Wallkill Valley Federal Savings and Loan Association

Overview / Commentary
23 Wallkill Avenue
Wallkill, NY 12589

Wallkill Valley Federal Savings and Loan Association is headquartered in Wallkill and is the 98th largest bank in the state of New York. It is also the 2,030th largest bank in the nation. It was established in 1913 and as of September of 2019, it had grown to 74 employees at 8 locations. Wallkill Valley Federal Savings and Loan Association's money market rates are 3X the national average, and it has an A health rating.

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Reviews (1)

Regional, 12 Mo. Penalty On 5 Year CD

I received the following email from a VP at this bank:

Thank you for your interest in Wallkill Valley Federal Savings & Loan but we do not accept deposits outside our lending area. But, for your information our penalty for early withdrawal on the 5 year cd is 12 months of interest, whether earned or not.


Health Grade Components

FDIC Certificate #28870
Year Established1913
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD7.45%
Annual Interest Income$10.9MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$329.6MM$325.8MM
LoansQ3 2019vs Q3 2018$269.5MM$263.7MM
DepositsQ3 2019vs Q3 2018$267.5MM$255.9MM
Equity CapitalQ3 2019vs Q3 2018$37.9MM$34.9MM
Loan Loss AllowanceQ3 2019vs Q3 2018$2.2MM$1.9MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$2.3MM$3.6MM
Real Estate OwnedQ3 2019vs Q3 2018$0$765.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wallkill Valley Federal Savings and Loan Association Savings Account Rates

1.02%$10-Variable Rate IRA
0.51%$10-Statement Savings Account
0.51%$10-IRA Statement Savings
0.15%$10-Holiday Club Account
0.12%$100-Youth Savings
0.10%$10-Passbook Savings Account
0.10%--All Purpose Club

Wallkill Valley Federal Savings and Loan Association Money Market Rates

1.41%*$50k*-Statement Money Market Account
OTHER TIERS: 0.10% $100 - $2.5k | 0.21% $2.5k - $10k | 0.26% $10k - $25k | 0.31% $25k - $50k
0.76%*$200k*-Business Money Market Savings
OTHER TIERS: 0.16% $15k - $50k | 0.30% $50k - $100k | 0.51% $100k - $200k
0.56%*$600k*-Premier Money Market
OTHER TIERS: 0.46% $75k - $400k | 0.51% $400k - $600k

Wallkill Valley Federal Savings and Loan Association Checking Account Rates

0.15%$100-Platinum Checking
0.12%$1k-Hometown Hero Checking
0.10%$100-NOW Personal Checking
0.10%$100-Non-Profit Checking
0.05%$100-Premium Business Checking

Wallkill Valley Federal Savings and Loan Association CD Rates

2.01%$2.5k-60 Month CD
1.81%$2.5k-48 Month CD
1.71%$500-30 Month CD
1.61%$1k-36 Month CD
1.41%$2.5k-24 Month CD
1.31%$500-18 Month CD
1.21%$500-1 Year CD
1.02%$2.5k-6 Month CD

Wallkill Valley Federal Savings and Loan Association Locations
Milton Branch1880 Route 9wMilton, NY 12547
Wallkill Valley Federal Savings and Loan Associati23 Wallkill AvenueWallkill, NY 12589
Highland Falls Branch252 Main StreetHighland Falls, NY 10928
Maybrook Branch205 Homestead AveMaybrook, NY 12543
Rt 17m & James Rd Branch412 State Highway 17mMonroe, NY 10950
Montgomery Branch201 Ward StreetMontgomery, NY 12549
Otisville Branch2 Sanatorium Avenue, Ste 2Otisville, NY 10963
Walden Branch12-14 Main StWalden, NY 12586

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