Overview / Commentary
1501 West University Boulevard
Odessa, TX 79764

West Texas State Bank (TX) is headquartered in Odessa and is the 149th largest bank in the state of Texas. It is also the 1,686th largest bank in the nation. It was established in 1937 and as of December of 2018, it had grown to 95 employees at 8 locations. West Texas State Bank (TX) has an A+ health rating.


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Health Grade Components

FDIC Certificate #15466
Year Established1937
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD11.16%
Annual Interest Income$17.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$417.5MM$398.5MM
LoansQ4 2018vs Q4 2017$210.1MM$202.0MM
DepositsQ4 2018vs Q4 2017$366.8MM$352.9MM
Equity CapitalQ4 2018vs Q4 2017$49.5MM$45.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.9MM$4.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$867.00K$12.2MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0

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West Texas State Bank (TX) Locations
Kermit State Bank Branch100 West Austin StreetKermit, TX 79745
West Texas State Bank1501 West University BoulevardOdessa, TX 79764
Monahans Branch214 South MainMonahans, TX 79756
North Grandview Branch2426 North Grandview AvenueOdessa, TX 79761
Midland Branch400 W. Illinois, Suite 100Midland, TX 79701
Ft. Stockton Branch809 W. Dickinson Blvd.Fort Stockton, TX 79735
Detached Facility205 South AllenMonahans, TX 79756
Detached Facility210 North Oak StreetKermit, TX 79745

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