Watsonville Hospital Federal Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
0.25%1-year CD
0.05%Savings
0.40%2-year CD
View all Watsonville Hospital Federal Credit Union rates »

Overview / Commentary
831-724-8098
75 Neilson St
Watsonville, CA 95076-2468

Watsonville Hospital Federal Credit Union is headquartered in Watsonville and is the 263rd largest credit union in the state of California. It is also the 3,737th largest credit union in the nation. It was established in 1962 and as of December of 2018, it had grown to 3 employees and 1,396 members at 1 location. Watsonville Hospital Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to all who work, live, worship or attend school in the Watsonville.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Watsonville Hospital Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #14832
Year Chartered1962
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.37%
Annual Interest Income$495.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$13.7MM$13.8MM
LoansQ4 2018vs Q4 2017$6.0MM$5.5MM
DepositsQ4 2018vs Q4 2017$12.3MM$12.4MM
Equity CapitalQ4 2018vs Q4 2017$1.3MM$1.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$27.00K$30.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$66.00K$42.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Watsonville Hospital Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$10k*-IRA Savings
OTHER TIERS: 0.10% $25 - $1k | 0.75% $1k - $10k
0.08%$25-Scottie Saver
0.05%*$5k*-Regular Shares
OTHER TIERS: 0.04% $25 - $5k
0.04%$25-Christmas Club

Watsonville Hospital Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$10k*-24 Month Share Certificate
OTHER TIERS: 0.30% $2k - $10k
0.30%*$10k*-18 Month Share Certificate
OTHER TIERS: 0.25% $2k - $10k
0.25%*$10k*-12 Month Share Certificate
OTHER TIERS: 0.20% $2k - $10k
0.20%*$10k*-6 Month Share Certificate
OTHER TIERS: 0.15% $2k - $10k
Locations


Watsonville Hospital Federal Credit Union Locations
Branch Office75 Neilson StWatsonville, CA 95076-2468

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