Featured Savings Rates
Featured Accounts

Westconsin Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.02%Reward CheckingAddsUp Checking
1.66%5-year CD60 Month CD - Basic MVP
0.60%1-year CD12 Month Fixed Rate Health Savings - Basic MVP

Overview / Commentary
715-235-3403
3333 Schneider Ave SE
Menomonie, WI 54751

Westconsin Credit Union is headquartered in Menomonie and is the 12th largest credit union in the state of Wisconsin. It is also the 254th largest credit union in the nation. It was established in 1939 and as of June of 2016, it had grown to 288 employees and 85,484 members at 21 locations. Westconsin Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Westconsin Credit Union is open to the following: (1) those who live or work in Barron, Buffalo, Burnett, Chippewa, Clark, Dunn, Eau Claire, Jackson, Pepin, Pierce, Polk, Rusk, St. Croix, Sawyer, Taylor, Trempealeau, and Washburn Counties in Wisconsin; (2) those who live or work in Anoka, Chisago, Dakota, Goodhue, Isanti, Ramsey, Wabasha, and Washington Counties in Minnesota; (3) employees and students of any university or technical college within the listed counties.
See current membership details

Reviews (3)

Amazing Service From Small Town Wisconsin

Posted by: JimmyKarl | Nov 8, 2016

Westconsin Credit Union has been such a treat to work with in the near 10 years I have been with them. Having dealt with nearly a dozen other banks in my life, they have come out far above any of the rest. I recently got a checking account with them, and they were the only bank willing to work with me to get one. With the poor credit I have, I've had a hard time finding a bank to give me that opportunity, but they didn't hesitate. They set me up with a "foundation checking account"(I believe that's what they called it), which safeguarded them from my poor credit past, all while giving me the opportunity to earn a regular checking account once I maintained a positive balance for a year. Things have been great ever since, and they've helped with every issue I've ran across. Me and my significant other are hoping to buy a house in the next couple years, and we will certainly be going through them for any advice, feedback, and assistance they can provide.

Great Credit Union for Western Wisconsin

I have used them for awhile, and they are always friendly and helpful. I recently had to go in to have my checking converted from a "simply" checking to regular checking account. They are very friendly, and I've had my checks deposited flawlessly into the savings account I've had for years. I would highly recommend anyone that lives in Western Wisconsin to strongly consider this small town bank. The checking that I currently am using now works great as well, and I can deposit checks into it via a mobile app, which is also a huge perk. I have literally never had an issue in nearly 10 years I've been with them. There drive thru is also seamless, and they are very prompt to address you, as you pull up to the window.

Member Friendly Credit Union

Posted by: JessKay | Apr 13, 2016

Westconsin Credit Union is based in western Wisconsin, as the name implies. It is a smaller institution, more able to give personable customer service and more able to help the member out with their specify needs. Deposits made have same day availability, which is certainly not the standard anymore. This is absolutely something that sets them apart from the bigger guys and makes them more member friendly. They offer various options for checking accounts with no fees (assuming a certain dollar amount deposits each month), no minimum balance and some even offer interest. The interest is obviously minimal, but hey you're getting a little bit each month to use your checking account as you normally would. They also offer a small selection of cash back options when you use your check card at certain places each month. They have a savings account option for kids with rewards to make saving more fun for little ones.



Health
A+

Health Grade Components

Overall
NCUA #66742
Year Chartered1939
Employees288
Primary Regulator
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD7.39%
Annual Interest Income$19.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.05B$981.1MM
LoansQ2 2016vs Q2 2015$798.0MM$757.5MM
DepositsQ2 2016vs Q2 2015$912.6MM$860.3MM
Equity CapitalQ2 2016vs Q2 2015$123.2MM$109.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$7.9MM$10.5MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$7.5MM$8.1MM
Real Estate OwnedQ2 2016vs Q2 2015$408.00K$654.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Westconsin Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$10k*-Health Savings Account (HSA)
OTHER TIERS: 0.30% Up to $10k
0.55%*$10k*-HSA Checking
OTHER TIERS: 0.30% Up to $10k
0.25%--Savings
0.25%--Christmas Club
0.25%--Funeral Trust
0.25%--Membership Savings

Westconsin Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Money Market Checking
OTHER TIERS: 0.25% Up to $10k | 0.35% $10k - $25k | 0.45% $25k - $50k | 0.55% $50k - $100k
0.65%*$100k*-Money Market Savings
OTHER TIERS: 0.25% Up to $10k | 0.35% $10k - $25k | 0.45% $25k - $50k | 0.55% $50k - $100k
0.65%*$25k*-Achieve Money Market
OTHER TIERS: 0.35% Up to $25k

Westconsin Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$15kAddsUp Checking - Qualifying
OTHER TIERS: 0.25% $15k+
0.15%--Preferred Checking
0.15%$500-Select Checking
0.15%$500-Business Checking

Westconsin Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-60 Month CD - Gold MVP
1.81%$1k-60 Month CD - Silver MVP
1.76%$1k-48 Month CD - Gold MVP
1.66%$1k-60 Month CD - Basic MVP
1.61%$1k-36 Month CD - Gold MVP
1.56%$1k-48 Month CD - Silver MVP
1.41%$1k-48 Month CD - Basic MVP
1.41%$1k-36 Month CD - Silver MVP
1.31%$1k-24 Month CD - Gold MVP
1.26%$1k-36 Month CD - Basic MVP
1.26%$5k-36 Month Step-Up CD - Gold MVP
1.11%$1k-24 Month CD - Silver MVP
1.11%$1k-18 Month CD - Gold MVP
1.06%$5k-36 Month Step-Up CD - Silver MVP
1.00%$1k-12 Month CD - Gold MVP
0.95%$1k-24 Month CD - Basic MVP
0.95%$500-12 Month Fixed Rate Health Savings - Gold MVP
0.90%$5k-36 Month Step-Up CD - Basic MVP
0.90%$1k-18 Month CD - Silver MVP
0.80%$1k-12 Month CD - Silver MVP
0.80%$1k-6 Month CD - Gold MVP
0.75%$1k-18 Month CD - Basic MVP
0.75%$500-12 Month Fixed Rate Health Savings - Silver MVP
0.65%$1k-12 Month CD - Basic MVP
0.60%$500-12 Month Fixed Rate Health Savings - Basic MVP
0.60%$1k-6 Month CD - Silver MVP
0.60%$5k-3 Month CD - Gold MVP
0.45%$1k-6 Month CD - Basic MVP
0.40%$5k-3 Month CD - Silver MVP
0.25%$5k-3 Month CD - Basic MVP

Westconsin Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-60 Month Fixed Rate IRA - Gold MVP
1.81%$500-60 Month Fixed Rate IRA - Silver MVP
1.66%$500-60 Month Fixed Rate IRA - Basic MVP
1.16%$500-18 Month Fixed Rate IRA - Gold MVP
0.95%$500-18 Month Fixed Rate IRA - Silver MVP
0.95%$50-18 Month Variable Rate IRA - Silver MVP
0.95%$50-18 Month Variable Rate IRA - Gold MVP
0.95%$50-18 Month Variable Rate IRA - Basic MVP
0.80%$500-18 Month Fixed Rate IRA - Basic MVP
Locations

Westconsin Credit Union has 21 locations. Click to view all Westconsin Credit Union locations.