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Overview / Commentary
260-337-1808
6610 County Road 60A
Saint Joe, IN 46785-9601

Vulcraft Employees Federal Credit Union is headquartered in Saint Joe and is the 136th largest credit union in the state of Indiana. It is also the 4,990th largest credit union in the nation. It was established in 1978 and as of September of 2017, it had grown to 1 employees and 645 members at 2 locations. Vulcraft Employees Federal Credit Union has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Vulcraft Employees Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #23287
Year Chartered1978
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD5.91%
Annual Interest Income$93.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$3.6MM$3.6MM
LoansQ3 2017vs Q3 2016$2.7MM$2.0MM
DepositsQ3 2017vs Q3 2016$3.1MM$3.1MM
Equity CapitalQ3 2017vs Q3 2016$474.00K$448.00K
Loan Loss AllowanceQ3 2017vs Q3 2016$20.00K$8.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$7.00K$21.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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Vulcraft Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Regular Share

Vulcraft Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$2k-6 Month CD
0.50%$1k-3 Month CD
Locations


Vulcraft Employees Federal Credit Union Locations
Branch Office305 INDUSTRIAL PKWYWATERLOO, IN 46793-9498
Branch Office6610 COUNTY ROAD 60ASaint Joe, IN 46785-9601