Overview / Commentary
Western Heritage Bank is headquartered in Las Cruces and is the 19th largest bank in the state of New Mexico. It is also the 2,718th largest bank in the nation. It was established in 2000 and as of March of 2019, it had grown to 64 employees at 6 locations. Western Heritage Bank has an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35492 |
| Year Established | 2000 |
| Employees | 64 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 3.78% |
| Annual Interest Income | $2.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $220.7MM$150.5MM |
| Loans | Q1 2019vs Q1 2018 | $153.9MM$91.0MM |
| Deposits | Q1 2019vs Q1 2018 | $182.6MM$126.9MM |
| Equity Capital | Q1 2019vs Q1 2018 | $27.2MM$17.2MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $1.2MM$761.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $419.00K$37.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$188.00K |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Western Heritage Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Western Heritage Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $50 | - | Savings Account |
Western Heritage Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $5k | $100k | High Yield Checking (MMDA) |
Western Heritage Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | Liberty Checking Account (Now) |
Western Heritage Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.55% | $1k | - | 5 Year CD | |
| 1.25% | $1k | - | 3 Year CD | |
| 1.20% | $1k | - | 2 Year CD | |
| 0.75% | $1k | - | 1 Year CD | |
| 0.30% | $1k | - | 6 Month CD | |
| 0.15% | $1k | - | 3 Month CD |
Western Heritage Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.15% | $1k | - | 3 Year IRA | |
| 0.90% | $1k | - | 2 Year IRA | |
| 0.65% | $1k | - | 18 Month IRA | |
| 0.40% | $1k | - | 1 Year IRA |
Locations
| Western Heritage Bank Locations | ||
|---|---|---|
| Maple Street Branch | 108 West Maple Street | Deming, NM 88030 |
| Western Heritage Bank | 230 South Alameda | Las Cruces, NM 88005 |
| The National Bank Of El Paso | 4849 North Mesa | El Paso, TX 79912 |
| Mesa Branch | 7015 North Mesa Street | El Paso, TX 79912 |
| Trawood Branch | 2290 Trawood Drive | El Paso, TX 79935 |
| Gateway Branch | 6068 Gateway East | El Paso, TX 79905 |