WaterStone Bank

Overview / Commentary
11200 West Plank Court
Wauwatosa, WI 53226

WaterStone Bank is headquartered in Wauwatosa and is the 10th largest bank in the state of Wisconsin. It is also the 480th largest bank in the nation. It was established in 1921 and as of March of 2021, it had grown to 843 employees at 16 locations. WaterStone Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #28513
Year Established1921
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD3.91%
Return on Equity - YTD22.67%
Annual Interest Income$18.5MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$2.19B$2.05B
LoansQ1 2021vs Q1 2020$1.66B$1.66B
DepositsQ1 2021vs Q1 2020$1.29B$1.14B
Equity CapitalQ1 2021vs Q1 2020$380.1MM$349.4MM
Loan Loss AllowanceQ1 2021vs Q1 2020$17.8MM$13.2MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$4.2MM$6.8MM
Real Estate OwnedQ1 2021vs Q1 2020$150.00K$702.00K
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Always verify rates and promotions with the bank or credit union. We are not WaterStone Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

WaterStone Bank Savings Account Rates

0.05%*$5k*-Health Savings Account
OTHER TIERS: 0.01% Up to $5k
OTHER TIERS: 0.01% Up to $1k | 0.02% $1k - $5k
0.01%--Business Savings
0.01%$10-IRA Access Savings
0.01%--Moola Moola Account

WaterStone Bank Money Market Rates

0.40%--Money Market w/ Checking Account - Special
0.40%--Business Money Market w/ Checking Account - Special
0.25%*$50k*-Money Market w/ Checking
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $50k
0.20%*$50k*-Business Money Market
OTHER TIERS: 0.10% Up to $50k
0.15%*$50k*-Money Market w/o Checking Account
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k

WaterStone Bank Checking Account Rates

0.15%*$50k*-Universal Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $50k
0.05%*$2.5k*-Business Interest Checking
OTHER TIERS: 0.01% Up to $2.5k

WaterStone Bank CD Rates

0.60%$1k-5 Year CD
0.50%$1k-4 Year CD
0.50%$2.5k-25 Month CD Special
0.45%$5k-15 Month CD Special
0.40%$1k-3 Year CD
0.40%$5k-11 Month CD Special
0.40%$5k-25 Month CD Special w/ Checking
0.35%$5k-15 Month CD Special w/ Checking
0.30%$1k-2 Year CD
0.30%$5k-11 Month CD Special w/ Checking
0.20%$1k-1 Year CD
0.20%$100-1 Year Purpose CD
0.10%$1k-6 Month CD

WaterStone Bank IRA Rates

0.60%$500-5 Year IRA
0.50%$500-4 Year IRA
0.50%$2.5k-25 Month IRA Special
0.45%$2.5k-15 Month IRA Special
0.40%$500-3 Year IRA
0.40%$2.5k-11 Month IRA Special
0.40%$2.5k-25 Month IRA Special w/ Checking
0.35%$2.5k-15 Month IRA Special w/ Checking
0.30%$500-2 Year IRA
0.30%$2.5k-11 Month IRA Special w/ Checking
0.20%$500-1 Year IRA
0.10%$500-6 Month IRA


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