Wallkill Valley Federal Savings and Loan Association

Overview / Commentary
23 Wallkill Avenue
Wallkill, NY 12589

Wallkill Valley Federal Savings and Loan Association is headquartered in Wallkill and is the 88th largest bank in the state of New York. It is also the 2,112th largest bank in the nation. It was established in 1913 and as of September of 2021, it had grown to 72 employees at 8 locations. Wallkill Valley Federal Savings and Loan Association's money market rates are 16% higher than the national average, and it boasts an A+ health rating.

Reviews (1)

Regional, 12 Mo. Penalty On 5 Year CD

I received the following email from a VP at this bank:

Thank you for your interest in Wallkill Valley Federal Savings & Loan but we do not accept deposits outside our lending area. But, for your information our penalty for early withdrawal on the 5 year cd is 12 months of interest, whether earned or not.


Health Grade Components

FDIC Certificate #28870
Year Established1913
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD5.39%
Annual Interest Income$10.5MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$384.3MM$351.5MM
LoansQ3 2021vs Q3 2020$262.8MM$266.5MM
DepositsQ3 2021vs Q3 2020$327.5MM$290.8MM
Equity CapitalQ3 2021vs Q3 2020$41.7MM$39.6MM
Loan Loss AllowanceQ3 2021vs Q3 2020$3.1MM$2.8MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$525.00K$1.4MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wallkill Valley Federal Savings and Loan Association Savings Account Rates

0.76%$10-Variable Rate IRA
0.25%$10-Statement Savings Account
0.25%$10-IRA Statement Savings
0.12%$100-Youth Savings
0.10%$10-Holiday Club Account
0.10%--All Purpose Club
0.05%$10-Passbook Savings Account

Wallkill Valley Federal Savings and Loan Association Money Market Rates

0.51%*$50k*-Statement Money Market Account
OTHER TIERS: 0.05% $100 - $2.5k | 0.10% $2.5k - $10k | 0.15% $10k - $25k | 0.21% $25k - $50k
0.51%*$600k*-Premier Money Market
OTHER TIERS: 0.21% $75k - $250k | 0.31% $250k - $400k | 0.41% $400k - $600k
0.51%*$200k*-Business Money Market Savings
OTHER TIERS: 0.10% $15k - $50k | 0.26% $50k - $100k | 0.41% $100k - $200k

Wallkill Valley Federal Savings and Loan Association Checking Account Rates

0.15%$100-Platinum Checking
0.12%$1k-Hometown Hero Checking
0.10%$100-NOW Personal Checking
0.10%$100-Non-Profit Checking

Wallkill Valley Federal Savings and Loan Association CD Rates

0.71%$2.5k-60 Month CD
0.66%$2.5k-48 Month CD
0.66%$1k-36 Month CD
0.61%$500-30 Month CD
0.61%$2.5k-24 Month CD
0.45%$500-18 Month CD
0.35%$500-1 Year CD
0.20%$2.5k-6 Month CD

Wallkill Valley Federal Savings and Loan Association Locations
Milton Branch1880 Route 9wMilton, NY 12547
Wallkill Valley Federal Savings and Loan Associati23 Wallkill AvenueWallkill, NY 12589
Highland Falls Branch252 Main StreetHighland Falls, NY 10928
Maybrook Branch205 Homestead AveMaybrook, NY 12543
Rt 17m & James Rd Branch412 State Highway 17mMonroe, NY 10950
Montgomery Branch201 Ward StreetMontgomery, NY 12549
Otisville Branch16 Sanatorium AvenueOtisville, NY 10963
Walden Branch12-14 Main StWalden, NY 12586

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