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Wallkill Valley Federal Savings and Loan Association


Overview / Commentary
www.wallkill.com
845-895-2051
23 Wallkill Avenue
Wallkill, NY 12589

Wallkill Valley Federal Savings and Loan Association is headquartered in Wallkill and is the 87th largest bank in the state of New York. It is also the 2,128th largest bank in the nation. It was established in 1913 and as of March of 2022, it had grown to 69 employees at 8 locations. Wallkill Valley Federal Savings and Loan Association's money market rates are 16% higher than the national average, and it boasts an A+ health rating.

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Reviews (1)

Regional, 12 Mo. Penalty On 5 Year CD

Posted by: |

I received the following email from a VP at this bank:

Thank you for your interest in Wallkill Valley Federal Savings & Loan but we do not accept deposits outside our lending area. But, for your information our penalty for early withdrawal on the 5 year cd is 12 months of interest, whether earned or not.

1


Health
A+

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28870
Year Established1913
Employees69
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.83%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$381.7MM$373.5MM
LoansQ1 2022vs Q1 2021$264.3MM$261.4MM
DepositsQ1 2022vs Q1 2021$331.3MM$315.4MM
Equity CapitalQ1 2022vs Q1 2021$40.6MM$40.7MM
Loan Loss AllowanceQ1 2022vs Q1 2021$3.1MM$3.0MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$515.00K$1.5MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Wallkill Valley Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Wallkill Valley Federal Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.76%$10-Variable Rate IRA
0.25%$10-Statement Savings Account
0.25%$10-IRA Statement Savings
0.12%$100-Youth Savings
0.10%$10-Holiday Club Account
0.10%--All Purpose Club
0.05%$10-Passbook Savings Account

Wallkill Valley Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%*$50k*-Statement Money Market Account
OTHER TIERS: 0.05% → $100 - $2.5k | 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.21% → $25k - $50k
0.51%*$600k*-Premier Money Market
OTHER TIERS: 0.21% → $75k - $250k | 0.31% → $250k - $400k | 0.41% → $400k - $600k
0.51%*$200k*-Business Money Market Savings
OTHER TIERS: 0.10% → $15k - $50k | 0.26% → $50k - $100k | 0.41% → $100k - $200k

Wallkill Valley Federal Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Platinum Checking
0.12%$1k-Hometown Hero Checking
0.10%$100-NOW Personal Checking
0.10%$100-Non-Profit Checking

Wallkill Valley Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.71%$2.5k-60 Month CD
0.66%$2.5k-48 Month CD
0.66%$1k-36 Month CD
0.61%$500-30 Month CD
0.61%$2.5k-24 Month CD
0.45%$500-18 Month CD
0.35%$500-1 Year CD
0.20%$2.5k-6 Month CD
Locations


Wallkill Valley Federal Savings and Loan Association Locations
Milton Branch1880 Route 9wMilton, NY 12547
Wallkill Valley Federal Savings and Loan Associati23 Wallkill AvenueWallkill, NY 12589
Highland Falls Branch252 Main StreetHighland Falls, NY 10928
Maybrook Branch205 Homestead AveMaybrook, NY 12543
Rt 17m & James Rd Branch412 State Highway 17mMonroe, NY 10950
Montgomery Branch201 Ward StreetMontgomery, NY 12549
Otisville Branch16 Sanatorium AvenueOtisville, NY 10963
Walden Branch12-14 Main StWalden, NY 12586

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