worst Bank Ever

Posted by: pepe1903 | Jan 27, 2013

Pleaseeee do not go to this bank. I was trying to buy a house. Paid for appraisal up front because the bank representative told me that they were going to give me my money back if there was no closing. Guess what, we didn't buy the house. There was no closing. Then the guy told me that they were not going to give me my money back.... this people are baddddddddd.. one day they say one thing, the other day they forget..... PLEASE DO NOT MAKE BUSINESS WITH THESE PEOPLE.... Vist bank - worst bank in America

Are Unwilling To Accept They Made A Mistake.

After having an issue with their new system i made a post as i was unable to contact them, i then recieve two seperate emails explaining to me that they system was fine and it was my fault not theirs. 

The internet banking manager is the one who i conversed with through email and the whole time he didnt once apologize for the inconvience, only took my concerns and tried to jusitfy them. 

Will be switching for sure now.

Terrible, Useless

Posted by: xxx | Dec 17, 2012

Holds checks for far too long, sends delayed statements, and has horrible hours. This bank has been the biggest waste of my time.



Health
B+

Health Grade Components

Overall
FDIC Certificate #7748
Year Established1891
Employees144
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD5.91%
Annual Interest Income$40.0MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.56B$1.43B
LoansQ3 2016vs Q3 2015$1.18B$1.06B
DepositsQ3 2016vs Q3 2015$1.05B$1.05B
Equity CapitalQ3 2016vs Q3 2015$175.6MM$167.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$7.2MM$6.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$7.6MM$6.4MM
Real Estate OwnedQ3 2016vs Q3 2015$0$564.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

VIST Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-IRA Savings
OTHER TIERS: 0.30% Up to $25k | 0.40% $25k - $50k
0.20%*$50k*-True Advantage Savings
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k
0.10%*$50k*-Welcome Savings
OTHER TIERS: 0.03% Up to $1,500 | 0.05% $1,500 - $5k | 0.08% $5k - $50k
0.10%*$50k*-Starter Savings
OTHER TIERS: 0.03% Up to $1,500 | 0.05% $1,500 - $5k | 0.08% $5k - $50k
0.10%*$25k*-Business Savings Accounts
OTHER TIERS: 0.03% Up to $1,500 | 0.05% $1,500 - $5k | 0.08% $5k - $25k
0.10%*$2,500*-Health Savings Checking
OTHER TIERS: 0.05% Up to $2,500
0.05%--Club Savings

VIST Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Personal Money Market
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $25k | 0.20% $25k - $50k
0.25%*$50k*-Business Money Market
OTHER TIERS: 0.05% $1,500 - $5k | 0.10% $5k - $25k | 0.20% $25k - $50k

VIST Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--True Advantage Checking Plus
0.05%--Business NOW
0.05%--Direct Checking With Interest

VIST Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-60 Month CD
1.20%$500-48 - 59 Month CD
0.90%$500-36 - 47 Month CD
0.75%$500-24 - 35 Month CD
0.70%$500-12 - 24 Month CD
0.50%$500-9 - 11 Month CD
0.35%$500-6 - 8 Month CD
0.30%$500-1 - 2 Month CD
0.30%$500-3 - 5 Month CD

VIST Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-60 Month IRA
1.20%$500-48-59 Month IRA
0.90%$500-36-47 Month IRA
0.75%$500-24-35 Month IRA
0.70%$500-12-24 Month IRA
Locations

VIST Bank has 21 locations. Click to view all VIST Bank locations.