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Overview / Commentary
617-924-0160
149 MAIN ST
WATERTOWN, MA 02472-4410

Watertown Municipal Credit Union is headquartered in WATERTOWN and is the 120th largest credit union in the state of Massachusetts. It is also the 4,078th largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 1 employees and 808 members at 1 location. Watertown Municipal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to the employees of the City of Watertown, Massachusetts.
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Watertown Municipal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67615
Year Chartered1934
Employees1
Primary Regulator
Profit Margin
Return on Assets - YTD-0.15%
Return on Equity - YTD-0.54%
Annual Interest Income$110.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$11.7MM$12.3MM
LoansQ2 2016vs Q2 2015$2.3MM$2.4MM
DepositsQ2 2016vs Q2 2015$8.4MM$8.9MM
Equity CapitalQ2 2016vs Q2 2015$3.3MM$3.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$8.00K$7.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$0$0
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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Watertown Municipal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$25-Regular Saving Account

Watertown Municipal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k$10k15 Month CD
0.20%$1k$10k6 Month CD
Locations


Watertown Municipal Credit Union Locations
Branch Office149 MAIN STWATERTOWN, MA 02472-4410