Western Heritage Bank
LOCATIONS
2
View locations
HEALTH RATING
A
View health report
CURRENT TOP RATE
1.25% APY
3 Year IRA
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 5-year CD | 5 Year CD 1.85% - Synchrony Bank 60 Month CD |
| 0.60% | 1-year CD | 1 Year CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.20% | Savings | Savings Account 1.00% - Ally Bank Online Savings Account |
Overview / Commentary
Western Heritage Bank is headquartered in Las Cruces and is the 36th largest bank in the state of New Mexico. It is also the 4,691st largest bank in the nation. It was established in 2000 and as of June of 2016, it had grown to 18 employees at 2 locations. Western Heritage Bank has an A health rating.
Health
A
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Western Heritage Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35492 |
| Year Established | 2000 |
| Employees | 18 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.29% |
| Return on Equity - YTD | -2.67% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $86.0MM$97.2MM |
| Loans | Q2 2016vs Q2 2015 | $42.3MM$74.7MM |
| Deposits | Q2 2016vs Q2 2015 | $75.4MM$64.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $9.7MM$9.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $794.00K$921.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $216.00K$353.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $250.00K$361.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Western Heritage Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $50 | - | Savings Account |
Western Heritage Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $5k | $100k | High Yield Checking (MMDA) | |
| 0.10% | $1k | - | Liberty Checking Account (Now) |
Western Heritage Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $1k | - | 5 Year CD | |
| 0.95% | $1k | - | 3 Year CD | |
| 0.85% | $1k | - | 2 Year CD | |
| 0.60% | $1k | - | 1 Year CD | |
| 0.40% | $1k | - | 6 Month CD | |
| 0.25% | $1k | - | 3 Month CD |
Western Heritage Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $1k | - | 3 Year IRA | |
| 1.00% | $1k | - | 2 Year IRA | |
| 0.75% | $1k | - | 18 Month IRA | |
| 0.50% | $1k | - | 1 Year IRA |
Locations
| Western Heritage Bank Locations | ||
|---|---|---|
| Maple Street Branch | 108 West Maple Street | Deming, NM 88030 |
| Western Heritage Bank | 230 South Alameda | Las Cruces, NM 88005 |