Wallkill Valley Federal Savings and Loan Association
Wallkill Valley Federal Savings and Loan Association is headquartered in Wallkill and is the 100th largest bank in the state of New York. It is also the 2,042nd largest bank in the nation. It was established in 1913 and as of March of 2019, it had grown to 69 employees at 8 locations. Wallkill Valley Federal Savings and Loan Association's money market rates are 3X the national average, and it has an A health rating.
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Regional, 12 Mo. Penalty On 5 Year CD
I received the following email from a VP at this bank:
Thank you for your interest in Wallkill Valley Federal Savings & Loan but we do not accept deposits outside our lending area. But, for your information our penalty for early withdrawal on the 5 year cd is 12 months of interest, whether earned or not.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28870 |
| Year Established | 1913 |
| Employees | 69 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.26% |
| Return on Equity - YTD | 11.29% |
| Annual Interest Income | $3.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $324.7MM$317.2MM |
| Loans | Q1 2019vs Q1 2018 | $265.5MM$258.3MM |
| Deposits | Q1 2019vs Q1 2018 | $260.3MM$258.9MM |
| Equity Capital | Q1 2019vs Q1 2018 | $36.6MM$35.1MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $2.2MM$1.9MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $3.0MM$4.7MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $100.00K$696.00K |
Always verify rates and promotions with the bank or credit union. We are not Wallkill Valley Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Wallkill Valley Federal Savings and Loan Association Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.02% | $10 | - | Variable Rate IRA | |
| 1.02% | $10 | - | Variable Rate ROTH IRA | |
| 0.51% | $10 | - | Statement Savings Account | |
| 0.15% | $10 | - | Holiday Club Account | |
| 0.10% | $10 | - | Passbook Savings Account |
Wallkill Valley Federal Savings and Loan Association Money Market Rates
Wallkill Valley Federal Savings and Loan Association Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $500 | - | Platinum Checking | |
| 0.10% | $100 | - | NOW Personal Checking |
Wallkill Valley Federal Savings and Loan Association CD Rates
Wallkill Valley Federal Savings and Loan Association IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.17% | $2.5k | - | 48 Month IRA | |
| 0.91% | $500 | - | 12 Month Fixed Rate IRA | |
| 0.66% | $2.5k | - | 6 Month Fixed Rate IRA |
| Wallkill Valley Federal Savings and Loan Association Locations | ||
|---|---|---|
| Milton Branch | 1880 Route 9w | Milton, NY 12547 |
| Wallkill Valley Federal Savings and Loan Associati | 23 Wallkill Avenue | Wallkill, NY 12589 |
| Highland Falls Branch | 252 Main Street | Highland Falls, NY 10928 |
| Maybrook Branch | 205 Homestead Ave | Maybrook, NY 12543 |
| Rt 17m & James Rd Branch | 412 State Highway 17m | Monroe, NY 10950 |
| Montgomery Branch | 201 Ward Street | Montgomery, NY 12549 |
| Otisville Branch | 2 Sanatorium Avenue, Ste 2 | Otisville, NY 10963 |
| Walden Branch | 12-14 Main St | Walden, NY 12586 |