It appears a branch visit is required to open an account. Branches are located in the New York cities of Circleville, Cornwall-on-Hudson, Gardiner, Newburgh, Montgomery, New Windsor, Pine Bush, Walden and Washingtonville.
The bank's ratings for safety and soundness are fair: 3 stars (performing) at Bankrate.com and 3½ stars (good) at BauerFinancial. Both ratings are based on 3/31/09 financial data. The bank has been a FDIC member since 1943 (FDIC Certificate # 15987).
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