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Western Heritage Bank


Overview / Commentary
www.westernheritagebank.com
575-541-0058
230 South Alameda Blvd.
Las Cruces, NM 88005

Western Heritage Bank is headquartered in Las Cruces and is the 19th largest bank in the state of New Mexico. It is also the 2,513th largest bank in the nation. It was established in 2000 and as of December of 2020, it had grown to 62 employees at 6 locations. Western Heritage Bank's money market rates are 36% higher than the national average, and it has an A health rating.

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Health
A

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #35492
Year Established2000
Employees62
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD4.9%
Annual Interest Income$12.3MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$279.7MM$243.7MM
LoansQ4 2020vs Q4 2019$206.6MM$176.5MM
DepositsQ4 2020vs Q4 2019$233.6MM$203.8MM
Equity CapitalQ4 2020vs Q4 2019$30.7MM$29.0MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.7MM$1.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.1MM$449.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Western Heritage Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$50-Savings Account
0.05%$100-Health Savings Account (HSA)

Western Heritage Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$20m*-Platinum Money Market
OTHER TIERS: 0.20% → $1m - $5m | 0.30% → $5m - $10m | 0.40% → $10m - $15m | 0.50% → $15m - $20m
0.05%$5k-Freedom Money Market

Western Heritage Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Liberty Checking Account (Now)

Western Heritage Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$100k-1 Year Jumbo CD
0.40%$100k-2 Year Jumbo CD
0.40%$100k-3 Year Jumbo CD
0.40%$100k-5 Year Jumbo CD
0.25%$100k-6 Month Jumbo CD
0.20%$1k-2 Year CD
0.20%$1k-3 Year CD
0.20%$1k-5 Year CD
0.20%$100k-3 Month Jumbo CD
0.15%$1k-1 Year CD
0.10%$1k-6 Month CD
0.05%$1k-3 Month CD

Western Heritage Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$100k-2 Year Jumbo IRA
0.65%$100k-3 Year Jumbo IRA
0.60%$100k-18 Month Jumbo IRA
0.45%$1k-2 Year IRA
0.45%$1k-3 Year IRA
0.45%$100k-1 Year Jumbo IRA
0.40%$1k-18 Month IRA
0.35%$1k-1 Year IRA
Locations


Western Heritage Bank Locations
Maple Street Branch108 West Maple StreetDeming, NM 88030
Western Heritage Bank230 South AlamedaLas Cruces, NM 88005
The National Bank Of El Paso4849 North MesaEl Paso, TX 79912
Mesa Branch7015 North Mesa StreetEl Paso, TX 79912
Trawood Branch2290 Trawood DriveEl Paso, TX 79935
Gateway Branch6068 Gateway EastEl Paso, TX 79905

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