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Overview / Commentary
717-843-6559
1701 W Market St
York, PA 17404

West York Area School Dist Em Federal Credit Union is headquartered in York and is the 311th largest credit union in the state of Pennsylvania. It is also the 4,891st largest credit union in the nation. It was established in 1965 and as of September of 2016, it had grown to 2 employees and 1,071 members at 1 location. West York Area School Dist Em Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in West York Area School Dist Employees Federal Credit Union is open to employees of the West York Area School District.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. West York Area School Dist Em Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #16624
Year Chartered1965
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD2.64%
Annual Interest Income$103.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$5.0MM$4.7MM
LoansQ3 2016vs Q3 2015$2.1MM$2.3MM
DepositsQ3 2016vs Q3 2015$4.6MM$4.3MM
Equity CapitalQ3 2016vs Q3 2015$404.00K$379.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$17.00K$38.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$6.00K$13.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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West York Area School Dist Em Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Accounts

West York Area School Dist Em Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%--Share Draft
Locations


West York Area School Dist Em Federal Credit Union Locations
Branch Office1701 W Market StYork, PA 17404-5465