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Overview / Commentary
940 High Street
West Milton, PA 17886

West Milton State Bank is headquartered in West Milton and is the 80th largest bank in the state of Pennsylvania. It is also the 1,699th largest bank in the nation. It was established in 1920 and as of March of 2018, it had grown to 82 employees at 6 locations. West Milton State Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #8421
Year Established1920
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD14.02%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$409.7MM$401.7MM
LoansQ1 2018vs Q1 2017$240.5MM$216.7MM
DepositsQ1 2018vs Q1 2017$338.9MM$342.6MM
Equity CapitalQ1 2018vs Q1 2017$38.9MM$38.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.6MM$2.3MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$803.00K$1.0MM
Real Estate OwnedQ1 2018vs Q1 2017$0$195.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Milton State Bank Savings Account Rates

0.20%*$25k*-Statement Savings Account
OTHER TIERS: 0.15% Up to $25k
0.15%--Club Accounts

West Milton State Bank Money Market Rates

0.45%*$100k*-Market Share Investment Account
OTHER TIERS: 0.05% Up to $2,500 | 0.25% $2,500 - $25k | 0.35% $25k - $100k
0.40%*$100k*-Money Market Demand Account
OTHER TIERS: 0.05% Up to $2,500 | 0.20% $2,500 - $25k | 0.25% $25k - $50k | 0.30% $50k - $100k

West Milton State Bank Checking Account Rates

0.20%*$50k*-Good Neighbors Account
OTHER TIERS: 0.10% $500 - $5k | 0.15% $5k - $50k
0.15%*$50k*-Business Advantage
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $50k

West Milton State Bank CD Rates

2.11%$1k-24 Month CD Special w/ One-Time Bump (New Money)
1.66%$500$100k5 Year CD
1.35%$500$100k4 Year CD
1.00%$500$100k3 Year CD
0.50%$500$100k2 Year CD
0.35%$500$100k1 Year CD
0.25%$500$100k182 Day CD

West Milton State Bank IRA Rates

1.66%$500$100k5 Year IRA
1.35%$500$100k4 Year IRA
1.00%$500$100k3 Year IRA
0.50%$500$100k2 Year IRA
0.35%$500$100k1 Year IRA
0.25%$500$100k182 day IRA

West Milton State Bank Locations
Watsontown Branch1025 Main StreetWatsontown, PA 17777
Beaver Springs Branch19179 Route 522Beaver Springs, PA 17812
East Buffalo Branch2005 Market StreetLewisburg, PA 17837
West Buffalo Branch40 Hardees DriveMifflinburg, PA 17844
West Milton State Bank940 High StreetWest Milton, PA 17886
Northumberland Branch397 Point Township DriveNorthumberland, PA 17857

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