Western Heritage Bank

Overview / Commentary
230 South Alameda Blvd.
Las Cruces, NM 88005

Western Heritage Bank is headquartered in Las Cruces and is the 17th largest bank in the state of New Mexico. It is also the 2,345th largest bank in the nation. It was established in 2000 and as of June of 2022, it had grown to 53 employees at 6 locations. Western Heritage Bank's money market rates are 4X the national average, and it boasts an A+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #35492
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD9.04%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$326.8MM$280.1MM
LoansQ2 2022vs Q2 2021$230.0MM$234.0MM
DepositsQ2 2022vs Q2 2021$291.4MM$238.8MM
Equity CapitalQ2 2022vs Q2 2021$31.2MM$30.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.8MM$2.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$0$7.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Western Heritage Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Western Heritage Bank Savings Account Rates

0.25%$50-Savings Account
0.25%$100-Health Savings Account (HSA)

Western Heritage Bank Money Market Rates

1.76%*$15m*-Platinum Money Market
OTHER TIERS: 1.26% $1m - $5m | 1.51% $5m - $10m | 1.61% $10m - $15m
0.70%$5k-Freedom Money Market

Western Heritage Bank Checking Account Rates

0.25%$1k-Liberty Checking Account (Now)

Western Heritage Bank CD Rates

3.24%$100k-3 Year Jumbo CD
3.14%$100k-2 Year Jumbo CD
3.03%$100k-5 Year Jumbo CD
3.00%$100k-1 Year Jumbo CD
1.36%$1k-5 Year CD
1.00%$1k-3 Year CD
1.00%$100k-6 Month Jumbo CD
0.95%$1k-2 Year CD
0.75%$1k-1 Year CD
0.60%$1k-6 Month CD
0.60%$100k-3 Month Jumbo CD
0.30%$1k-3 Month CD

Western Heritage Bank IRA Rates

3.24%$100k-3 Year Jumbo IRA
3.14%$100k-2 Year Jumbo IRA
3.09%$100k-18 Month Jumbo IRA
3.00%$100k-1 Year Jumbo IRA
1.00%$1k-3 Year IRA
0.95%$1k-2 Year IRA
0.80%$1k-18 Month IRA
0.75%$1k-1 Year IRA

Western Heritage Bank Locations
Maple Street Branch108 West Maple StreetDeming, NM 88030
Western Heritage Bank230 S Alameda BlvdLas Cruces, NM 88005
The National Bank Of El Paso4849 N Mesa StEl Paso, TX 79912
Mesa Branch7015 North Mesa StreetEl Paso, TX 79912
Trawood Branch2290 Trawood DriveEl Paso, TX 79935
Gateway Branch6068 Gateway EastEl Paso, TX 79905

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.