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Overview / Commentary
P.O. Box 283
Hilltop, WV 25855

W. Virginia State Convention Credit Union is headquartered in Hilltop and is the 85th largest credit union in the state of West Virginia. It is also the 5,818th largest credit union in the nation. It was established in 1984 and as of December of 2016, it had grown to 175 members at 1 location. W. Virginia State Convention Credit Union has a C health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. W. Virginia State Convention Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #68112
Year Chartered1984
Employees0
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$5.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$266.00K$214.00K
LoansQ4 2016vs Q4 2015$43.00K$66.00K
DepositsQ4 2016vs Q4 2015$245.00K$193.00K
Equity CapitalQ4 2016vs Q4 2015$21.00K$21.00K
Loan Loss AllowanceQ4 2016vs Q4 2015$1,000$1,000
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$4.00K$5.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates

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Locations


W. Virginia State Convention Credit Union Locations
Branch OfficePO Box 283Hilltop, WV 25855