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West Coast Federal Emp. Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%5-year CD60 Month CD
0.35%1-year CD12 Month CD
0.10%SavingsOther Share Account

Overview / Commentary
941-925-2890
3487 Clark Rd
Sarasota, FL 34231-8405

West Coast Federal Emp. Credit Union is headquartered in Sarasota and is the 103rd largest credit union in the state of Florida. It is also the 2,895th largest credit union in the nation. It was established in 1948 and as of September of 2016, it had grown to 10 employees and 2,599 members at 2 locations. West Coast Federal Emp. Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live in DeSoto, Charlotte, Pinellas, or Lee Counties in Florida; those who live or work in Manatee and Sarasota Counties in Florida; members of Veterans of the United States Armed Forces or an Anabaptist congregation, and employees of local, state and Federal government agencies.
See current membership details

Reviews (1)

Very Bad Experience

Posted by: Anonymous | Mar 23, 2012

On March 23, 2012 I was given a Cashier's Check drawn on the West Coast Federal Employees Credit Union as payment for a trailer. When I went to the CU they refused to honor the check! The told me they could only honor a check up to $1,000. If that's the case, why did they issue a check for more? How does an institution issue a check and refuse to honor it without committing fraud?

In addition the cashiers were rude and gave conflicting stories about their policies. One even told me that a Cashier's Check was not a guarantee that there were funds available! I've had better experiences at the DMV.

I would not give any stars, but it's necessary in order to post the review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. West Coast Federal Emp. Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67296
Year Chartered1948
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.17%
Annual Interest Income$688.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$30.6MM$30.8MM
LoansQ3 2016vs Q3 2015$9.8MM$9.5MM
DepositsQ3 2016vs Q3 2015$26.5MM$26.6MM
Equity CapitalQ3 2016vs Q3 2015$3.9MM$3.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$212.00K$301.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$85.00K$138.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Coast Federal Emp. Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Share Account
0.10%$100-Primary Share Account
0.10%-$500Coaster Account
0.10%--Other Share Account

West Coast Federal Emp. Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$75k*-Money Market Account
OTHER TIERS: 0.10% $2,500 - $75k

West Coast Federal Emp. Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month CD
0.40%$500-24 Month CD
0.35%$500-12 Month CD
0.25%$500-6 Month CD

West Coast Federal Emp. Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$25k-24 Month IRA CD
0.40%$500-60 Month IRA CD
0.35%$25k-12 Month IRA CD
Locations


West Coast Federal Emp. Credit Union Locations
Branch Office852 Tallevast RdSarasota, FL 34243-3249
Branch Office3487 Clark RdSarasota, FL 34231-8405