Wallkill Valley Federal Savings and Loan Association
REVIEWS
Based on 1 review
HEALTH RATING
A+
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CURRENT TOP RATE
0.92% APY
60 Month CD
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Overview / Commentary
Wallkill Valley Federal Savings and Loan Association is headquartered in Wallkill and is the 95th largest bank in the state of New York. It is also the 2,085th largest bank in the nation. It was established in 1913 and as of June of 2020, it had grown to 71 employees at 8 locations. Wallkill Valley Federal Savings and Loan Association's money market rates are 16% higher than the national average, and it boasts an A+ health rating.
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Reviews (1)
Regional, 12 Mo. Penalty On 5 Year CD
Posted by: John Sears | May 20, 2016
I received the following email from a VP at this bank:
Thank you for your interest in Wallkill Valley Federal Savings & Loan but we do not accept deposits outside our lending area. But, for your information our penalty for early withdrawal on the 5 year cd is 12 months of interest, whether earned or not.
Health
A+
Data as of Q2 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28870 |
| Year Established | 1913 |
| Employees | 71 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 3.32% |
| Annual Interest Income | $6.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $355.1MM$326.3MM |
| Loans | Q2 2020vs Q2 2019 | $272.9MM$265.8MM |
| Deposits | Q2 2020vs Q2 2019 | $294.6MM$265.8MM |
| Equity Capital | Q2 2020vs Q2 2019 | $39.0MM$37.3MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $2.7MM$2.1MM |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $1.2MM$2.6MM |
| Real Estate Owned | Q2 2020vs Q2 2019 | $0$279.00K |