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Overview / Commentary
939A Fir St
Waynesboro, VA 22980

Waynesboro Employees Credit Union, is headquartered in Waynesboro and is the 115th largest credit union in the state of Virginia. It is also the 5,038th largest credit union in the nation. It was established in 1958 and as of June of 2017, it had grown to 2 employees and 1,120 members at 1 location. Waynesboro Employees Credit Union, has a D health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Waynesboro Employees Credit Union, has a very low asset base.

Health Grade Components

NCUA #66936
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD-0.71%
Return on Equity - YTD-7.56%
Annual Interest Income$98.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$3.5MM$4.0MM
LoansQ2 2017vs Q2 2016$2.2MM$2.0MM
DepositsQ2 2017vs Q2 2016$3.2MM$3.6MM
Equity CapitalQ2 2017vs Q2 2016$344.00K$375.00K
Loan Loss AllowanceQ2 2017vs Q2 2016$23.00K$28.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$168.00K$91.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0

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Waynesboro Employees Credit Union, Locations
Branch Office939A Fir StWaynesboro, VA 22980