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Overview / Commentary
432-337-2851
1501 West University Boulevard
Odessa, TX 79764

West Texas State Bank (TX) is headquartered in Odessa and is the 149th largest bank in the state of Texas. It is also the 1,694th largest bank in the nation. It was established in 1937 and as of September of 2017, it had grown to 99 employees at 8 locations. West Texas State Bank (TX) has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #15466
Year Established1937
Employees99
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD6.36%
Annual Interest Income$9.7MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$411.5MM$392.6MM
LoansQ3 2017vs Q3 2016$202.2MM$229.6MM
DepositsQ3 2017vs Q3 2016$366.3MM$349.3MM
Equity CapitalQ3 2017vs Q3 2016$44.5MM$42.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$5.6MM$11.4MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$14.5MM$22.0MM
Real Estate OwnedQ3 2017vs Q3 2016$0$368.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

West Texas State Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$200-Savings

West Texas State Bank (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2,500-Money Market Checking

West Texas State Bank (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-Lone Star Fund
OTHER TIERS: 0.05% Up to $50k
0.05%$1,200-NOW Checking

West Texas State Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2,500-18 Month CD
0.50%$2,500-24 Month CD
0.45%$2,500-12 Month CD
0.10%$2,500-6 Month CD
0.05%$2,500-3 Month CD

West Texas State Bank (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2,500-18 Month IRA
0.50%$2,500-24 Month IRA
0.45%$2,500-12 Month IRA
0.10%$2,500-6 Month IRA
0.05%$2,500-3 Month IRA
Locations


West Texas State Bank (TX) Locations
Kermit State Bank Branch100 West Austin StreetKermit, TX 79745
West Texas State Bank1501 West University BoulevardOdessa, TX 79764
Monahans Branch214 South MainMonahans, TX 79756
North Grandview Branch2426 North Grandview AvenueOdessa, TX 79761
Midland Branch400 W. Illinois, Suite 100Midland, TX 79701
Ft. Stockton Branch809 W. Dickinson Blvd.Fort Stockton, TX 79735
Detached Facility205 South AllenMonahans, TX 79756
Detached Facility210 North Oak StreetKermit, TX 79745