Westconsin Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.02% | Reward Checking | AddsUp Checking 1.85% - National Average |
| 1.81% | 5-year CD | 60 Month CD - Basic MVP 2.35% - Synchrony Bank 60 Month CD |
| 0.60% | 1-year CD | 12 Month Fixed Rate Health Savings - Basic MVP 1.50% - Ally Bank No Penalty 11-Month CD |
Westconsin Credit Union is headquartered in Menomonie and is the 12th largest credit union in the state of Wisconsin. It is also the 243rd largest credit union in the nation. It was established in 1939 and as of June of 2017, it had grown to 313 employees and 87,658 members at 22 locations. Westconsin Credit Union's money market rates are 82% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Westconsin Credit Union is open to the following: (1) those who live or work in Barron, Buffalo, Burnett, Chippewa, Clark, Dunn, Eau Claire, Jackson, Pepin, Pierce, Polk, Rusk, St. Croix, Sawyer, Taylor, Trempealeau, and Washburn Counties in Wisconsin; (2) those who live or work in Anoka, Chisago, Dakota, Goodhue, Isanti, Ramsey, Wabasha, and Washington Counties in Minnesota; (3) employees and students of any university or technical college within the listed counties.
See current membership details
Westconsin is great!
Westconsin is a very friendly and community based credit union. When I originally signed up with them, it was due to me having such poor credit, that no bank around would even consider letting me open a checking account (which is what my work required to have checks deposited into). Westconsin helped me get a checking account, and has since helped provide me with resources to get my credit boosted to a respectable level. I'm still working on my credit, and they are still helping, but I am about 200 points above where I was when I opened my account with them about 6 years ago. I would strongly recommend this bank to anyone who lives in Western Wisconsin, as they are willing to help and accommodate each situation individually. They go above and beyond what a typical big chain bank would, and I know that first hand.
Amazing Service From Small Town Wisconsin
Westconsin Credit Union has been such a treat to work with in the near 10 years I have been with them. Having dealt with nearly a dozen other banks in my life, they have come out far above any of the rest. I recently got a checking account with them, and they were the only bank willing to work with me to get one. With the poor credit I have, I've had a hard time finding a bank to give me that opportunity, but they didn't hesitate. They set me up with a "foundation checking account"(I believe that's what they called it), which safeguarded them from my poor credit past, all while giving me the opportunity to earn a regular checking account once I maintained a positive balance for a year. Things have been great ever since, and they've helped with every issue I've ran across. Me and my significant other are hoping to buy a house in the next couple years, and we will certainly be going through them for any advice, feedback, and assistance they can provide.
Great Credit Union for Western Wisconsin
I have used them for awhile, and they are always friendly and helpful. I recently had to go in to have my checking converted from a "simply" checking to regular checking account. They are very friendly, and I've had my checks deposited flawlessly into the savings account I've had for years. I would highly recommend anyone that lives in Western Wisconsin to strongly consider this small town bank. The checking that I currently am using now works great as well, and I can deposit checks into it via a mobile app, which is also a huge perk. I have literally never had an issue in nearly 10 years I've been with them. There drive thru is also seamless, and they are very prompt to address you, as you pull up to the window.
Member Friendly Credit Union
Westconsin Credit Union is based in western Wisconsin, as the name implies. It is a smaller institution, more able to give personable customer service and more able to help the member out with their specify needs. Deposits made have same day availability, which is certainly not the standard anymore. This is absolutely something that sets them apart from the bigger guys and makes them more member friendly. They offer various options for checking accounts with no fees (assuming a certain dollar amount deposits each month), no minimum balance and some even offer interest. The interest is obviously minimal, but hey you're getting a little bit each month to use your checking account as you normally would. They also offer a small selection of cash back options when you use your check card at certain places each month. They have a savings account option for kids with rewards to make saving more fun for little ones.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66742 |
