10% 10-Month CD at a Massachusetts CU ($2.5K max)


Fitchburg ME Federal Credit Union is offering a 10.00% APY 10-month term certificate. The minimum deposit is $500 and the maximum deposit is $2,500. This special CD requires a checking account with direct deposit of your net paycheck. Limit one CD per member. New money is required. If direct deposit is not established within 30 days of opening account, the rate will convert to 1.01% APY.

You can think of this like a checking account bonus. The 10% APY is about 4.5% over what's available nationally from a CD. If you have the full $2.5K earning this for 10 months, that'll result in about an extra $94.

The credit union's field of membership includes employees of the City of Fitchburg, Fitchburg State College, and other places. It also includes students of Fitchburg Public Schools and their family members. Becoming a member of the Friends of Fitchburg Public Library or the Friends of Coggshall Park can also qualify you for credit union membership.

The credit union only has one branch located in Fitchburg, Massachusetts which is about 40 miles west of Boston.

Fitchburg ME FCU is NCUA insured. It's a small credit union with $23.5 million in assets and just over 3,000 members.