Western Heritage Bank

Overview / Commentary
230 South Alameda Blvd.
Las Cruces, NM 88005

Western Heritage Bank is headquartered in LAS CRUCES and is the 16th largest bank in the state of New Mexico. It is also the 2,312th largest bank in the nation. It was established in 2000 and as of September of 2023, it had grown to 55 employees at 6 locations. Western Heritage Bank's money market rates are 13X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #35492
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.6%
Return on Equity - YTD15.38%
Annual Interest Income$13.7MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$327.1MM$335.7MM
LoansQ3 2023vs Q3 2022$229.4MM$237.3MM
DepositsQ3 2023vs Q3 2022$286.7MM$300MM
Equity CapitalQ3 2023vs Q3 2022$36MM$31.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$3MM$2.8MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$14K$0
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Western Heritage Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Western Heritage Bank Savings Account Rates

0.50%$50-Savings Account
0.50%$100-Health Savings Account (HSA)

Western Heritage Bank Money Market Rates

5.85%*$15m*-Platinum Money Market
OTHER TIERS: 5.33% $250k - $1m | 5.43% $1m - $5m | 5.54% $5m - $10m | 5.75% $10m - $15m
1.26%$5k-Freedom Money Market

Western Heritage Bank Checking Account Rates

1.21%$1k-Liberty Checking Account (Now)

Western Heritage Bank CD Rates

4.90%$1k-1 Year CD
4.90%$100k-1 Year Jumbo CD
4.81%$1k-6 Month CD
4.81%$100k-6 Month Jumbo CD
4.58%$100k-3 Month Jumbo CD
4.32%$100k-2 Year Jumbo CD
4.16%$100k-3 Year Jumbo CD
4.06%$1k-3 Month CD
4.06%$1k-2 Year CD
4.06%$1k-3 Year CD
3.65%$1k-5 Year CD
3.44%$100k-5 Year Jumbo CD

Western Heritage Bank IRA Rates

4.58%$100k-1 Year Jumbo IRA
4.37%$1k-1 Year IRA
4.06%$1k-18 Month IRA
4.06%$1k-2 Year IRA
4.06%$100k-18 Month Jumbo IRA
4.06%$100k-2 Year Jumbo IRA
3.55%$1k-3 Year IRA
3.55%$100k-3 Year Jumbo IRA

Western Heritage Bank Locations
Maple Street Branch108 West Maple StreetDeming, NM 88030
Western Heritage Bank230 S Alameda BlvdLas Cruces, NM 88005
The National Bank Of El Paso4849 N Mesa StEl Paso, TX 79912
Mesa Branch7015 North Mesa StreetEl Paso, TX 79912
Trawood Branch2290 Trawood DriveEl Paso, TX 79935
Gateway Branch6068 Gateway EastEl Paso, TX 79905

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