Wallkill Valley Federal Savings and Loan Association
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.41% | 2-year CD | 2.80% - Barclays 24 Month Online CD |
| 2.01% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.21% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
Wallkill Valley Federal Savings and Loan Association is headquartered in Wallkill and is the 99th largest bank in the state of New York. It is also the 2,049th largest bank in the nation. It was established in 1913 and as of December of 2018, it had grown to 70 employees at 8 locations. Wallkill Valley Federal Savings and Loan Association's money market rates are 3X the national average, and it has an A health rating.
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Regional, 12 Mo. Penalty On 5 Year CD
I received the following email from a VP at this bank:
Thank you for your interest in Wallkill Valley Federal Savings & Loan but we do not accept deposits outside our lending area. But, for your information our penalty for early withdrawal on the 5 year cd is 12 months of interest, whether earned or not.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28870 |
| Year Established | 1913 |
| Employees | 70 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.31% |
| Return on Equity - YTD | 2.82% |
| Annual Interest Income | $13.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $321.8MM$324.6MM |
| Loans | Q4 2018vs Q4 2017 | $265.0MM$257.4MM |
| Deposits | Q4 2018vs Q4 2017 | $259.5MM$250.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $35.3MM$34.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.0MM$2.0MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $3.2MM$6.4MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $159.00K$724.00K |
Always verify rates and promotions with the bank or credit union. We are not Wallkill Valley Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Wallkill Valley Federal Savings and Loan Association Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.02% | $10 | - | Variable Rate IRA | |
| 1.02% | $10 | - | Variable Rate ROTH IRA | |
| 0.51% | $10 | - | Statement Savings Account | |
| 0.15% | $10 | - | Holiday Club Account | |
| 0.10% | $10 | - | Passbook Savings Account |
Wallkill Valley Federal Savings and Loan Association Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.41%* | $50k* | - | Statement Money Market Account | ||
| OTHER TIERS: 0.10% → $100 - $2.5k | 0.21% → $2.5k - $10k | 0.26% → $10k - $25k | 0.31% → $25k - $50k | |||||
| 0.10% | $2.5k | - | Passbook Money Market | ||
Wallkill Valley Federal Savings and Loan Association Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $500 | - | Platinum Checking | |
| 0.10% | $100 | - | NOW Personal Checking |
Wallkill Valley Federal Savings and Loan Association CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.01% | $2.5k | - | 60 Month CD | |
| 1.81% | $2.5k | - | 48 Month CD | |
| 1.71% | $500 | - | 30 Month CD | |
| 1.61% | $1k | - | 36 Month CD | |
| 1.41% | $2.5k | - | 24 Month CD | |
| 1.31% | $500 | - | 18 Month CD | |
| 1.21% | $500 | - | 1 Year CD | |
| 1.02% | $2.5k | - | 6 Month CD |
Wallkill Valley Federal Savings and Loan Association IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.17% | $2.5k | - | 48 Month IRA | |
| 0.91% | $500 | - | 12 Month Fixed Rate IRA | |
| 0.66% | $2.5k | - | 6 Month Fixed Rate IRA |
| Wallkill Valley Federal Savings and Loan Association Locations | ||
|---|---|---|
| Milton Branch | 1880 Route 9w | Milton, NY 12547 |
| Wallkill Valley Federal Savings and Loan Associati | 23 Wallkill Avenue | Wallkill, NY 12589 |
| Highland Falls Branch | 252 Main Street | Highland Falls, NY 10928 |
| Maybrook Branch | 205 Homestead Ave | Maybrook, NY 12543 |
| Rt 17m & James Rd Branch | 412 State Highway 17m | Monroe, NY 10950 |
| Montgomery Branch | 201 Ward Street | Montgomery, NY 12549 |
| Otisville Branch | 2 Sanatorium Avenue, Ste 2 | Otisville, NY 10963 |
| Walden Branch | 12-14 Main St | Walden, NY 12586 |