| Year Chartered | 1939 |
| Employees | 313 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 7.18% |
| Annual Interest Income | $21.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $1.16B$1.05B |
| Loans | Q2 2017vs Q2 2016 | $878.7MM$798.0MM |
| Deposits | Q2 2017vs Q2 2016 | $1.01B$912.6MM |
| Equity Capital | Q2 2017vs Q2 2016 | $133.2MM$123.2MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $7.6MM$7.9MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $7.6MM$7.5MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $220.00K$408.00K |
Always verify rates and promotions with the bank or credit union. We are not Westconsin Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Westconsin Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $10k* | - | Health Savings Account (HSA) | ||
| OTHER TIERS: 0.30% → Up to $10k | |||||
| 0.55%* | $10k* | - | HSA Checking | ||
| OTHER TIERS: 0.30% → Up to $10k | |||||
| 0.40% | - | - | Savings | ||
| 0.40% | - | - | Christmas Club | ||
| 0.40% | - | - | Funeral Trust | ||
| 0.40% | - | - | Membership Savings | ||
Westconsin Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.80%* | $100k* | - | Money Market Checking | ||
| OTHER TIERS: 0.40% → Up to $10k | 0.50% → $10k - $25k | 0.60% → $25k - $50k | 0.70% → $50k - $100k | |||||
| 0.80%* | $100k* | - | Money Market Savings | ||
| OTHER TIERS: 0.40% → Up to $10k | 0.50% → $10k - $25k | 0.60% → $25k - $50k | 0.70% → $50k - $100k | |||||
| 0.80%* | $25k* | - | Achieve Money Market | ||
| OTHER TIERS: 0.50% → Up to $25k | |||||
Westconsin Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | - | $15k | AddsUp Checking - Qualifying | ||
| OTHER TIERS: 0.40% → $15k+ | |||||
| 0.25% | - | - | Preferred Checking | ||
| 0.25% | $500 | - | Select Checking | ||
| 0.25% | $500 | - | Business Checking | ||
Westconsin Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.17% | $1k | - | 60 Month CD - Silver MVP | |
| 1.97% | $1k | - | 60 Month CD - Gold MVP | |
| 1.87% | $1k | - | 48 Month CD - Gold MVP | |
| 1.81% | $1k | - | 60 Month CD - Basic MVP | |
| 1.76% | $1k | - | 36 Month CD - Gold MVP | |
| 1.66% | $1k | - | 48 Month CD - Silver MVP | |
| 1.56% | $1k | - | 36 Month CD - Silver MVP | |
| 1.51% | $1k | - | 48 Month CD - Basic MVP | |
| 1.51% | $1k | - | 24 Month CD - Gold MVP | |
| 1.46% | $5k | - | 36 Month Step-Up CD - Gold MVP | |
| 1.41% | $1k | - | 36 Month CD - Basic MVP | |
| 1.31% | $1k | - | 24 Month CD - Silver MVP | |
| 1.26% | $5k | - | 36 Month Step-Up CD - Silver MVP | |
| 1.26% | $1k | - | 18 Month CD - Gold MVP | |
| 1.16% | $1k | - | 24 Month CD - Basic MVP | |
| 1.16% | $1k | - | 12 Month CD - Gold MVP | |
| 1.11% | $5k | - | 36 Month Step-Up CD - Basic MVP | |
| 1.06% | $1k | - | 18 Month CD - Silver MVP | |
| 0.95% | $1k | - | 12 Month CD - Silver MVP | |
| 0.95% | $1k | - | 6 Month CD - Gold MVP | |
| 0.95% | $500 | - | 12 Month Fixed Rate Health Savings - Gold MVP | |
| 0.90% | $1k | - | 18 Month CD - Basic MVP | |
| 0.80% | $1k | - | 12 Month CD - Basic MVP | |
| 0.75% | $1k | - | 6 Month CD - Silver MVP | |
| 0.75% | $500 | - | 12 Month Fixed Rate Health Savings - Silver MVP | |
| 0.75% | $5k | - | 3 Month CD - Gold MVP | |
| 0.60% | $1k | - | 6 Month CD - Basic MVP | |
| 0.60% | $500 | - | 12 Month Fixed Rate Health Savings - Basic MVP | |
| 0.55% | $5k | - | 3 Month CD - Silver MVP | |
| 0.40% | $5k | - | 3 Month CD - Basic MVP |
Westconsin Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.12% | $500 | - | 60 Month Fixed Rate IRA - Gold MVP | |
| 1.92% | $500 | - | 60 Month Fixed Rate IRA - Silver MVP | |
| 1.76% | $500 | - | 60 Month Fixed Rate IRA - Basic MVP | |
| 1.55% | $50 | - | 18 Month Variable Rate IRA - Silver MVP | |
| 1.55% | $50 | - | 18 Month Variable Rate IRA - Gold MVP | |
| 1.55% | $50 | - | 18 Month Variable Rate IRA - Basic MVP | |
| 1.31% | $500 | - | 18 Month Fixed Rate IRA - Gold MVP | |
| 1.11% | $500 | - | 18 Month Fixed Rate IRA - Silver MVP | |
| 0.95% | $500 | - | 18 Month Fixed Rate IRA - Basic MVP |
