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West Coast Federal Emp. Credit Union

Popular Accounts at this Credit Union

0.50%5-year CD60 Month CD
0.35%1-year CD12 Month CD
0.10%SavingsOther Share Account

Overview / Commentary
3487 Clark Rd
Sarasota, FL 34231-8405

West Coast Federal Emp. Credit Union is headquartered in Sarasota and is the 103rd largest credit union in the state of Florida. It is also the 2,905th largest credit union in the nation. It was established in 1948 and as of June of 2016, it had grown to 9 employees and 2,642 members at 2 locations. West Coast Federal Emp. Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live in DeSoto, Charlotte, Pinellas, or Lee Counties in Florida; those who live or work in Manatee and Sarasota Counties in Florida; members of Veterans of the United States Armed Forces or an Anabaptist congregation, and employees of local, state and Federal government agencies.
See current membership details

Reviews (1)

Very Bad Experience

Posted by: Anonymous | Mar 23, 2012

On March 23, 2012 I was given a Cashier's Check drawn on the West Coast Federal Employees Credit Union as payment for a trailer. When I went to the CU they refused to honor the check! The told me they could only honor a check up to $1,000. If that's the case, why did they issue a check for more? How does an institution issue a check and refuse to honor it without committing fraud?

In addition the cashiers were rude and gave conflicting stories about their policies. One even told me that a Cashier's Check was not a guarantee that there were funds available! I've had better experiences at the DMV.

I would not give any stars, but it's necessary in order to post the review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. West Coast Federal Emp. Credit Union has a low asset base.

Health Grade Components

NCUA #67296
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD-0.26%
Return on Equity - YTD-2.06%
Annual Interest Income$461.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$30.3MM$30.9MM
LoansQ2 2016vs Q2 2015$9.8MM$9.8MM
DepositsQ2 2016vs Q2 2015$26.2MM$26.7MM
Equity CapitalQ2 2016vs Q2 2015$3.9MM$3.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$277.00K$301.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$121.00K$34.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Coast Federal Emp. Credit Union Savings Account Rates

0.25%--IRA Share Account
0.10%$100-Primary Share Account
0.10%-$500Coaster Account
0.10%--Other Share Account

West Coast Federal Emp. Credit Union Money Market Rates

0.15%*$75k*-Money Market Account
OTHER TIERS: 0.10% $2,500 - $75k

West Coast Federal Emp. Credit Union CD Rates

0.50%$500-60 Month CD
0.40%$500-24 Month CD
0.35%$500-12 Month CD
0.25%$500-6 Month CD

West Coast Federal Emp. Credit Union IRA Rates

0.40%$25k-24 Month IRA CD
0.40%--60 Month IRA CD
0.35%$25k-12 Month IRA CD

West Coast Federal Emp. Credit Union Locations
Branch Office852 Tallevast RdSarasota, FL 34243-3249
Branch Office3487 Clark RdSarasota, FL 34231-8405